一种针对SWIFT对账单的检测方法、设备及介质

By identifying and processing pagination and transaction tags in SWIFT statement files, generating transaction identifiers and comparing them with the main database, the problems of duplicate parsing and chaotic data association when the transaction detail data volume is large are solved, and the accurate entry of transaction details into the database and data consistency management are achieved.

CN120407581BActive Publication Date: 2026-07-17INSPUR GENERSOFT CO LTD

Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
INSPUR GENERSOFT CO LTD
Filing Date
2025-04-17
Publication Date
2026-07-17

AI Technical Summary

Technical Problem

In existing technologies, when the transaction details data in SWIFT statement files are large, it can easily lead to problems such as duplicate transaction parsing due to pagination, loss of data integrity, and chaotic data association.

Method used

By identifying pagination and transaction tags in SWIFT statement files, pagination and element information are extracted from the transaction tags to generate transaction identifiers. These identifiers are then compared with historical transaction identifiers in the master database to update the master database and establish a pagination index table. This ensures accurate entry of transaction details into the database and prevents duplicate parsing and data association confusion.

Benefits of technology

It improves the accuracy of transaction details entry, reduces the risk of duplicate entries, enhances traceability, ensures data consistency in financial and tax systems, supports pagination completion and anomaly self-healing, prevents formatting errors, and forms a SWIFT message processing solution covering the entire lifecycle.

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Abstract

本申请公开了一种针对SWIFT对账单的检测方法、设备及介质,涉及账单管理技术领域。方法包括:识别SWIFT对账单文件中的分页标签和交易标签;对分页标签和交易标签进行预处理,通过正则表达式提取交易标签中的分页信息,分页信息包括对账单号和分页序号;提取交易标签的要素信息,要素信息包括账户标识、交易金额和交易日期;对分页信息和要素信息进行拼接,生成交易标识,并记录交易标识和对应的SWIFT对账单文件的文件名称至临时数据库;将交易标识与主数据库中已存储的历史交易标识进行比对,并将结果更新至主数据库。本申请通过上述方法实现了通过分页信息扩展唯一标识,解决因分页导致的重复解析问题,增强溯源能力。
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