CONTROL AND TRAINING OF ANALYSIS SYSTEMS
Patent Information
- Application Number
- ARP20250100574
- Authority / Receiving Office
- AR · AR
- Patent Type
- Applications
- Current Assignee / Owner
- Priority Date
- 2024-02-29
- Filing Date
- 2025-02-28
- Publication Date
- 2026-09-02
Claims
Payment request data is obtained. Payment request data represents an electronic payment requested from a source account to a beneficiary account. Financial institutions maintain both the source and beneficiary accounts. The beneficiary account status is obtained using the payment request data. The beneficiary account status is based on historical payments involving the beneficiary account. A beneficiary account embed is generated by providing the payment request data and the beneficiary account status as input to an embedding model. An account representation is generated by providing the beneficiary account embed as input to a representation learning model. A payment risk indicator is generated for the requested electronic payment by providing the account representation as input to a payment risk indicator model.