Intelligent clearinghouse

Abstract

Systems and methods are provided for an intelligent clearinghouse process wherein decisioning rules for responding to requests by a plurality of computerized service providers may be obtained, a set of computer system connection information may be obtained from the computerized service providers, and the sets of rules and connection information may be employed in a system that receives a relevant inquiry from an individual. Upon receipt of an inquiry including a request for decisioning and a data set, the system obtains a second relevant data set and applies a trained machine learning algorithm to the two data sets, request, and decisioning rules to reach an inquiry response. The response is transmitted to the requesting entity. The response may be transmitted to one or more computerized service providers and the computer system connection information is used to implement a networked connection between the inquiring entity and a computerized service provider.