Insurance policy information detection method and device, computer equipment and storage medium
An information detection and insurance policy technology, applied in the field of machine learning, can solve the problems of high cost and low efficiency, and achieve the effect of avoiding false detection and missed detection, improving detection efficiency and improving detection accuracy.
Inactive Publication Date: 2020-08-04
太平金融科技服务(上海)有限公司
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[0004] Based on this, it is necessary to provide a machine learning-based insurance policy information detection method, device, computer equipment and storage medium for the above-mentioned problems of high cost and low efficiency in manual review of policy contracts
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[0040] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.
[0041] Because the insurance policy contract in the traditional technology is usually synthesized by the policy template and the content of the policy elements. The policy template is generally managed by a special policy generation system, and its core is electronic form software, which is mainly used to determine the display style of the policy content; some policy elements need to be entered into the insurance application system first, and then submitted to the core business system. The system calculates and generates the content of the final policy elements and then tr...
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The invention relates to an insurance policy information detection method and device, computer equipment and a storage medium. The method comprises the steps of obtaining a to-be-detected insurance policy; determining a detection element of the to-be-detected insurance policy according to an insurance policy service identifier in the to-be-detected insurance policy, extracting element content corresponding to a detection element in the to-be-detected insurance policy, then detecting whether a data class matched with the element content exists or not through a preset data clustering model, andif the data class matched with the element content exists, determining that the to-be-detected insurance policy passes the detection. Therefore, the insurance policy is detected through the unsupervised clustering model, compared with traditional manual detection, the detection efficiency is greatly improved, the problems of false detection and missing detection caused by fatigue of auditors or other subjective factors in manual detection can be avoided, and the detection precision is further improved.
Description
technical field [0001] The present application relates to the technical field of machine learning, in particular to a policy information detection method, device, computer equipment and storage medium. Background technique [0002] With the continuous development of insurance business channels, different insurance companies have diversified requirements for policy contracts in different business channels, which are mainly reflected in the differences in policy contract styles and contract content elements. Different local regulatory agencies also have special displays for policy contracts Require. At present, the generation of policy contracts is at the back end of the insurance application process, and the policy data (such as customer information, product information, etc.) generated in the contracts are all generated in the front end of the insurance application process. Among them, product-related information such as insurance amount, insurance premium and other element...
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IPC IPC(8): G06Q40/08G06K9/62G06N20/00
CPCG06Q40/08G06N20/00G06F18/23
Inventor 徐保军张军杰朱斌林智华
Owner 太平金融科技服务(上海)有限公司