Multi-insurance self-help insurance sales system

Abstract

The invention discloses a multi-insurance self-help insurance sales system which comprises a user client, a user information verification unit, a product selection unit, a product purchase unit, an abnormality processing unit, a short message sending unit and a system management client, wherein the user client is in communication connection with the user information verification unit, the product selection unit and the product purchase unit; both the user information verification unit and the abnormality processing unit are in communication connection with the short message sending unit; the product selection unit is in communication connection with the product purchase unit. The system is good in user experience and simple to operate, all operations from product selection to insurance purchase can be completed; most of users can independently complete all the operations; the product purchase unit supports various payment modes, such as an activated card, the Internet bank, AliPay and the like, so as to greatly facilitate purchase of the users; rich product selection functions are provided, so that different complimentary insurance products and payment insurance products are sold for different users, and the market adaptability of the system is greatly improved.

Description

technical field [0001] The invention belongs to the technical field of computer communication, and relates to a self-service insurance sales system, in particular to a multi-insurance self-service insurance sales system. Background technique [0002] Insurance sales channels refer to the channels through which insurance products are transferred from insurance companies to policyholders. The choice of insurance sales channel directly restricts and affects the formulation and implementation of its sales strategy. Choosing an appropriate sales channel will not only reduce the operating expenses of the insurance company, but also promote the sales of insurance products. [0003] Insurance sales channels can be divided into direct sales channels and indirect sales channels according to whether insurance intermediaries participate. Direct sales channel refers to the sales model in which insurance companies obtain business through their own sales channels; indirect sales refers t...

AI Technical Summary

Problems solved by technology

[0007] However, in the above-mentioned sales process, due to the limited business network of the service provider company, consumers feel inconvenient, the procedures are complicated, the products sold by telephone are relatively single, and the protection of interests is simple. superior

Sales and purchases through agency companies or agents, due to the uneven quality of agency companies or agents, there are greater risks for consumers, such as the authenticity of the service agreement is not easy to determine, and inaccurate expressions such as related responsibilities and liability exemptions may mislead consumers

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