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Method and system for realizing online payment verification

A technology for online payment and implementation methods, applied in the field of methods and systems, can solve problems such as poor user payment experience, achieve the effects of improving payment experience, ensuring vehicle safety, and optimizing the payment information interaction process

Pending Publication Date: 2022-04-22
上海优咔网络科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Currently existing technical problems in this field: when users are driving, functions such as Touch ID and Face ID on the vehicle side have not yet been popularized, and the safety keyboard has caused many problems for driving vehicle safety and user interaction, making the user's payment experience poor

Method used

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  • Method and system for realizing online payment verification
  • Method and system for realizing online payment verification
  • Method and system for realizing online payment verification

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Embodiment Construction

[0032] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0033] It should be noted that, in the case of no conflict, the embodiments of the present invention and the features in the embodiments can be combined with each other.

[0034] The present invention will be further described below in conjunction with the accompanying drawings and specific embodiments, but not as a limitation of the present invention.

[0035] Such as figure 1 As shown, the overall operation flow of an online payment verification implementation m...

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PUM

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Abstract

The invention belongs to the technical field of payment verification, and relates to a method and system, and the method comprises the steps: S1, entering a voiceprint payment scene, and collecting the voice of a user; s2, judging whether the voice contains a predetermined payment instruction or not, if so, executing a step S3, and if not, executing a step S5; s3, performing identification processing on the predetermined payment instruction to obtain voiceprint parameters of the user; s4, judging whether the voiceprint parameter of the user accords with a standard voiceprint record, if so, finishing payment and ending, and if not, executing the step S5; and S5, if the payment of the user fails, judging whether the user tries to pay again, if so, returning to the step S1, and if not, ending the payment. The method has the beneficial effects that the payment information interaction process of the user is optimized, the safety of the driving vehicle is ensured, and the payment experience of the user is improved.

Description

technical field [0001] The invention belongs to the technical field of payment verification, and relates to a method and a system. Background technique [0002] my country is accelerating into the stage of automobile society. my country's motor vehicle ownership, motor vehicle travel demand and times are increasing rapidly. With the popularization of car life, there are more and more scenarios where traditional needs are realized through the car environment, and the improvement of payment services is a demand. When a car owner needs to be involved in identity recognition scenarios such as payment during driving, payment security and driving safety are both elements that need to be considered, and both are indispensable. On the mobile phone side, payment security can rely on multiple identification methods such as passwords, fingerprints, and faces. Software and hardware modules such as secure keyboards, Touch ID, and Face ID on mobile phones also support these secure iden...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G10L17/22
CPCG06Q20/40145G06Q20/409G10L17/22
Inventor 翟臻
Owner 上海优咔网络科技有限公司