Information resource collection processing method and device, electronic device, and storage medium
By determining the basic and financial characteristic information that can be contacted by the personal non-performing asset package analysis, learning the collection success rate estimation, and mapping it to the missing users, the problem of inaccurate analysis in the existing technology is solved and the collection efficiency is improved.
CN114092218BActive Publication Date: 2025-03-25DAZHEN (HANGZHOU) TECH CO LTD
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Patent Information
- Application Number
- CN202111164543.3
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- Filing Date
- 2021-09-30
- Publication Date
- 2025-03-25
- Estimated Expiration
- 2041-09-30
AI Technical Summary
Technical Problem
The existing technology has problems with inaccurate results in the analysis of personal non-performing asset packages, which leads to inefficient collection of lost debtors.
Method used
By determining the user in the information resource collection that is in a contactable state, and obtaining their basic characteristic information and financial characteristic information, using this information to learn the collection success rate estimation, and then mapping the collection success rate estimation of the lost users.
Benefits of technology
The accuracy of analysis of lost users in the information resource collection is improved, the collection efficiency is enhanced, and the problem of low collection efficiency caused by inaccurate analysis in the prior art is solved.
✦ Generated by Eureka AI based on patent content.
Abstract
The present invention provides a method and device for processing an information resource set, an electronic device, and a storage medium, the method comprising: determining an information resource set containing multiple debtors; determining a first type of user in the information resource set that is in a contactable state, and obtaining basic feature information and financial feature information associated with the first type of user; using the basic feature information and the financial feature information to learn the collection success rate estimate corresponding to the first type of user, wherein the collection success rate estimate is used to characterize the collection success rate score corresponding to the first type of user; determining the collection success rate estimate corresponding to the second type of user in the information resource set that is in a disconnected state according to the collection success rate estimate corresponding to the first type of user and the binned data corresponding to the information resource set. The present invention solves the technical problem of inaccurate analysis of debtors with overdue bills in the related art, which leads to low collection efficiency.
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