一种款项管理的方法和装置
By generating prepayment recharge orders and linking them to accounts, the target recharge order and its deduction amount are determined, and funds are settled and frozen. This solves the problem of unclear use of prepayments and realizes detailed management of prepayment accounts and flexibility in fund use.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- BEIJING JINGDONG ZHENSHI INFORMATION TECH CO LTD
- Filing Date
- 2022-11-28
- Publication Date
- 2026-07-17
AI Technical Summary
The use of prepayments in existing technologies is unclear, resulting in insufficient detail in the management of funds in the account and risks to financial analysis and fund control.
By generating a prepayment recharge order and associating it with the corresponding prepayment account, the target prepayment recharge order and its deduction amount are determined, a prepayment settlement order is generated, funds are settled, funds equal to the deduction amount are frozen, the available amount is updated, and a data analysis dashboard is generated.
It improves the level of detail in the management of funds in the prepayment account, ensures that the use of funds does not exceed the limit, and presents the use of funds in real time, which facilitates the deduction and write-off of prepayments and financial control.
Smart Images

Figure CN115829563B_ABST