一种跨境结算报文处理方法、装置、电子设备及存储介质

By using dynamic feature matching and intelligent transfer processing, the system automatically identifies and maps the characteristics of cross-border settlement messages, solving the problems of low efficiency in channel selection and message processing in cross-border settlement business, and realizing an efficient and accurate cross-border settlement process.

CN120614408BActive Publication Date: 2026-07-17BEIJING PACTERA JINXIN TECH LTD

Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
BEIJING PACTERA JINXIN TECH LTD
Filing Date
2025-07-15
Publication Date
2026-07-17

AI Technical Summary

Technical Problem

In cross-border settlement operations, existing technologies require manual selection and filling in of clearing messages from multiple channels, which is inefficient, error-prone, and makes it difficult to achieve efficient and accurate message processing.

Method used

Through dynamic feature-driven parsing rule matching and intelligent forwarding processing, it automatically identifies message characteristics, calls the matching parsing rules to perform field mapping, and generates forwarding messages based on forwarding information, supporting message processing from multiple channels.

Benefits of technology

It has achieved efficient automation and precise adaptation of the entire cross-border settlement process, reduced operating costs and compliance risks, and improved message processing efficiency and accuracy.

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Abstract

本申请提供了一种跨境结算报文处理方法、装置、电子设备及存储介质,该方法包括:当收到来报发起请求时,先接收第一报文并确定其对应的第一报文特征,接着从预设解析规则中调用与之匹配的第一解析规则,将第一报文栏位映射至第一业务栏位,得到第二报文;随后基于业务特征判断是否需要转汇,若需转汇,根据转汇信息确定第二报文特征,再调用匹配的第二解析规则,把第二业务栏位映射回第二报文栏位,最终得到作为转汇报文的第三报文;本申请能够依据报文特征自动调用匹配解析规则完成报文处理及转汇处理,提高跨境结算报文处理效率和准确性。
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