一种高效的银行理财业合规风控指标的计算方法及系统
By adopting a layered compliance risk control system architecture and an aggregated root domain structure, combined with convergent incremental computation and a multi-dimensional parallel mechanism, the system solves the problems of low efficiency and poor scalability of compliance risk control indicator calculation systems in the banking and wealth management industry under high concurrency and large transaction volume scenarios, and achieves efficient and accurate risk control indicator calculation and meets regulatory requirements.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Filing Date
- 2026-04-15
- Publication Date
- 2026-07-17
AI Technical Summary
Existing compliance risk control indicator calculation systems in the banking and wealth management industry are inefficient, resource-intensive, have limited throughput, poor scalability, and fail to converge in calculation results under high concurrency and large transaction volume scenarios, making it difficult to meet regulatory requirements.
A layered compliance risk control system architecture is adopted, combined with an aggregate root domain structure. It employs a pre-defined convergent incremental computation and multi-dimensional parallel mechanism, and achieves parallel processing and unified result convergence through aggregate root dynamic sharding and load balancing mechanisms.
It improves the stability and concurrent processing capabilities of risk control calculations, achieves efficient and accurate calculation of risk control indicators, supports high-concurrency and large-volume wealth management business scenarios, meets regulatory requirements, and supports transaction auditing and traceability.
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