Authentication method for user identification card with mobile payment function and system thereof

Abstract

The invention belongs to the communication field, and provides an authentication method for a user identification card with a mobile payment function and a system thereof. The authentication method comprises the following steps: previously recording and correlating an identification code for the user identification card with the mobile payment function and a body number of a mobile terminal; detecting and acquiring the currently inserted body number of the mobile terminal for the user identification card with the mobile payment function; judging whether the currently inserted body number of the mobile terminal for the user identification card with the mobile payment function accords with the previously recorded body number of the mobile terminal correlated with the identification code for the user identification card with the mobile payment function; and if yes, allowing to start up the user identification card with the mobile payment function on the currently inserted mobile terminal. The invention can effectively prevent the common user identification card with the mobile payment function at the mobile terminal from being used by other people continuously after the user identification card is lost or embezzled, thus avoiding economic loss and improving safety.

Description

technical field [0001] The invention belongs to the communication field, and in particular relates to an authentication method, system and server of a user identification card with a mobile payment function. Background technique [0002] At present, there are three ways to realize payment through mobile terminals, one is NFC, but the biggest defect of this method is that if users want to use mobile terminals to make payments, they must be replaced with mobile terminals with NFC functions; The commonly used SIMPASS standard based on 13.56MHz; the third is the RFID-SIM based on 2.4GHz currently promoted by China Mobile. Compared with the first method, the latter two methods only need to replace the ordinary user identification card with the user identification card with mobile payment function, which saves the trouble and cost of replacing the mobile terminal, but the latter two methods, After the user identification card with mobile payment function is lost or stolen, it can...

AI Technical Summary

Problems solved by technology

[0004] The purpose of the embodiment of the present invention is to provide an authentication method for a user identification card with a mobile payment function, aiming at solving the problem in the prior art that after a user identification card with a mobile payment function is lost or stolen, it is inserted into other mobile terminals It can still be used in the middle, causing economic losses to users, and the security is not good enough

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