Payment gateway system

Abstract

The invention relates to a payment gateway system. The system is connected with the outside of a payment system and a bank side of the payment system. The payment gateway system comprises a payment gateway module, a payment service module and a secret key service module. The payment gateway module is in communication connection with the payment service module; the payment gateway system further comprises a service registration center. The payment service module reserves a unified core logic part in the payment service in the body, and separates independent service packages formed by the interaction logic of each payment mechanism, wherein each independent service package is corresponding to each bank terminal at the bank side of the payment system, and each independent service package andthe unified core logic part respectively communicate with the service registration center, and a relationship between the independent service packages and the unified core logic part is established through the service registration center. Compared with the prior art, the system has the advantages that the system structure is flexible, the access efficiency is improved and the like.

Description

technical field [0001] The invention relates to the field of online payment, in particular to a payment gateway system. Background technique [0002] In various applications now, the scene of online payment has become more and more common. With more and more payment structures, such as many banks, Alipay, WeChat, etc., the original one payment method and one process The method is no longer applicable, and a unified payment gateway is needed to provide services for various application scenarios. [0003] In the general system application, the payment gateway is mainly used for the connection between business applications and various payment entities. Its basic structure is as follows: figure 1 As shown in , the payment gateway is the external front-end part of the entire payment gateway system, which is mainly used for receiving and preliminary verification of various requests. The key service is used for the management of the payment structure, the enterprise's own key, an...

AI Technical Summary

Problems solved by technology

[0012] 1) The volume of payment services is getting larger and larger, resource consumption is increasing, and update startup is getting slower and slower;

[0013] 2) There are more and more support packages that need to be included, and for some programming languages, it will bring compatibility risks;

[0014] 3) The interaction with the payment institution is all in one service, and it may affect both the newly added and updated services if there is an error.

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