A digital currency payment method, chip, device and system

Abstract

The application discloses a digital currency payment method, a chip, an apparatus and a system, and relates to the technical field of digital currency. A specific implementation mode of the method is applied to a chip comprising a secure element, a first communication component and a second communication component. The secure element is used for opening a digital currency hard wallet. The communication protocol adopted by the first communication component comprises a near field communication protocol and / or a limited area communication protocol. The communication protocol adopted by the second communication component comprises a Bluetooth communication protocol. The method further comprises the following steps: receiving hard wallet opening data sent by a digital currency client by using the second communication component, opening a digital currency hard wallet in the secure element; and receiving a payment request by using the first communication component, and performing a digital currency transaction. The implementation mode solves the problem of application limitations of near field communication payment, and effectively expands the application scenario of near field communication payment.

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