System for managing shared accounts with social network binding

Abstract

A shared account management system for social networking is disclosed, used to integrate a social communication software. The system includes a first server for communication connections, a first automatic verification device, a database, a second server, and a second automatic verification device. The first automatic verification device receives an applicant's account opening application information through the first server and creates a sub-account in the database upon successful verification. The second automatic verification device receives invitation information for an invitee through the second server and performs communication account binding verification. Upon successful verification, the second automatic verification device obtains the communication identification codes of the applicant and the invitee, and calls the application interface of the social communication software through a message management system to directly send an invitation card message to the corresponding one-on-one private chat room.

Claims

1. A community-linked shared account management system, comprising: a first server configured to support a sub-account opening interface service and to receive an account opening application from an applicant through the sub-account opening interface; and a first automatic verification device connected to the first server and a database, configured to perform an account opening eligibility verification process on the account opening application, the account opening eligibility verification process including comparing an incident list screening condition and an account opening quantity check condition in the database, wherein when the account opening application passes the account opening eligibility verification process, the first automatic verification device generates account information corresponding to the account opening application; A second server, connected to the first server, configured to support a service for an account member invitation interface and to receive account member invitation data through that interface; and a second automatic verification device, connected to the second server, configured to perform a social media binding verification process on the account member invitation data. This social media binding verification process includes accessing social media information through a social media application programming interface (API) to confirm the friend relationship between the applicant and an invitee. When the second automatic review device determines that the account member's invitation information has passed the community binding verification process, the second automatic review device generates a joining information and triggers the community software API to send an invitation card message to the invitee in the name of the applicant.

2. The community-linked shared account management system as described in claim 1, wherein the first automatic verification device comprises: a first storage unit for storing the incident list screening criteria and the account opening number verification criteria; and a first processor connected to the first storage unit and configured to execute the account opening eligibility verification process; wherein the incident list screening criteria include determining whether the applicant is involved in at least one of the following: death, missing persons, guardianship assistance declaration, money laundering prevention list, derivatives control, abnormal transaction monitoring, fraudulent account opening, or warning account.

3. The community-linked shared account management system as described in Request 2, wherein the account opening count verification condition includes determining whether the number of sub-accounts opened by the applicant has reached a preset upper limit. If the preset upper limit has been reached, the first processor determines that the account opening application information is abnormal.

4. The community binding shared account management system as described in claim 1, wherein the second automatic verification device comprises: a second storage unit for storing a community binding verification condition; and a second processor connected to the second storage unit and the community software API, configured to execute the community binding verification process.

5. The shared account management system for social networking as described in Request 4, wherein the social networking verification conditions include: confirming whether the applicant has applied for the social networking software account; confirming whether the applicant has authorized the social networking software account to be bound to the account information generated by the first server; confirming whether the invitee has authorized the social networking software to access it through an external application; and confirming whether the applicant and the invitee are friends in the social networking software; when all the above conditions are met, the second processor determines that the account member invitation information is normal.

6. The community-linked shared account management system as described in claim 1, wherein the first server displays an account opening purpose page through the sub-account opening interface to receive at least one account opening purpose selected by the applicant; and the second server displays a community friend list selection page through the account member invitation interface to receive the invitee selected by the applicant.

7. The community-linked shared account management system as described in Request 1, wherein the second automatic verification device is further configured to check the total number of members in the shared account, and if the total number of members reaches a threshold, the invitation information of the account members is rejected.

8. The community-linked shared account management system as described in Request 1, wherein the invitation card message is transmitted via the community software API to the applicant and the invitee in a private chat window within the community software, rather than through an official account.

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