Right and interest allocation method and device, computer equipment and storage medium

By obtaining cost information of payment types and operation scenarios in the financial system, calculating the remaining costs, and generating equity information based on user information, the problem of inaccurate equity distribution in the financial system is solved, and accurate matching of user needs and improvement of operational efficiency is achieved.

CN119693054APending Publication Date: 2025-03-25CHINA PING AN PROPERTY INSURANCE CO LTD
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Patent Information

Application Number
CN202411677805.X
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2024-11-21
Publication Date
2025-03-25

AI Technical Summary

Technical Problem

In the financial system, due to the wide variety of online payment orders, the audience and users of each payment type have varying. How to ensure the issued rights on the payment success page is to accurately match the user audience?

Method used

By obtaining the payment type and operation scenarios when the user terminal completes the payment, obtaining the first issued cost and the second issued cost respectively, calculate the remaining cost of the payment type and operation scenario, and generate accurate rights and interests information based on the user information, and send it to the user terminal.

Benefits of technology

It has achieved accurate matching of user needs, improved user satisfaction and loyalty, optimized cost allocation, improved operational efficiency, enhanced competitiveness, and dynamically adapted to market changes.

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Abstract

The invention provides a right and interest allocation method and device, computer equipment and a storage medium, and the method comprises the steps: obtaining a payment type corresponding to payment and an operation scene corresponding to the payment type when a user terminal completes payment in a preset application program; obtaining a first issued cost and a second issued cost corresponding to the payment type and the operation scene in the application program; determining a first residual cost corresponding to the payment type according to the first issued cost, and determining a second residual cost corresponding to the operation scene according to the second issued cost; acquiring user information corresponding to the user terminal; and generating right and interest information corresponding to the user terminal according to the user information, the first residual cost and the second residual cost, and sending the right and interest information to the user terminal to complete distribution of the right and interest information. According to the method, user rights and interests are accurately allocated, so that the user experience is improved, the resource allocation efficiency is remarkably optimized, and an effective solution is provided for payment order page operation of a financial system.
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