Authorization determination system and method for electronic business transaction

Abstract

A commerce crediting method for enabling a transaction of complete anonymity on a site built on a computer network is characterized in that a person who wants to newly participate a transaction on thesite as a seller or purchaser is authenticated as a transactor if the person satisfies a predetermined condition, the transactor is rated according to predetermined company data including at least one of the capital, the amounts of sales, and the business history of the authenticated transactor, the limited amount of transaction performed by the transactor is determined according to the rating, and the transaction is limited if the amount of transaction is over the limited amount of transaction of the seller or purchaser. In a preferred working example, the business talk, contract, settlement, and delivery of the transaction are all done perfectly anonymously.

Description

[0001] This application is a divisional application of an invention patent application with application number 01807227.5 and an application date of March 29, 2001 technical field [0002] The present invention relates to inter-enterprise business transactions on computer networks, in particular to a system for managing risks in business transactions on computer networks, and more particularly to a system for judging credit in inter-enterprise payments. More specifically, it relates to an e-commerce transaction system consisting of a membership system in which participating members are completely anonymous. Background technique [0003] For business transactions between enterprises not on the computer network but in real society, there are intermediaries such as trading companies between the supplier (seller) company and the buyer (buyer) company, and from the production of each seller company The sales limit is judged by the ability, quality management status, etc., and eac...

AI Technical Summary

Problems solved by technology

In the above-mentioned B-to-B e-commerce transaction form, when the business user first participates in the e-commerce transaction, he knows many counterparties, which may cause competition. It is of course useful to have an unknown counterparty company, but once you find a promising counterparty company, the significance of participating in the e-commerce transaction site will be reduced

In particular, when there is a possibility of adjusting the desired price among business users, the cost of the transaction increases due to the participation fee of the e-commerce transaction site and the intermediary fee, and there may be a method of directly conducting transactions without e-commerce transactions. In the case of lower transaction fees

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