Smart card, verification code verifying method and system
A smart card and dynamic authentication code technology, applied in the field of information processing, can solve problems such as security risks, credit card theft, user panic, etc., and achieve the effect of improving security
Inactive Publication Date: 2017-01-11
上海林果实业股份有限公司
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Problems solved by technology
In this way, while the existing credit card payment method provides payment convenience for consumers, it also brings security risks, because as long as criminals obtain relevant payment information through various channels, they can carry out fraudulent brushing, resulting in user The panic of the bank's reputation has been greatly affected
Especially in the context of social networking and informationization, the non-standardization of some online shopping platforms has caused more and more credit card fraud incidents, and banks, users, and third-party platforms have been harmed at the same time
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[0022] In order to make the object, technical solution and advantages of the present invention clearer, various embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings. However, those of ordinary skill in the art can understand that, in each implementation manner of the present invention, many technical details are provided for readers to better understand the present application. However, even without these technical details and various changes and modifications based on the following implementation modes, the technical solution claimed in each claim of the present application can be realized.
[0023] A first embodiment of the invention relates to a smart card. As an example and not a limitation, the smart card can be applied to various credit cards, UnionPay cards and the like.
[0024] Such as figure 1 As shown, the smart card in this embodiment includes: a card body 1 , a processing unit 2 and a display screen...
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The invention relates to the technical field of information processing, and discloses a smart card, a verification code verifying method and system. In one embodiment, the smart card comprises a card body, a processing unit and a display screen; the processing unit is arranged in the card body, and is used for generating a dynamic verification code according to a preset time interval; and the display screen is arranged on the surface of the card body, and is used for displaying the dynamic verification code generated by the processing unit. The other embodiment of the invention further provides a verification code verifying system, and another embodiment of the invention further provides a verification code verifying method. By adopting the method and the system, the smart card such as a credit card can realize transaction verification by using the dynamic verification code, so that the security of the credit card is improved.
Description
technical field [0001] The invention relates to the technical field of information processing, in particular to a smart card, an authentication code authentication method and a system. Background technique [0002] With the development of financial services, credit card payment has become one of the main consumer payment methods today. People use credit cards to conveniently pay at consumption places and on the Internet. For example, some hotels, airlines, and online shopping platforms in my country now only need to enter the static credit card number, CVV (Card Verification Value, card verification value) code, and validity period, and can complete offline transactions and realize payment without entering the payment password. [0003] However, the inventor of the present application found in the process of implementing the present invention that the existing credit card online payment process has the following problems: [0004] 1. Whether it is a magnetic stripe card or...
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IPC IPC(8): H04L29/06G06Q20/40
CPCG06Q20/401G06Q20/40145H04L63/0846H04L63/0861
Inventor 韩阿龙陈剑星史盼盼
Owner 上海林果实业股份有限公司