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Transaction method and system

A transaction method and transaction technology, applied in the electronic field, can solve problems such as asset loss, achieve the effect of reducing production costs and avoiding security risks

Active Publication Date: 2017-10-24
TENDYRON CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] In the existing transaction process, such as withdrawing money or swiping a card for shopping, users usually need to carry the bank card or smart password device obtained from the bank with them. There is a certain security risk for the user to carry the bank card or smart password device with him. Once lost, it is easy to Loss of user's assets

Method used

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  • Transaction method and system

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Comparison scheme
Effect test

Embodiment 1

[0024] This embodiment provides a transaction method, such as figure 1 shown, including the following steps:

[0025] S101. The first device establishes a short-distance communication connection channel with the transaction terminal;

[0026] The first device is a portable device that is easy for the user to carry around, and can be a card or wearable device manufactured separately. In this data interaction architecture, it replaces the second device and the transaction terminal (such as an ATM) that have identity authentication, signature, and verification functions. machine, POS machine, bus card top-up machine, etc.) for data interaction to complete the transaction. The short-distance communication interface of the first device performs data interaction with the transaction terminal through the short-distance communication interface. Wherein, the short-distance communication interface may be a contact interface, such as a contact, and the short-distance communication inte...

Embodiment 2

[0064] This embodiment provides a transaction system, such as figure 2 As shown, including the first device 201, the transaction terminal 202 and the second device 203, in order to achieve the above purpose, the technical solution of the present invention is specifically implemented as follows:

[0065] The first device 201 and the transaction terminal 202 are used to establish a short-distance communication connection channel;

[0066] The first device 201 is a portable device that is easy for the user to carry around. It can be a card or a wearable device that is manufactured separately. In this data interaction architecture, it replaces the second device 203 and the transaction terminal 202 that have identity authentication, signature, and signature verification functions. (such as ATM machine, POS machine, bus card top-up machine, etc.) for data interaction to complete the transaction. The short-distance communication interface of the first device 201 performs data inter...

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PUM

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Abstract

The invention provides a transaction method and system. The transaction method comprises the steps that a transaction terminal sends a transaction instruction to first equipment through a near field communication connecting channel; the first equipment generates a data packet to be processed before transaction according to transaction information and sends the data packet to be processed before transaction to the transaction terminal, the transaction terminal receives the data packet to be processed before transaction and then sends the data packet to be processed before transaction to second equipment through an Internet connecting channel; the second equipment performs a processing operation on the transaction information, generates response information for the data packet to be processed before transaction and transmits the response information for the data packet to be processed before transaction to the first equipment through the transaction terminal. In the invention, the first equipment does not have a function of performing an authentication or transaction operation on the transaction information, so that the safety risk caused by loss of authentication or transaction equipment can be avoided on the one hand, and on the other hand, the first equipment does not need to be provided with an Internet access module, the safety risk of intrusion of other people through the Internet is avoided, and the manufacturing cost of the first equipment is reduced at the same time.

Description

technical field [0001] The invention relates to the field of electronic technology, in particular to a transaction method and system. Background technique [0002] In the existing transaction process, such as withdrawing money or swiping a card for shopping, users usually need to carry the bank card or smart password device obtained from the bank with them. There is a certain security risk for the user to carry the bank card or smart password device with him. Once lost, it is easy to Loss of user's assets. Therefore, there is an urgent need to provide a transaction solution that is convenient for users to carry and has high security in the prior art. Contents of the invention [0003] The present invention aims to solve / one of the above problems. [0004] The main purpose of the present invention is to provide a transaction method. In order to achieve the above purpose, the technical solution of the present invention is specifically implemented as follows: [0005] The ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/38
CPCG06Q20/327G06Q20/382
Inventor 李东声
Owner TENDYRON CORP