Artificial intelligence financial service system

The AI financial service system addresses the challenge of distinguishing AI-generated content by using graphical user interfaces with distinct images, enhancing user comprehension and reducing misunderstandings.

TWM685367UActive Publication Date: 2026-07-11CTBC BANK CO LTD
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Patent Information

Application Number
TW115203976
Authority / Receiving Office
TW · TW
Patent Type
Utility models
Current Assignee / Owner
Filing Date
2026-05-05
Publication Date
2026-07-11
Estimated Expiration
2036-05-04

AI Technical Summary

Technical Problem

Users struggle to distinguish between officially established regulations and content generated by AI models in financial services, leading to potential misunderstandings due to the lack of effective differentiation methods.

Method used

An artificial intelligence financial service system that displays a graphical user interface with visually distinct images next to generated data to indicate AI-generated content, providing visual anchors for user differentiation.

Benefits of technology

Effectively helps users differentiate AI-generated data, reducing disputes by clearly marking generated content with visually appealing images, thereby enhancing user understanding and trust.

✦ Generated by Eureka AI based on patent content.

Smart Images

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    Figure IMG-2_DRAW_115203976-A0305-14-0002-3
Patent Text Reader

Abstract

An artificial intelligence financial service system is disclosed, adapted to communicate with a user-end electronic device and comprising a storage unit and a processing unit electrically connected thereto. When the user-end electronic device is connected to the artificial intelligence financial service system via a communication network, the processing unit causes the user-end electronic device to display a graphical user interface (GUI). The GUI can display multiple pieces of generated data generated through generative artificial intelligence (AI) technology, and a predetermined image is placed next to each piece of generated data to indicate that the generated data was generated through generative AI technology. The GUI can display multiple AI function options, each of which can be selected by the user to display one of the generated data. Each AI function option is marked with the predetermined image.
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Description

Artificial intelligence financial service system Technical Field

[0001] This invention relates to a financial service system, and more particularly to a system that uses artificial intelligence computing to provide financial-related services. Prior Technology

[0002] With the rise of artificial intelligence, many banking institutions have gradually adopted generative artificial intelligence to provide services to customers, such as customer service robots, financial advice, automated summaries, etc.

[0003] However, users often cannot distinguish whether the content they see comes from "officially established regulations" or "content predicted and generated by AI models," which may lead to misunderstandings.

[0004] Some systems simply use the text annotation "This content was generated by AI," but users often overlook this long string of text, and it can appear crowded on the small screen of a mobile device.

[0005] Therefore, how to develop a new system that can effectively help users distinguish generated data to avoid misunderstanding is a topic that this new invention will further explore. Summary of the Invention

[0006] Therefore, the purpose of this invention is to provide an artificial intelligence financial service system.

[0007] Therefore, this novel artificial intelligence financial service system is suitable for communicating with a user-end electronic device and includes a storage unit and a processing unit. The processing unit is electrically connected to the storage unit.

[0008] When the user terminal electronic device is connected to the artificial intelligence financial service system via a communication network, the processing unit causes the user terminal electronic device to display a graphical user interface. The graphical user interface can display multiple pieces of generated data generated through generative artificial intelligence technology, and place a predetermined image next to each piece of generated data to indicate that the generated data was generated through generative artificial intelligence technology.

[0009] In some implementations, the graphical user interface can display multiple artificial intelligence function options, each of which is available for the user to select to display one of the generated data, and each of the artificial intelligence function options is marked with a predetermined image.

[0010] In some implementations, when one of the artificial intelligence function options is selected by the user, the processing unit begins to generate one of the generated data, and during the generation process, the graphical user interface displays a predetermined dynamic image to indicate that the generated data is being generated.

[0011] The advantage of this new invention is that by placing a visually appealing predetermined image next to each piece of generated data, it indicates that the generated data was generated through generative artificial intelligence technology. This effectively helps users distinguish the generated data by establishing visual anchors, reducing potential disputes caused by misrepresentation of incorrect information. Simple Explanation of the Diagram

[0012] Other features and effects of this invention will be clearly presented in the embodiments with reference to the drawings, wherein: Figure 1 is a schematic diagram of the hardware connection relationship of an embodiment of the novel artificial intelligence financial service system; Figure 2 is a schematic diagram of this embodiment, illustrating a predetermined image; Figure 3 is a schematic diagram of this embodiment, illustrating that the predetermined image is placed next to generated data; Figure 4 is a schematic diagram of this embodiment, illustrating that an artificial intelligence function option is marked with the predetermined image label; Figure 5 is a schematic diagram of this embodiment, illustrating the display of a predetermined dynamic image during the generation process; and Figure 6 is a schematic diagram of this embodiment, illustrating the appearance of the predetermined dynamic image changing sequentially. Implementation

[0013] Before this invention is described in detail, it should be noted that similar elements are represented by the same reference numerals in the following description.

