Tonghui Relationship Management and Early Warning System

Abstract

A remittance relationship management and early warning system includes a remittance relationship data storage unit, a data collection and analysis module, a KYC early warning module, and an access control feedback processing module. The data collection and analysis module receives remittance statistics from multiple external systems, integrates them to generate remittance relationship data, and writes it to the storage unit. The KYC early warning module receives KYC document validity information, generates KYC early warning data based on trigger conditions, and writes it to the storage unit. The access control feedback processing module receives query requests containing endpoint function identification information, retrieves the corresponding function's remittance relationship data from the storage unit based on the identification information as query data, outputs it to the requesting endpoint system, and receives feedback data which is then written to the storage unit.

Claims

1. A remittance relationship management and early warning system, applicable to the management of interbank relationships across a financial institution, the remittance relationship management and early warning system comprising a plurality of hardware modules or hardware units composed of a plurality of hardware circuits, the hardware modules or hardware units comprising: a remittance relationship data storage unit configured to store remittance relationship data, KYC document validity period data, KYC early warning data, and feedback data; a data collection and analysis module, signal-connected to the remittance relationship data storage unit, configured to receive a plurality of remittance bank statistical data from a plurality of external systems, integrate the remittance bank statistical data to generate the remittance relationship data, and write the remittance relationship data into the remittance relationship data storage unit; A KYC early warning module, signal-connected to the remittance relationship data storage unit, is configured to receive KYC document validity information, generate KYC early warning information based on at least one trigger condition, and write the KYC document validity information and the KYC early warning information into the remittance relationship data storage unit; and an access control feedback processing module, signal-connected to the remittance relationship data storage unit, is configured to receive a query request from at least one demand endpoint system, the query request including endpoint function identification information, the endpoint function identification information being used to identify a function corresponding to the demand endpoint system issuing the query request; the access control feedback processing module, based on the endpoint function identification information, retrieves at least a portion of the remittance relationship data corresponding to the function from the remittance relationship data storage unit and outputs it to the demand endpoint system as query data, and receives feedback data from the demand endpoint system and writes the feedback data into the remittance relationship data storage unit.

2. The remittance relationship management and early warning system as described in claim 1, wherein the plurality of external systems includes at least two of a domestic branch foreign exchange business system, an overseas branch foreign exchange business system, a finance department fund operation system, a trust department fund operation system, and a SWIFT ALLIANCE system.

3. The remittance relationship management and early warning system as described in claim 1, wherein the remittance relationship data includes at least one of the following: annual transaction performance data of a remittance bank and remittance relationship summary data.

4. The remittance relationship management and early warning system as described in claim 1, wherein the at least one triggering condition includes an expiration condition or a predetermined period condition corresponding to the validity information of the KYC document.

5. The remittance relationship management and early warning system as described in claim 1, wherein the KYC early warning module is further configured to generate the KYC early warning data based on a schedule scan of the KYC document validity information.

6. The remittance relationship management and early warning system as described in claim 1, wherein the at least one demand endpoint system includes at least one of a finance department endpoint, a potential compliance demand unit endpoint, and an overseas branch endpoint, and the function includes at least one of a finance function, a compliance function, and an overseas branch function.

7. The remittance relationship management and early warning system as described in claim 1, wherein the endpoint function identification information includes at least one of a demand unit type information, an endpoint identification information, and a user role information.

8. The remittance relationship management and early warning system as described in claim 1, wherein the permission diversion feedback processing module is further configured to obtain different ranges of remittance relationship data from the remittance relationship data storage unit to serve as the query data, corresponding to different endpoint function identification information.

9. The remittance relationship management and early warning system as described in claim 1, wherein the feedback data includes at least one of a demand information, an opinion data and supplementary data, and the permission-based feedback processing module associates the feedback data with the remittance relationship data and writes it into the remittance relationship data storage unit.

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