一种计算机执行的个人财务数据多维动态量化与特征标签生成方法及系统
By employing a multidimensional dynamic quantification method executed by computer, based on objective financial data, four-quadrant positioning and concrete animal characteristic labels are generated. This solves the problems of subjective questionnaire dependence and static results in existing technologies, and realizes automated, dynamically updated and intuitively displayed financial behavior analysis.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Filing Date
- 2026-06-15
- Publication Date
- 2026-07-17
AI Technical Summary
Existing personal financial behavior analysis solutions rely on subjective questionnaires, resulting in static and unupdable results that cannot be dynamically updated, thus failing to provide interpretable characteristics of user financial behavior.
A multidimensional dynamic quantification method executed by computer is used. Based on objective financial data, multidimensional quantification scores are calculated through Shannon diversity index, normalization function and other means. The user is located in a four-quadrant coordinate system to generate a concrete animal feature label, which is combined with the descriptive words of the tendency to form a feature label code.
It achieves automated evaluation and dynamic updates based on objective data, outputs intuitive animal images to display users' financial behavior characteristics, is easy to understand, and covers a comprehensive personality system.
Smart Images
Figure CN122415252A_ABST