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Transaction routing method and system based on channel route, server and storage medium

A payment server and channel technology, applied in payment schemes/models, etc., to achieve the effect of improving payment success rate and reducing transaction costs

Inactive Publication Date: 2018-02-16
深圳金融电子结算中心有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The main purpose of the present invention is to propose a transaction payment method, system, server and storage medium based on channel routing, aiming to solve the technical problem in the prior art that payment can only be made through a certain payment channel

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  • Transaction routing method and system based on channel route, server and storage medium
  • Transaction routing method and system based on channel route, server and storage medium
  • Transaction routing method and system based on channel route, server and storage medium

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Embodiment Construction

[0034] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0035] refer to figure 1 , figure 1 It is a schematic structural diagram of the payment server in the hardware operating environment involved in the solution of the embodiment of the present invention.

[0036] like figure 1 As shown, the payment server may include: a processor 1001 , such as a CPU, a communication bus 1002 , a user interface 1003 , a network interface 1004 , and a memory 1005 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an input unit such as a keyboard (Keyboard), and the optional user interface 1003 may also include a standard wired interface and a wireless interface. Optionally, the network interface 1004 may include a standard wired interface and a wireless interfa...

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PUM

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Abstract

The invention discloses a transaction payment method, system, payment server and storage medium based on channel routing. The method includes: receiving a payment request from a user, extracting account information in the payment request; Query the corresponding payment channel in the channel routing; extract the payment information in each payment channel, and filter the target payment channel according to the preset rules; push the target payment channel to the user, so that the user can complete the payment. The present invention can improve the success rate of payment and reduce the transaction cost of payment by providing multiple payment channels on the basis of channel routing.

Description

technical field [0001] The present invention relates to the technical field of payment, in particular to a transaction payment method, system, server and storage medium based on channel routing. Background technique [0002] In the current payment, users need to specify a certain channel for payment processing, such as specifying payment through bank online banking, specifying payment through bank-enterprise interface, specifying payment through modern payment system, specifying payment through the same city system, specifying payment through Alipay Payment, designated via WeChat payment, etc. Once designated, payment can only be completed through a certain channel. Contents of the invention [0003] The main purpose of the present invention is to propose a transaction payment method, system, server and storage medium based on channel routing, aiming to solve the technical problem in the prior art that payment can only be made through a certain payment channel. [0004] I...

Claims

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Application Information

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IPC IPC(8): G06Q20/22
CPCG06Q20/22
Inventor 唐念中夏庆军
Owner 深圳金融电子结算中心有限公司