Financial product recommendation system for passbook scanning

Abstract

A financial product recommendation system for passbook reading includes a terminal device, an internal server communicatively connected to the terminal device, and a passbook printer electrically connected to the terminal device. During the process of the passbook printer printing a passbook transaction detail that has not yet been printed, the terminal device obtains customer information from the internal server that corresponds to the same customer identification code as a bank account, and inputs the customer information into a financial product recommendation model. The model then filters at least one of multiple financial products most suitable for the customer information from a financial product database, and generates and displays a financial product recommendation result containing at least one of these financial product options.

Claims

1. A financial product recommendation system for passbook scanning, comprising: an internal server storing multiple customer data corresponding to multiple customer identification codes; a passbook printer; and a terminal device communicatively connected to the internal server and electrically connected to the passbook printer, storing a financial product recommendation model and a financial product database, the financial product database containing multiple financial product data; wherein, The passbook printer generates a passbook printing request corresponding to a bank account and transmits it to the terminal device. When the terminal device receives the passbook printing request, it establishes a connection between the internal server and the passbook printer, so that the passbook printer prints a passbook transaction detail that has not yet been printed onto the paper passbook corresponding to the bank account based on a printing record of the bank account stored in the internal server. During the process of the passbook printer printing the unprinted passbook transaction detail, the terminal device obtains the customer information corresponding to the same customer identification code as the bank account from the internal server, and inputs the customer information into the financial product recommendation model to filter at least one of the financial product information most suitable for the customer information from the financial product database, and generates and displays a financial product recommendation result containing at least one of the financial product information.

2. The financial product recommendation system for passbook swiping as described in claim 1, wherein, Each customer profile includes consumption habit information, asset status information, and demographic information; the terminal device inputs the consumption habit information, asset status information, and demographic information into the financial product recommendation model to filter from the financial product database at least one of the financial product profiles most suitable for the consumption habit information, asset status information, and demographic information.

3. The financial product recommendation system for passbook swiping as described in claim 2, wherein, The financial product recommendation results also include a recommendation reason for at least one of the corresponding financial products.

4. The financial product recommendation system for passbook swiping as described in claim 3, wherein, The financial product recommendation results also include a marketing statement for at least one of the corresponding financial products.

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