[0014] Before this invention is described in detail, it should be noted that, unless otherwise defined, the term "electrically connected" in this patent specification refers to the "coupled" relationship between computer hardware (such as electronic systems, devices, apparatuses, units, and components), and broadly refers to "wired electrical connections" achieved by physically connecting multiple computer hardware components through conductor / semiconductor materials, and "radio connections" that achieve wireless data transmission using wireless communication technologies (such as, but not limited to, wireless networks, Bluetooth, and electromagnetic induction). On the other hand, unless otherwise defined, the term "electrical connection" in this patent specification also broadly refers to "direct electrical connections" achieved by directly coupling multiple computer hardware components to each other, and "indirect electrical connections" achieved by indirectly coupling multiple computer hardware components through other computer hardware components.

[0015] Before this invention is described in detail, it should be noted that the term "unit" in this patent specification refers to computer hardware rather than software. For example, "processing unit 2" refers to computer hardware with data processing capabilities.

[0016] Referring to Figure 1, one embodiment of the novel artificial intelligence financial service system 100 is adapted to communicate with a user terminal electronic device 200 and includes a storage unit 1 and a processing unit 2. The processing unit 2 is electrically connected to the storage unit 1. The artificial intelligence financial service system 100 is implemented, for example, through multiple servers, such as online banking servers, generative artificial intelligence servers, etc. The user terminal electronic device 200 is, for example, a smartphone, a tablet computer, a laptop computer, or a desktop computer.

[0017] When the user terminal electronic device 200 is connected to the artificial intelligence financial service system 100 via a communication network, the processing unit 2 causes the user terminal electronic device 200 to display a graphical user interface (as shown in Figure 3). The graphical user interface can display multiple pieces of generated data generated through generative artificial intelligence technology, and place a predetermined image (a four-pointed star image as shown in Figure 2) next to each piece of generated data to indicate that the generated data was generated through generative artificial intelligence technology.

[0018] The graphical user interface displays multiple AI function options, each of which the user can select to display one of the generated data. Each AI function option is marked with a predetermined image icon. As shown in Figure 4, the "Smart Detection" option is marked with the predetermined image icon.

[0019] When one of the AI ​​function options is selected by the user, the processing unit 2 begins to generate one of the generated data. During the generation process, the graphical user interface displays a predetermined dynamic image to indicate that the generated data is being generated. As shown in Figure 5, the predetermined dynamic image is displayed in the central area of ​​the graphical user interface, and Figure 6 shows the appearance of the predetermined dynamic image changing sequentially. That is, the appearance of the predetermined dynamic image changes dynamically over time. The six images presented in Figure 6 are the appearance of the predetermined dynamic image at different points in time.

[0020] In summary, this novel approach, by placing a visually appealing predetermined image next to each piece of generated data, indicates that the generated data was generated through generative artificial intelligence technology. This effectively helps users distinguish the generated data by establishing visual anchors, reducing potential disputes caused by misinterpreting information. Therefore, this novel approach truly achieves its intended purpose.

[0021] However, the above description is merely an embodiment of this invention and should not be construed as limiting the scope of implementation of this invention. Any simple equivalent changes and modifications made in accordance with the scope of the patent application and the contents of the patent specification shall still fall within the scope of this invention.

[0022] 100: Artificial Intelligence Financial Service System 1: Storage unit 2: Processing Unit 200: User terminal electronic device

Claims

1. An artificial intelligence financial service system, adapted to communicate with a user terminal electronic device, and comprising: a storage unit; and a processing unit electrically connected to the storage unit; when the user terminal electronic device is connected to the artificial intelligence financial service system via a communication network, the processing unit causes the user terminal electronic device to display a graphical user interface, the graphical user interface being able to display multiple pieces of generated data generated through generative artificial intelligence technology, and placing a predetermined image next to each piece of generated data to indicate that the generated data was generated through generative artificial intelligence technology.

2. The artificial intelligence financial service system as described in claim 1, wherein, The graphical user interface can display multiple artificial intelligence function options, each of which can be selected by the user to display one of the generated data, and each of the artificial intelligence function options is marked with a predetermined image icon.

3. The artificial intelligence financial service system as described in claim 2, wherein, When one of the AI ​​function options is selected by the user, the processing unit begins to generate one of the generated data, and during the generation process, the graphical user interface displays a predetermined dynamic image to indicate that the generated data is being generated.