A polymeric payment platform

By designing the application service system and operation management system of the aggregated payment platform, the problems of merchant transaction analysis and risk control were solved, and convenient management of multiple payment methods and account security were realized, thereby improving the payment experience and risk prevention capabilities of merchants.

CN115879951BActive Publication Date: 2026-07-24CHONGQING HUMI NETWORK TECH CO LTD
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
CHONGQING HUMI NETWORK TECH CO LTD
Filing Date
2022-12-19
Publication Date
2026-07-24

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Abstract

The application belongs to the technical field of network payment, and particularly relates to an aggregated payment platform, comprising an application service system and an operation management system; wherein the application service system is used for performing aggregated payment service; the operation management system comprises a channel management module, an order management module and a payment management module; the channel management module is used for setting function permissions of payment channels, adjusting opening and closing of the payment channels, and configuring function parameters of the payment channels; the order management module is used for inquiring about recharge, transaction, withdrawal and refund order states of a merchant; and the payment management module is used for setting payment modes of a cash register of the merchant according to requirements of the merchant. In addition to supporting multiple payment modes, the application can also assist the merchant in other business activities.
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