An automatic settlement method and system
A technology of automatic settlement and banking system, applied in the field of payment and settlement, it can solve the problems of large workload of settlement methods, long settlement cycle, and inability to guarantee accuracy, and achieve the effect of shortening settlement cycle, ensuring accuracy and preventing business risks.
Inactive Publication Date: 2017-03-08
深圳支付界科技有限公司
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[0004] In view of the above deficiencies in the prior art, the purpose of the present invention is to provide an automatic settlement method and system, aiming at solving the problems of heavy workload, long settlement cycle and unguaranteed accuracy of the existing settlement methods
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[0051] The present invention provides an automatic settlement method and system. In order to make the purpose, technical solution and effect of the present invention clearer and clearer, the present invention will be further described in detail below. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.
[0052] see figure 1 , figure 1 It is a flowchart of a preferred embodiment of an automatic settlement method of the present invention, as shown in the figure, which includes steps:
[0053] S101. Bind the mobile terminal with the one-key password device in advance, and send the card number and password to the one-key password device and store them;
[0054] S102. When the POS machine acquires the card number for payment, upload the card number to the server, and the server pushes the payment message to the mobile terminal according to the card number;
[0055] S103. When the...
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The invention discloses an automatic settlement method and system. The method comprises steps as follows: when a POS (point of sale) machine obtains a payment card number, the card number is uploaded to a server, and the server pushes a payment message to a mobile terminal according to the card number; when a user agrees to pay, a one-key cryptographic device sends the encrypted card number and a password to the server through the mobile terminal, and then the server sends transaction data to a bank system and returns the transaction information to the server; transaction amount is calculated and cleared according to a preset settlement mode, and then corresponding funds are automatically allocated to corresponding accounts according to a settlement result. According to the automatic settlement method and system, all that is needed is to input a settlement rule into a program, the program automatically performs real-time settlement, the settlement cycle is substantially shortened, and the settlement accuracy is guaranteed; meanwhile, data are effectively recorded, data traceability is guaranteed, and prevention of the operational risk is facilitated.
Description
technical field [0001] The invention relates to the field of payment and settlement, in particular to an automatic settlement method and system. Background technique [0002] In the prior art, the general payment method is to enter the password through the POS machine to confirm the payment, but the existing POS machine is too bulky and difficult to carry because of the password input through the POS machine. There are also passwords entered through the APP, but it is easy to be seen by others. clear text password, and the process of entering the password in the existing payment method wastes a lot of time, and it is easy to forget the password when entering the password. The cycle is long and the accuracy cannot be guaranteed. [0003] Therefore, the prior art still needs to be improved and developed. Contents of the invention [0004] In view of the above-mentioned deficiencies in the prior art, the purpose of the present invention is to provide an automatic settlement...
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IPC IPC(8): G07G1/14G06Q20/34G06Q20/32
Inventor 胡竣哲韩磊
Owner 深圳支付界科技有限公司