Fast card verification system

Abstract

A fast card approval system includes a processing unit, a communication unit, and a storage unit electrically connected to the processing unit. When the processing unit receives an application request from a first user terminal device, it transmits a data read request to a financial institution server, causing the financial institution server to return employee information. When the processing unit receives the employee information, it determines that the employee's employment status is "on duty," calculates a credit card limit based on the employee information, and transmits a card approval request to a second user terminal device. When the processing unit receives an authorization card issuance notification from the second user terminal device, the processing unit generates credit card issuance information and transmits an application success notification to the first user terminal device.

Claims

1. A rapid card issuance system applicable to a financial institution server, a first user terminal device, and a second user terminal device, wherein the financial institution server stores multiple employee data records, each employee data record including employee identification information, employment status, salary information, and credit record information, and the rapid card issuance system comprises: a communication unit for providing network connectivity; a storage unit for storing data; and a processing unit electrically connected to the communication unit and the storage unit, and forming an electrical connection with the financial institution server, the first user terminal device, and the second user terminal device through the communication unit; wherein... When the processing unit receives an application request including application information from the first user terminal device, the processing unit transmits a data read request including the application information to the financial institution server, causing the financial institution server to return employee information matching the application information, wherein the application information includes a first user identification code; when the processing unit receives the employee information from the financial institution server, the processing unit determines that the employment status included in the employee information is "on duty," and calculates a credit card limit based on the salary information and credit record information included in the employee information, and transmits a card approval request including the application information and the credit card limit to the second user terminal device; when the processing unit receives an authorization card issuance notification corresponding to the card approval request from the second user terminal device, the processing unit generates credit card issuance information, stores the credit card issuance information and the employee information in the storage unit, and transmits an application success notification corresponding to the application request to the first user terminal device, wherein the credit card issuance information includes a credit card number, a credit card validity period, and a credit card security code (Card Verification). Value (CVV).

2. The fast card approval system as described in claim 1, wherein, When the processing unit generates the credit card issuance information, it transmits the credit card issuance information to the financial institution's server.

3. The fast card approval system as described in claim 1, wherein, The processing unit stores multiple operation log records generated by the first user terminal device and the second user terminal device into the storage unit.

4. The fast card approval system as described in claim 1, wherein, When the processing unit determines that the employment status included in the employee's information is "not employed", it sends an application failure notification to the first user terminal device.

5. The fast card approval system as described in claim 1, wherein, When the processing unit receives a card issuance rejection notification from the second user terminal device corresponding to the card verification request, it transmits an application failure notification to the first user terminal device.

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