Stock asset nationwide sharing and dispensing system and method based on creditor right payment, and medium

By using digital platforms and AI-powered automated auditing technology, combined with hash digest verification, the problems of forged documents and low verification efficiency in cross-regional asset transfers have been solved, enabling secure storage of debt certificates and efficient cross-regional transactions.

CN122048504APending Publication Date: 2026-05-15ANHUI HAI HUIJIN FINANCIAL INVESTMENT GRP CO LTD
View PDF 0 Cites 0 Cited by

Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
ANHUI HAI HUIJIN FINANCIAL INVESTMENT GRP CO LTD
Filing Date
2026-02-02
Publication Date
2026-05-15

AI Technical Summary

Technical Problem

In traditional cross-regional asset transfers, vouchers are easily forged, verification efficiency is low, and cross-regional institutional cooperation is poor. As a result, debt management service institutions lack a unified verification channel for debt vouchers issued by other parties, mutual recognition is difficult, the exchange process is cumbersome, and information errors are prone to occur.

Method used

The system adopts a debt settlement system based on a digital platform, combining AI-based automatic review with manual verification. Through OCR technology and hash digest verification, a weighted hash trust algorithm is established to achieve secure storage of vouchers and cross-regional transaction collaborative processing. This includes modules for protocol management, intelligent review, access control, transaction collaboration, and third-party data interfaces.

Benefits of technology

It enables secure storage, efficient verification, and collaborative processing of debt instruments across regions, improving the automation and security of mutual recognition of instruments and solving the efficiency and security pain points of the traditional model.

✦ Generated by Eureka AI based on patent content.

Smart Images

  • Figure CN122048504A_ABST
    Figure CN122048504A_ABST
Patent Text Reader

Abstract

The invention discloses a stock asset nationwide sharing and dispensing system and method based on creditor right payment and a medium. The system comprises a protocol management module, an intelligent auditing module, a voucher storage module, an authority management module, a transaction cooperation module, a third-party data interface module and a service distribution and settlement module. The agreement management module records agreement signing information and transmits the agreement signing information to the intelligent auditing module to carry out voucher validity verification before an exchange application, and the voucher storage module carries out voucher filing on exchange applicant information audited by the intelligent auditing module; the authority management module carries out transaction management according to the exchange application of the exchange applicant, the third-party data interface module carries out assistance application, and the service distribution and settlement module is connected with the third-party data interface module to obtain the transaction list information of the exchange applicant to carry out service charge splitting. A transaction process is standardized and online through a digital platform, and the efficiency and safety pain points of a traditional mode are solved by combining electronic evidence storage and an automatic cooperation technology.
Need to check novelty before this filing date? Find Prior Art