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A mobile terminal-based NFC payment method and device

A mobile terminal, payment operation technology, applied in the direction of user identity/authority verification, etc., can solve the problem of user's property safety not being guaranteed, achieve the effect of quick judgment process, ensure operation efficiency, and reduce the effect of NFC function erroneous swipe

Active Publication Date: 2018-03-13
GUANGDONG OPPO MOBILE TELECOMM CORP LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the embodiments of the present invention is to provide a mobile terminal-based NFC payment method and device, aiming at solving the problem of using the NFC function of the mobile terminal to make small payments without inputting the payment password in the prior art, resulting in the failure of the user's property security to be guaranteed The problem

Method used

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  • A mobile terminal-based NFC payment method and device
  • A mobile terminal-based NFC payment method and device
  • A mobile terminal-based NFC payment method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0024] figure 1 The implementation flow of the mobile terminal-based NFC payment method provided by Embodiment 1 of the present invention is shown, and the details are as follows:

[0025] In S101, trigger the NFC payment function of the mobile terminal.

[0026] In this embodiment, the triggering of the NFC payment function means that the NFC payment function of the mobile terminal is activated, but at this time, the mobile terminal has not yet performed an actual payment operation. For example, when the payment application installed on the mobile phone is activated, the antenna of the NFC module detects that the bank card is close to the mobile terminal, but the bank card deduction operation has not yet been performed; or when the mobile phone is close to the card reader device of the bus, but actually The card reading device has not yet been able to read and write data in the NFC module.

[0027] In S102, the current tilt angle of the mobile terminal is detected.

[0028...

Embodiment 2

[0036] In this embodiment, on the basis of Embodiment 1 of the present invention, the related steps of pre-setting the tilt angle range are added before S101, such as figure 2 Shown:

[0037] In S201, the user's identity information is collected through a designated identity verification method.

[0038] The specified identity verification method includes but is not limited to fingerprint verification or password verification. In S201, the user's identity information is collected according to the information collection method corresponding to the specified identity verification method. For example, if the specified identity verification method If the method is fingerprint verification, the user's fingerprint information will be collected, and if the specified identity verification method is password verification, the password entered by the user will be received.

[0039] In S202, if the verification of the identity information of the user is passed, the tilt angle range is ...

Embodiment 3

[0053] This embodiment is implemented on the basis of Embodiment 1 of the present invention. When the inclination angle is not within the preset inclination angle range, this embodiment proposes a further identity verification scheme to ensure that the NFC payment operation can be carried out smoothly, such as image 3 Shown:

[0054] In S301, trigger the NFC payment function of the mobile terminal.

[0055] In S302, the current tilt angle of the mobile terminal is detected.

[0056] In S303, it is judged whether the inclination angle is within a preset inclination angle range.

[0057] In S304, if the inclination angle is within the preset inclination angle range, perform an NFC payment operation.

[0058] In S305, if the inclination angle is not within the preset inclination angle range, an identity verification function is enabled.

[0059] According to the detection result of the gravity sensor, if the current inclination angle of the mobile terminal is not within the p...

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PUM

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Abstract

The present invention is applicable to the technical field of mobile terminals, and provides a mobile terminal-based NFC payment method and device, including: triggering the NFC payment function of the mobile terminal; detecting the current inclination angle of the mobile terminal; judging the inclination angle Whether it is within the preset tilt angle range; if the tilt angle is within the preset tilt angle range, perform the NFC payment operation. The present invention judges whether to finally execute the NFC payment operation by detecting the current placement posture of the mobile terminal. On the one hand, it reduces the possibility of mistakenly swiping or stealing the NFC function of the mobile terminal, and effectively guarantees the property safety of the user. On the other hand, the judgment The process is fast and complies with the user's own operating habits, which ensures the operational efficiency of NFC payment for mobile terminals.

Description

technical field [0001] The invention belongs to the technical field of mobile terminals, and in particular relates to a mobile terminal-based NFC payment method and device. Background technique [0002] At present, more and more mobile phones have the Near Field Communication (NFC) function, which can identify and exchange data with compatible devices within a short distance. With the promotion of Apple pay, there will be more users in the future Use the NFC function of the mobile phone to make payment by swiping the card. [0003] In NFC payment, micro-payment accounts for a large proportion. For the convenience of payment, users usually do not need to enter the payment password when making small-amount payment. The possibility of mistaken swiping and stolen swiping, and when more and more occasions support NFC payment, the risk of mobile phone being swiped by mistake or stolen swiping will be greater, which seriously affects the property safety of users. Contents of the...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L9/32
Inventor 俞义醋波涛
Owner GUANGDONG OPPO MOBILE TELECOMM CORP LTD