Credit Report Generation System

Abstract

A credit report generation system stores a requirement document, multiple corporate credit records corresponding to a company, and a quality verification core module. The requirement document includes multiple chapter titles and descriptions of chapter items. The credit report generation system is used to: generate a credit report based on the corporate credit records; generate a report checklist based on the requirement document; and generate a quality inspection report using the quality verification core module based on the credit report and the report checklist.

Claims

1. A credit report generation system, comprising: a processing unit; and a storage unit electrically connected to the processing unit, storing requirement documents corresponding to a company's industry category, multiple pieces of corporate credit information corresponding to that company, and a quality verification core module, wherein, The requirements document contains multiple chapter titles and multiple chapter item descriptions, with each chapter item description corresponding to one of the chapter titles; the processing unit generates a credit report based on the enterprise credit information; the processing unit generates a report checklist based on the requirements document; the processing unit uses the quality verification core module to generate a quality inspection report based on the credit report and the report checklist, wherein the quality inspection report includes a report coverage rate, a report consistency rate, and a report adoption rate.

2. The credit report generation system as described in claim 1, wherein the report checklist contains multiple check items corresponding to the descriptions in the relevant chapters; the processing unit, based on the credit report and the check items contained in the report checklist, uses the quality verification core module to generate multiple credit report contents corresponding to the check items; the processing unit, based on the credit report contents and the enterprise credit information, uses the quality verification core module to generate multiple verification results corresponding to the credit report contents, each verification result indicating whether the corresponding credit report content is correct, incorrect, or cannot be determined.

3. The credit report generation system as described in claim 2, wherein the processing unit uses the quality verification core module to calculate the report coverage rate based on the number of credit report contents with corresponding content and the number of such verification items; and the processing unit uses the quality verification core module to calculate the report consistency rate based on the number of verification results indicated correctly and the number of credit report contents with corresponding content.

4. The credit report generation system as described in claim 1, wherein the report checklist contains multiple check items corresponding to the descriptions of the corresponding chapter items, and the storage unit also stores an expert case closure report corresponding to the company; the processing unit, based on the credit report and the check items contained in the report checklist, uses the quality verification core module to generate multiple credit report contents corresponding to the corresponding check items; the processing unit, based on the expert case closure report and the check items, uses the quality verification core module to generate multiple case closure report contents corresponding to the corresponding check items; for each chapter name, the processing unit uses the quality verification core module to calculate a similarity between the credit report contents corresponding to the check items corresponding to each chapter item description of the chapter name and the case closure report contents corresponding to the check items corresponding to each chapter item description of the chapter name, and generates the report adoption rate corresponding to the chapter name.

5. The credit report generation system as described in claim 1 is further adapted to communicate with a corporate credit data server, and the storage unit further stores a data aggregation module; the processing unit receives multiple pending corporate credit data from the corporate credit data server corresponding to that company; the processing unit uses the data aggregation module to generate and store the pending corporate credit data in the storage unit based on the pending corporate credit data, wherein, The corporate credit information includes publicly available external data, financial statements, and historical case information.

Images