一种基于智能分析的债权人债权申报信息自动校验系统
By automatically parsing and verifying debt declaration information through an intelligent analysis system, the problem of determining the priority of mortgage rights caused by inconsistent timestamps and the low efficiency of contract verification when the debtor objects has been solved, thus realizing an efficient and reliable debt declaration verification process.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- SHANGHAI LUBO TECHNOLOGY CO LTD
- Filing Date
- 2025-09-15
- Publication Date
- 2026-07-17
AI Technical Summary
Existing technologies face challenges in processing debt claim information, such as difficulties in determining the priority of mortgage rights due to inconsistent or missing timestamps, as well as low efficiency and insufficient credibility in verifying contract performance when the debtor raises objections.
An automatic verification system for creditor claim declaration information based on intelligent analysis was designed, including a data acquisition module, a feature extraction module, an analysis and decision-making module, and a claim verification triggering module. Data is acquired through the OAuth 2.0 interface, non-standard timestamps are parsed using a pre-trained natural language processing model and a regular expression rule base, and immutable time information is provided by the smart contract of the blockchain node. The system also monitors debtor objections in real time and verifies contract performance through multi-dimensional matching analysis.
It effectively solves the problem of inconsistent or missing timestamp formats for mortgage registration, and realizes automated, fast and reliable determination of mortgage priority and verification of contract performance, significantly improving the automation and accuracy of debt declaration verification.
Smart Images

Figure CN121329608B_ABST