Employee welfare card system and employee wage paying management method
A management method and welfare card technology, applied in the field of financial services, can solve the problems of insufficient funds and stable investment channels, increased financing costs, and low income, etc., to improve long-term friendly cooperative relations, stable returns on investment, and enhanced care. Effect
Inactive Publication Date: 2018-09-14
通联支付网络服务股份有限公司
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Problems solved by technology
For many employees, there is not a very good and stable investment channel for funds. Most of the funds are deposited in the employees' personal private accounts, and the returns are not high; for enterprises, especially those with financing needs, they need external Get mortgage financing, which increases financing costs
Method used
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[0022] In order to make the above objects, features and beneficial effects of the present invention more obvious and understandable, the present invention will be described in detail below in conjunction with the accompanying drawings and specific embodiments of the present invention.
[0023] Such as figure 1 , figure 2 A kind of employee benefit card system of the present invention, described system comprises: enterprise's public account 101,201; the employee's individual account 102,202 that the enterprise opens in the bank where described enterprise's public account 101,201 is located; employee benefit card Bookkeeping account 104, 204, the employee welfare card bookkeeping account 104, 204 is bound to the employee personal account 102, 202; incentive system 103, 203, the incentive system 103, 203 includes employee client 105, 205, employee Manage the funds shown in the employee welfare card account 104, 204 through the employee client 105, 205; the incentive system 103,...
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The invention provides an employee welfare card system and a method for performing employee wage paying management by the employee welfare card system. According to the employee welfare card system and the method for performing employee wage paying management by the employee welfare card system disclosed by the invention, an employee welfare card accounting account is established for each employee, and is bound with an employee individual account of the employee, established in a bank of an enterprise corporate account, the employee can transfer self-possessed funds including wages and the like to the employee welfare card accounting account, and purchase wealth-management products of the enterprise to obtain moderate high-investment incomes; and the enterprise can withhold funds which aretransferred to the employee welfare card accounting account by the employee to the enterprise corporate account, so that a channel of financing from internal employees by the enterprise is developed,a three-dimensional financing channel of the enterprise is assisted to expand, daily part of external financing cost of the enterprise is benefit for the internal employees, and cultural value of theenterprise is improved.
Description
technical field [0001] The invention belongs to the field of financial services, and in particular relates to an employee welfare card system and an employee salary payment management method. Background technique [0002] At present, enterprises generally pay wages to employees' salary cards opened in the bank through the banking system, and this part of funds occupies a large part of the funds, especially in some large and medium-sized enterprises, the annual salary of employees has a scale of hundreds of millions of funds. For many employees, there is not a very good and stable investment channel for funds. Most of the funds are deposited in the employees' personal private accounts, and the returns are not high; for enterprises, especially those with financing needs, they need external Mortgage financing, which increases financing costs. Contents of the invention [0003] Aiming at the shortcomings of the current salary payment mode as described in the background techno...
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IPC IPC(8): G06Q10/10G06Q40/02
CPCG06Q10/1057G06Q40/03
Inventor 薛洁陈绪根
Owner 通联支付网络服务股份有限公司