Inter-organization clearing and settlement method, device and equipment and computer readable storage medium
A technology of settlement instructions and configuration information, applied in the Internet field, can solve the problems of low efficiency of inter-agency settlement
Pending Publication Date: 2019-05-10
WEBANK (CHINA)
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Problems solved by technology
[0004] However, the clearing and settlement of each IOU takes a certain amount of time. With the growth of the loan business, the number of IOUs stored is also increasing, and the total time of IOU clearing and settlement is also gradually increasing, and the efficiency of clearing and settlement among institutions is low.
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[0053] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.
[0054] Such as figure 1 as shown, figure 1 It is a schematic diagram of the device structure of the hardware operating environment involved in the solution of the embodiment of the present invention.
[0055]The inter-agency clearing and settlement device in this embodiment of the present invention may be a PC, or a mobile terminal device with a display function such as a smart phone, a tablet computer, or a portable computer.
[0056] Such as figure 1 As shown, the inter-agency settlement device may include: a processor 1001 , such as a CPU, a communication bus 1002 , a user interface 1003 , a network interface 1004 , and a memory 1005 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an i...
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The invention discloses an inter-institution clearing and settlement method, which comprises the following steps: when an institution clearing and settlement instruction is monitored, obtaining a service fee pricing table and borrowing data to be cleared and settled, and obtaining a corresponding shell script containing a clearing and settlement rule according to the institution clearing and settlement instruction; executing the shell script to match target borrowing data meeting the clearing and settlement rule from the borrowing data, and obtaining a pricing proportion corresponding to the target borrowing data from the service fee pricing table; and obtaining the number of a clearing and settlement rule matched with the target borrowing data, and generating a clearing and settlement detail list according to the target borrowing data, the pricing proportion and the number. The invention further discloses an inter-organization clearing and settlement device and equipment and a computer readable storage medium. According to the invention, the clearing and settlement efficiency between institutions can be improved.
Description
technical field [0001] The present invention relates to the technical field of the Internet, in particular to an inter-agency clearing and settlement method, device, equipment and computer-readable storage medium. Background technique [0002] With the rapid development of Internet technology, more and more financial companies provide loan services to customers by applying for loans online. Users can apply for loans, repay and inquire about loans through the Internet. When financial companies provide loan services, Multiple institutions need to be brought along, and relevant fees need to be charged, so it is necessary to clear and settle the fees between institutions. [0003] At present, the clearing and settlement method between institutions is mostly a single IOU settlement, that is, the IOU is stored in a traditional relational database such as MYSQL. In the database, the settlement of the IOU is performed in a single transaction. After the settlement, the settlement of...
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Login to View More IPC IPC(8): G06Q40/02G06F16/248
Inventor 黄琳陈博娜王大飞吴豪波
Owner WEBANK (CHINA)