Internet-based temporary work insurance online purchase method
Through the Internet-based online purchasing method of temporary workers insurance, high-dimensional optimization model and principal component analysis recommend insurance products, and claims automation is achieved through smart contracts and blockchain technology, solving the problems of insufficient personalization, rigid payment methods and delayed claims in temporary workers insurance purchases, and improving protection coverage and purchasing efficiency.
CN120125317AInactive Publication Date: 2025-06-10BEIJING YUBO TECHNOLOGY CO LTD
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Patent Information
- Application Number
- CN202510222917.4
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2025-02-27
- Publication Date
- 2025-06-10
- Estimated Expiration
- Not applicable · inactive patent
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Figure CN120125317A_ABST
Abstract
The invention relates to the technical field of insurance, and discloses an internet-based temporary worker insurance online purchase method, which comprises the following steps that: 1, a temporary worker and an employer register and input basic information through an internet platform, the basic information comprises the working type, the working duration and the working environment of the temporary worker, according to the basic information, generating a working feature vector of a temporary worker, wherein the working feature vector comprises multi-dimensional working related information; and 2, the system calculates the required minimum guarantee level according to the working feature vector of the temporary worker, and weighted summation is carried out in the calculation process according to the working type, the working duration and the working environment of the temporary worker to obtain the minimum guarantee demand of the temporary worker. By introducing a high-dimensional optimization model and principal component analysis, insurance recommendation is performed according to working characteristics and guarantee requirements of temporary workers, and an effect of customizing a proper insurance scheme for the temporary workers is obtained.
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