数据处理方法、装置及设备

By utilizing a pre-trained risk detection model and a pre-defined retrieval database, the risk type of the target data is determined and a linear model is trained, thus solving the problem of poor risk detection accuracy in existing technologies and achieving higher risk detection accuracy.

CN116049761BActive Publication Date: 2026-07-17ALIPAY (HANGZHOU) INFORMATION TECH CO LTD

Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
Filing Date
2022-12-30
Publication Date
2026-07-17

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Abstract

本说明书实施例提供了一种数据处理方法、装置及设备,其中,该方法包括:获取与执行目标业务相关的目标数据;基于预先训练的风险检测模型和预设检索数据库,对所述目标数据进行匹配检测处理,得到所述预设检索库中与所述目标数据具有相关关系的候选数据,并基于所述候选数据对应的风险类型,确定所述目标数据对应的风险类型;基于所述候选数据及对应的风险类型,对预设线性模型进行训练,得到训练后的线性模型,并基于所述训练后的线性模型每一维的模型参数,确定所述目标数据每一维度的特征的重要性;基于所述目标数据对应的风险类型和所述目标数据每一维度的特征的重要性,确定执行所述目标业务是否存在风险。
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