Artificial intelligence-based insurance policy special appointment evaluation method and device, equipment and medium
An artificial intelligence and insurance policy technology, applied in special data processing applications, semantic analysis, instruments, etc., can solve problems such as conflicting format descriptions, potential risks, easy to produce ambiguity, etc., to improve accuracy, reduce insurance professional level, The effect of avoiding manual inspection
Active Publication Date: 2021-11-26
CHINA PING AN PROPERTY INSURANCE CO LTD
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Problems solved by technology
[0003] The main purpose of this application is to provide an artificial intelligence-based insurance policy special evaluation method, device, equipment and medium, aiming to solve the complex and changeable customer needs, which lead to relatively high requirements for understanding of insurance professional level and special contract specifications. It is easy to cause ambiguity when the order clerk formulates the special contract, and there is a conflict with the format description in the policy template, which will lead to technical problems such as invalidation of the policy or potential risks.
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[0060] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.
[0061] refer to figure 1 , the embodiment of the present application provides an artificial intelligence-based insurance policy special evaluation method, the method includes:
[0062] S1: Acquiring the contracted evaluation request corresponding to the target insurance policy, the special contracted evaluation request carrying the contracted policy to be evaluated;
[0063] S2: Perform word segmentation on the policy contract to be evaluated to obtain a target policy contract phrase set;
[0064] S3: find out the phrases with grammatical errors from the target insurance...
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The invention relates to the technical field of artificial intelligence, and discloses an artificial intelligence-based insurance policy special assessment method and device, equipment and a medium, and the method comprises the steps: carrying out the word segmentation of a to-be-assessed insurance policy special, and obtaining a target insurance policy special phrase set; obtaining a target grammar error phrase set from the target insurance policy special phrase set; performing semantic correlation evaluation according to the target insurance policy special phrase set to obtain a target semantic correlation evaluation result; performing risk assessment on the target insurance policy special phrase set according to the acquired insurance policy special semantic database to obtain a target risk assessment result; and generating a special assessment result corresponding to the target insurance policy according to the target grammar error phrase set, the target semantic correlation assessment result and the target risk assessment result. According to the method, automatic grammar error assessment, semantic correlation assessment and risk assessment are carried out on the bidder, the requirement for understanding the insurance professional level and the special appointment specification of the bidder is lowered, and the accuracy of the policy special appointment is improved.
Description
technical field [0001] This application relates to the technical field of artificial intelligence, in particular to an artificial intelligence-based evaluation method, device, equipment and medium for insurance policy special offers. Background technique [0002] In the insurance industry, because the standard terms of the policy cannot fully meet the needs of customers, it is necessary to tailor special agreement terms (referred to as special agreements) in the policy according to the individual needs of customers. The contract in the insurance policy has an important impact on the execution and risk control of insurance companies and insurance customers regarding the implementation of subsequent policies and / or compensation and other processes. The traditional special contract is a clause that is manually added or edited by the policy issuer after communicating with the customer. Due to the complex and changeable customer needs, the requirements for the professional level ...
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IPC IPC(8): G06F40/289G06F40/253G06F40/30G06F40/216G06F16/35G06K9/62G06Q40/08
CPCG06F40/289G06F40/253G06F40/30G06F40/216G06F16/35G06Q40/08G06F18/22G06F18/24
Inventor 叶向荣
Owner CHINA PING AN PROPERTY INSURANCE CO LTD