Online financing evaluation system based on historical data of account receivable / payable of supplier and method thereof

Abstract

An online financing evaluation system based on historical data of account receivable / payable of supplier and a method thereof are provided. Supplier account receivable / payable information is provided to a financing service platform from an enterprise client. Enterprise basic information, supplier identification information and uncompleted transaction history data are inquired by the financing service platform to calculate difference between account receivable and account payable. Enterprise basic information, supplier identification information and uncompleted transaction history data are analyzed and evaluated for financing to generate to initial financial assessment report. Financing conditions of initial financial assessment report are adjusted based on difference between account receivable and account payable to generate to financial assessment report. Financial assessment report is provided to an enterprise client and financial assessment report is displayed by the enterprise client. Therefore, the efficiency of online financing evaluation based on historical data of account receivable / payable of supplier may be achieved.

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