A financing application processing method and system based on electronic signing

By using data feature extraction and intelligent matching algorithms, financing contracts are automatically generated and populated, solving the problems of difficulty in obtaining contract templates and fragmented signing processes in existing systems, and achieving efficient and accurate processing of financing applications.

CN120765386BActive Publication Date: 2026-07-21ZHONGLIAN HENGCHUANG (SHANXI) TECHNOLOGY CO LTD
View PDF 2 Cites 0 Cited by

Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
ZHONGLIAN HENGCHUANG (SHANXI) TECHNOLOGY CO LTD
Filing Date
2025-07-03
Publication Date
2026-07-21

Smart Images

  • Figure CN120765386B_ABST
    Figure CN120765386B_ABST
Patent Text Reader

Abstract

The application relates to the technical field of financing application, and discloses a financing application processing method and system based on electronic signing, which comprises the following steps: collecting basic information, performing format verification on the basic information, storing the verified basic information, collecting intention product data, performing data feature extraction on the intention product data, dividing a plurality of contract templates into contract template types according to the contract templates in a database, determining the contract template types according to the data features of the intention product data, extracting all the contract templates in the contract template types, filling all the contract templates with the intention product data, selecting a contract template with the highest matching degree to generate a contract file, and performing financing application processing after the contract file is generated. The application effectively reduces the manual participation in the contract generation, matching and signing process, shortens the processing period, reduces the legal or business risks caused by manual errors, process interruption and other factors, and improves the overall operation efficiency.
Need to check novelty before this filing date? Find Prior Art