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Service processing method, device and equipment of Internet financial settlement system

A financial system and financial settlement technology, applied in the business processing field of the Internet financial settlement system, can solve problems such as complex structure, achieve the effect of simplifying the structure and improving the reliability of settlement

Active Publication Date: 2018-07-31
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In the existing technology, during settlement, the data platform in the third-party payment platform needs to undertake the settlement business logic and handle complex merchant settlement logic calculations, and the structure is relatively complicated

Method used

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  • Service processing method, device and equipment of Internet financial settlement system
  • Service processing method, device and equipment of Internet financial settlement system
  • Service processing method, device and equipment of Internet financial settlement system

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Embodiment Construction

[0051] The embodiments of this specification provide a business processing method, device, and equipment of an Internet financial settlement system.

[0052] In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below in conjunction with the drawings in the embodiments of this specification. Obviously, the described The embodiments are only some of the embodiments of the present application, but not all of them. Based on the embodiments of this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0053] figure 1 It is a schematic diagram of the overall architecture involved in the solution of this specification in a practical application scenario. The overall structure mainly involves four par...

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PUM

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Abstract

The embodiment of the invention discloses the service processing method, device and equipment of an Internet financial settlement system. The scheme comprises the following steps that the settlement system acquires a bill list, carries out settlement for a merchant according to the bill list so as to generate a merchant bill, and cooperates with an external financial system to realize payment forthe merchant according to the merchant bill; and settlement correlation data is synchronized with a data platform so that the data platform generates a merchant account statement and the account statement is provided for the financial system. The data platform does not need to perceive complex service logics, such as a merchant protocol for settlement and the like, which is conducive to simplifying an architecture.

Description

technical field [0001] This specification relates to the technical field of computer software, in particular to the business processing method, device and equipment of the Internet financial settlement system. Background technique [0002] With the rapid development of computer technology and Internet technology, some Internet companies have also begun to set foot in the financial field and carry out Internet financial services, bringing convenience to users. [0003] The third-party payment business related to e-commerce is one of the most widely used Internet financial services at present. Merchants and users conduct transactions based on the e-commerce platform, and realize transaction payment and settlement based on the third-party payment platform. [0004] In the prior art, during settlement, the data platform in the third-party payment platform needs to undertake the settlement business logic and handle complex merchant settlement logic calculations, and the structur...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/12
CPCG06Q40/04G06Q20/405G06Q20/401
Inventor 邵明成
Owner ADVANCED NEW TECH CO LTD