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A system for automatic detection of daily average deposit balance

A deposit and bank deposit technology, applied in data processing applications, finance, instruments, etc., can solve problems such as deposit data errors, reduce calculation errors, and speed up efficiency.

Active Publication Date: 2018-03-27
贵州晨和环宇科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a method and system for automatic detection of the daily average balance of deposits to solve the problem of errors in bank staff statistics of customers' paper bank deposit data

Method used

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  • A system for automatic detection of daily average deposit balance
  • A system for automatic detection of daily average deposit balance

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Experimental program
Comparison scheme
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Embodiment l

[0025] Embodiment 1 A method and system for automatically detecting the average daily balance of deposits.

[0026] Such as figure 1 As shown, the embodiment of the present invention is a method and system for automatic detection of daily average deposit balance, including a banking server, a keyword management device, a file processing device, a PR2 printing device, and an OCR device.

[0027] The banking service server is used for handling banking services and calculating the annual income of customers.

[0028] The keyword management device is used for defining keywords and inputting keywords.

[0029] The document processing device is used for processing paper bank deposit data.

[0030] The OCR device is fixed in front of the paper inlet of the PR2 printer, and is used to scan paper bank deposit data and translate them into text, and is used to obtain the position of the image corresponding to the text from the PR2 printing device.

[0031] The PR2 printing device is c...

Embodiment 2

[0039] Embodiment 2 A method and system working steps for automatic detection of daily average deposit balance.

[0040] Such as figure 2 As shown, the working steps of a method and system for automatic detection of daily average deposit balance in the embodiment of the present invention are as follows.

[0041] Step 1: The bank staff checks the customer's bank deposit data, and if there is an undefined income summary, enter the summary in the keyword management device.

[0042] Step 2: The bank staff puts the customer's paper bank deposit information into the PR2 printer, and starts the document processing device.

[0043] Step 3: The file processing device issues an instruction for the OCR device to work and the PR2 printer to feed paper.

[0044] Step 4: In the data sent by the bank service server using the OCR device, add up the occurrences of the items whose abstracts contain keywords to obtain the annual income of the customer.

[0045] Step 5: The banking server use...

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Abstract

A method and system for automatic detection of the daily average balance of deposits, including a banking server, a keyword management device, a file processing device, a PR2 printing device, and an OCR device. The banking service server is used for handling banking services and calculating the annual income of customers. The keyword management device is used for defining keywords and inputting keywords. The document processing device is used for processing paper bank deposit data. The OCR device is fixed in front of the paper inlet of the PR2 printer, and is used to scan paper bank deposit data and translate them into text, and is used to obtain the position of the image corresponding to the text from the PR2 printing device. The PR2 printing device is composed of a PR2 printer and a control device, and is used to print confirmation marks on paper bank deposit documents, and to transmit the position information of the printing paper to the OCR device. The keyword is the abstract in the paper bank deposit data, which indicates the nature of the deposit, and according to the keyword, it can be known whether the deposit is the customer's income.

Description

technical field [0001] The invention relates to the technical field of automatic detection, in particular to a method and system for automatic detection of daily average deposit balance. Background technique [0002] In the personal loan process of the bank, bank staff need to manually calculate the income part of the paper bank deposit information submitted by the customer to calculate the customer's income within one year and evaluate the customer's repayment ability. Due to the large number of paper bank deposit information items, Only some of them are accruals. Bank staff often make mistakes in statistics, and the statistics take a lot of time. In the bank’s personal loan process, the other four minimum review posts have to be recalculated, which wastes a lot of time, resulting in one loan for each loan. About a month to complete. Therefore, there is an urgent need for a method for automatically detecting the daily average balance of deposits. [0003] PR2 high-perform...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06F19/00G06Q40/02
Inventor 安太平
Owner 贵州晨和环宇科技有限公司