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Small and micro enterprise business application system

A business application and enterprise technology, applied in data processing applications, instruments, finance, etc., can solve problems such as high degree of information asymmetry, difficulty in effectively evaluating the core competitiveness and viability of enterprises, and non-standard financial systems, so as to reduce financing cost and the effect of improving service accuracy

Pending Publication Date: 2021-01-15
SHANDONG LANGCHAO YUNTOU INFORMATION TECH CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] As we all know, the financing of small and micro enterprises is difficult to be regarded as an old topic, but in fact, the special circumstances of small and micro enterprises, such as irregular financial systems, cannot provide effective reference for risk identification, and the degree of information asymmetry is high, making it difficult for enterprises to Effective assessment of core competitiveness and viability, as well as being at the end of the industry, extremely sensitive to market reactions, and poor ability to resist cyclical risks are also the main reasons why banks are "unwilling to lend" and "dare not to lend".

Method used

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  • Small and micro enterprise business application system

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Embodiment Construction

[0030] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work belong to the protection of the present invention. scope.

[0031] This application model is mainly outside the bank's original outlets, through the integration and collaboration of government officials, bank account managers, bank credit products, various policies and information resources, and provides credit services for private, technological innovation and small and micro enterprises. Fast passage. On-site...

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Abstract

The invention provides a small and micro enterprise business application system, which belongs to the field of enterprise financing service platforms, and mainly comprises the following service modules and a plurality of support modules, the system comprises a loan application information input module, an intention application processing module, an order grabbing module, a loan result input / inputmodule, a return visit module, a short message module, a statistics module, a printing module and the like. Retrieval and query can be supported according to dimensions such as enterprise types, establishment years, loan amounts, guarantee modes and loan deadlines, and enterprises are helped to locate financial products conforming to the enterprises themselves.

Description

technical field [0001] The present invention relates to an enterprise financing service platform, in particular to a small and micro enterprise business application system, which mainly accepts enterprise loans and personal operating loan business, and the service scope covers all types of large, medium, small and micro enterprises, focusing on serving private enterprises, scientific innovation and small and micro enterprises enterprise. Background technique [0002] As we all know, the financing of small and micro enterprises is difficult to be regarded as an old topic, but in fact, the special circumstances of small and micro enterprises, such as irregular financial systems, cannot provide effective reference for risk identification, and the degree of information asymmetry is high, making it difficult for enterprises to Effective assessment of core competitiveness and viability, as well as being at the end of the industry, extremely sensitive to market reactions, and poor ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 王承晖王宏前孙刚友
Owner SHANDONG LANGCHAO YUNTOU INFORMATION TECH CO LTD
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