基于银企业务协同的数据交易核算与自动清分系统及方法
By constructing a data transaction accounting and automatic clearing system for bank-enterprise business collaboration, monitoring concurrent data interactions and implementing frequency reduction and reorganization mechanisms, the network pressure problem caused by high-frequency data interactions was solved, and the stable execution of fund clearing tasks was achieved.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- NANJING XINYUAN INVITE PUBLIC BIDDING CONSULTATION
- Filing Date
- 2026-05-13
- Publication Date
- 2026-07-17
AI Technical Summary
With the increasing volume of cross-domain collaborative business, the high-frequency data interaction between the system front-end and back-end leads to high network bandwidth consumption, communication queue backlog, and increased network latency, affecting the smoothness of fund accounting and clearing tasks.
A data transaction accounting and automatic clearing system based on bank-enterprise business collaboration is constructed, including a local metering connector, a multi-dimensional pricing mapping engine, a clearing and settlement scheduling center, and a bank interface communication gateway. By monitoring communication queue backlog and latency parameters, a frequency reduction and reorganization mechanism is implemented to merge metering logs and clearing messages, thereby reducing the frequency of instruction issuance to the underlying financial gateway.
It alleviated network transmission load and queuing in high-concurrency environments, ensured the smooth flow of data accounting and fund clearing tasks, and reduced the probability of physical channel congestion.
Smart Images
Figure CN122204899B_ABST