基于区块链技术的后台管理系统和银行汇票业务服务系统
By using a back-end management system and a bank draft business service system based on blockchain technology, the problems of flexibility and data transparency in the circulation of bank drafts have been solved, enabling the free disposal and risk control of mobile drafts and improving transaction security.
CN117114841BActive Publication Date: 2026-07-17SUNYARD SYST ENG CO LTD
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- SUNYARD SYST ENG CO LTD
- Filing Date
- 2020-07-09
- Publication Date
- 2026-07-17
AI Technical Summary
Technical Problem
Existing bank drafts lack flexibility in circulation and cannot ensure data transparency and freedom for both parties in a transaction, making it difficult to manage transaction risks.
Method used
The back-end management system and bank draft business service system, which adopt blockchain technology, compare transaction records through the reconciliation platform to generate transaction details, realize user permission management and early warning reminders, and combine enterprise transaction information with changes in bank accounts to ensure account consistency.
Benefits of technology
It enhances users' autonomy and choice, enables them to freely dispose of mobile drafts, reduces transaction risks, and ensures data transparency and transaction security.
✦ Generated by Eureka AI based on patent content.
Smart Images
Figure CN117114841B_ABST
Abstract
本发明公开了一种基于区块链技术的后台管理系统和银行汇票业务服务系统，包括：所述后台管理系统定期对过往一段时间内在区块链上的企业交易信息进行统计，生成交易明细，并与银行监管系统内的企业对应的资金账户变化和银行专用的内部账户变化进行对比，判断账户变化是否一致。本发明中，该银行汇票业务服务系统将区块链技术与移动汇票结合，可以提高用户的自主选择性，不需要依赖中心平台的相互协作，即可实现移动汇票的自由支配，以便于银行准确的把握风险，为区块链上的移动汇票提供保障，让商户放心的进行签收与转让。
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