Cross-border network systems and methods with insurance service functions

Abstract

A cross-border network system includes: a database storing user data; and a server accessing the database and communicatively connected to a computer device and a processing device; wherein the server receives a cross-border network application instruction from the computer device, the cross-border network application instruction including target mobile device data, the target mobile device data indicating a target mobile device; wherein the server provides first insurance information to the computer device and / or the target mobile device based on the cross-border network application instruction; wherein the server receives a first insurance processing instruction from the computer device and / or the target mobile device, the first insurance processing instruction being associated with the first insurance information; wherein the server generates first insurance application information based on the first insurance processing instruction and the user data, and transmits the first insurance application information to the processing device.

Claims

1. A cross-border network system with insurance service function, comprising: a database storing user data; and a server accessing the database and communicatively connected to a computer device and a processing device; wherein the server receives a cross-border network application instruction from the computer device, the cross-border network application instruction including target mobile device data, the target mobile device data indicating a target mobile device; wherein the server provides first insurance information to the computer device and / or the target mobile device based on the cross-border network application instruction; wherein the server receives a first insurance processing instruction from the computer device and / or the target mobile device, the first insurance processing instruction being associated with the first insurance information; wherein the server generates first insurance application information based on the first insurance processing instruction and the user data, and transmits the first insurance application information to the processing device; wherein the server is communicatively connected to the target mobile device, and the server receives current location data from the target mobile device; wherein the server provides second insurance information to the target mobile device based on the current location data meeting a second predetermined condition. The second insurance information includes information on a second regional insurance plan; wherein the second regional insurance plan information indicates a second regional type, and the second predetermined condition is that the current location information conforms to the second regional type.

2. The cross-border network system as described in claim 1, wherein the server transmits the first insurance application information to the computer device and / or the target mobile device, and receives a first confirmation instruction from the computer device and / or the target mobile device; wherein the server transmits the first insurance application information to the processing device based on the first confirmation instruction.

3. As in Request 1, the cross-border network system, wherein the cross-border network application instruction includes a first time period data, the first time period data indicating a first target time period; wherein the first insurance data and / or the insurance processing instruction includes a second time period data, the second time period data indicating a second target time period, the second target time period at least partially overlapping with the first target time period.

4. As in Request 1, the cross-border network system, wherein the first insurance information includes information on a plurality of insurance plans, each of which indicates an insurance plan; wherein the first insurance processing instruction includes information on an insurance plan selection, which indicates one of the plurality of insurance plans.

5. As in Request 1, a cross-border network system, wherein the cross-border network application instruction includes target region information, and the server, based on the target region information meeting a first predetermined condition, causes the first insurance information to include first regional insurance plan information.

6. As in claim 5, a cross-border network system, wherein the first regional insurance scheme data indicates a first regional type, and the first predetermined condition is that the target region data conforms to the first regional type.

7. As in claim 1, a cross-border network system, wherein the server receives a second insurance processing instruction from the target mobile device, the second insurance processing instruction being associated with the second insurance data; wherein the server generates second insurance application data based on the second insurance processing instruction and the user data, and the server transmits the second insurance application data to the processing device.

8. The cross-border network system as described in claim 7, wherein the server transmits the second insurance application information to the target mobile device and receives a second confirmation instruction from the target mobile device; wherein the server transmits the second insurance application information to the processing device based on the second confirmation instruction.

9. A cross-border network method with insurance service function, applied to a cross-border network system, the cross-border network system communicatively connecting a computer device and a processing device, and the cross-border network system including a database storing user data; wherein the cross-border network method includes the following steps: the cross-border network system receiving a cross-border network application instruction from the computer device, the cross-border network application instruction including target mobile device data, the target mobile device data indicating a target mobile device; the cross-border network system providing first insurance information to the computer device and / or the target mobile device based on the cross-border network application instruction; the cross-border network system receiving a first insurance processing instruction from the computer device and / or the target mobile device, the first insurance processing instruction being associated with the first insurance information; the cross-border network system generating first insurance application information based on the first insurance processing instruction and the user data; and the cross-border network system transmitting the first insurance application information to the processing device; wherein the cross-border network method further includes the following steps: The cross-border network system receives current location data from the target mobile device; and the cross-border network system provides second insurance information to the target mobile device based on the current location data meeting a second predetermined condition; wherein the second insurance information includes second regional insurance plan information; wherein the second regional insurance plan information indicates a second regional type, and the second predetermined condition is that the current location data meets the second regional type.

10. The cross-border network method of claim 9 further includes the following steps: the cross-border network system transmits the first insurance application information to the computer device and / or the target mobile device, and receives a first confirmation instruction from the computer device and / or the target mobile device; and the cross-border network system transmits the first insurance application information to the processing device based on the first confirmation instruction.

11. The cross-border internet method as claimed in claim 9, wherein the cross-border internet application instruction includes a first time period data indicating a first target time period; wherein the first insurance data and / or the insurance processing instruction includes a second time period data indicating a second target time period, the second target time period at least partially overlapping with the first target time period.

12. The cross-border network method as claimed in claim 9, wherein the first insurance information includes information on a plurality of insurance plans, each of which indicates an insurance plan; wherein the first insurance processing instruction includes information on an insurance plan selection, which indicates one of the plurality of insurance plans.

13. The cross-border network method of claim 9, wherein the cross-border network application instruction includes target region information; wherein the cross-border network method further includes the following steps: the cross-border network system, based on the target region information meeting a first predetermined condition, causes the first insurance information to include first regional insurance plan information.

14. The cross-border network method as described in claim 13, wherein the first regional insurance scheme data indicates a first regional type, and the first predetermined condition is that the target region data conforms to the first regional type.

15. The cross-border network method of claim 9 further includes the following steps: receiving a second insurance processing instruction from the target mobile device by the cross-border network system, the second insurance processing instruction being associated with the second insurance information; generating second insurance application information by the cross-border network system based on the second insurance processing instruction and the user information; and transmitting the second insurance application information to the processing device by the cross-border network system.

16. The cross-border network method of claim 15 further includes the following steps: the cross-border network system transmits the second insurance application information to the target mobile device and receives a second confirmation instruction from the target mobile device; and the cross-border network system transmits the second insurance application information to the processing device based on the second confirmation instruction.

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