客群的风险预测方法、装置、计算机设备和存储介质
By assessing the probability of various risk events and conducting comprehensive analysis, the system generates an overall risk prediction result for the customer group, overcoming the limitations of single risk prediction in existing technologies and achieving a comprehensive assessment of customer group risks and an effective response from the business system.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- ZHAOLIAN CONSUMER FINANCE CO LTD
- Filing Date
- 2022-12-27
- Publication Date
- 2026-07-17
AI Technical Summary
Existing risk prediction methods can only predict single risk shock events, which has significant limitations and cannot comprehensively assess the overall risk level and volatility of a customer group.
By determining the first and second risk probabilities of each risk event, and combining the overall risk base and volatility, the overall risk level and volatility of the customer group are comprehensively assessed. Using different prediction models and weighted calculations, risk prediction results are generated and sent to the business system for processing.
It enables comprehensive assessment of various risk shock events, improves the accuracy and comprehensiveness of risk prediction, and allows for differentiated processing based on different risk types and impact ranges, supporting targeted responses from business systems.
Smart Images
Figure CN116128289B_ABST