基于多维度和动态图神经网络的单据智能审核方法及系统

By constructing an intelligent document review method based on multi-dimensional and dynamic graph neural networks, the accuracy and efficiency problems of document review in existing technologies are solved. It realizes credit-aware review, dynamic rule collaboration and spatiotemporal risk fusion, thereby improving the accuracy and efficiency of document review.

CN122415012APending Publication Date: 2026-07-17INSPUR GENERSOFT CO LTD

Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
INSPUR GENERSOFT CO LTD
Filing Date
2026-04-15
Publication Date
2026-07-17

AI Technical Summary

Technical Problem

Existing technologies cannot effectively capture the hierarchical relationship and cross-field dependencies between the main table and sub-tables in business document review. They are difficult to adapt to dynamic changes in business strategies, lack automatic optimization capabilities based on data feedback, have low risk assessment coverage in complex scenarios, and are not sufficiently coupled with credit status and review strategies, resulting in low review efficiency.

Method used

A document intelligent review method based on multi-dimensional and dynamic graph neural networks is adopted, and a three-level collaborative architecture of credit assessment, graph neural network parsing and spatiotemporal risk prediction is constructed. Through graph structure parser and multi-dimensional spatiotemporal risk prediction model, credit rating is calculated in real time and user credit, graph features and spatiotemporal risk factors are integrated, and feature weights are dynamically adjusted for review.

Benefits of technology

It improves the accuracy and efficiency of document review, reduces the review time for high-credit users, enhances the accuracy of complex structure parsing and risk identification coverage, and achieves self-optimizing response of rules and neural networks to adapt to dynamic environments and user behavior.

✦ Generated by Eureka AI based on patent content.

Smart Images

  • Figure CN122415012A_ABST
    Figure CN122415012A_ABST
Patent Text Reader

Abstract

本公开提供了基于多维度和动态图神经网络的单据智能审核方法及系统,涉及人工智能技术领域,包括:识别图像中的文本以及结构化数据;将文本以及结构化数据转化为三级节点,根据连接规则对三级节点进行动态边建立,构建三级节点拓扑结构,得到图结构序列;获取单据相关用户信用数据以及多风险影响参数,计算信用等级以及时空风险因子;将图结构序列、信用等级以及时空风险因子输入至动态图神经网络,得到图谱关键特征、时空风险向量以及用户信用嵌入,引入门控机制,动态调整权重并动态融合,得到融合向量;构建预设业务规则库,通过加权求和输出匹配度,将匹配度与阈值进行比较,输出最终的审核结果。本公开提高了审核规则自优化响应速度。
Need to check novelty before this filing date? Find Prior Art