Shopping life platform based on electronic consumption coupon management
By leveraging blockchain and smart contract technologies, the entire lifecycle of electronic consumer vouchers is stored in a distributed manner and executed automatically, solving the problems of transaction security and low user activity on traditional platforms, and building a safe and efficient shopping and consumption ecosystem.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- HUNAN HUIDIANTONG TECHNOLOGY CO LTD
- Filing Date
- 2026-05-08
- Publication Date
- 2026-07-31
AI Technical Summary
Traditional electronic consumer voucher management platforms suffer from problems such as easily tampered transaction data, opaque redemption processes, and untraceable asset transfers. They also suffer from low user activity and platform retention rates, lack of partner regional management and pipeline revenue incentives, high operating costs, and low asset transfer efficiency.
The system utilizes blockchain node clusters and smart contracts to achieve distributed storage and automated execution of electronic consumption vouchers. It manages consumption vouchers, reward vouchers, and equity certificates in a unified manner through digital asset accounts. It combines an equal-amount payment model to generate universal consumption vouchers of equal value, configures regional management permissions for partners, and automatically binds referral relationships and issues reward vouchers based on sharing codes.
Ensuring the immutability of transaction data and the transparency and traceability of asset transfers enhances user activity and platform retention, simplifies payment processes, builds a safe and efficient shopping and consumption ecosystem, and reduces operating costs.
Smart Images
Figure CN122492283A_ABST
Abstract
Description
Technical Field
[0001] This invention relates to the field of e-commerce technology, and more specifically to a shopping and lifestyle platform based on electronic consumer voucher management. Background Technology
[0002] Traditional electronic consumer voucher management platforms mostly operate with a centralized architecture. The generation, distribution, redemption, and asset settlement of consumer vouchers are all controlled by a central server. This results in problems such as transaction data being easily tampered with, opaque redemption processes, and the inability to trace asset transfers, leading to insufficient platform transaction security and credibility.
[0003] Existing consumer voucher incentive models are simplistic, merely issuing fixed-denomination vouchers without incorporating tiered unlocking, repurchase, and referral linkage mechanisms based on user consumption behavior. This fails to effectively stimulate user repurchase intentions and social sharing, resulting in low user activity and platform retention rates. The user referral process is cumbersome, with unclear referral relationships, untimely reward distribution, and no linkage unlocking mechanism, leading to inefficient user growth. Voucher redemption requires manual verification, which is complex and error-prone, significantly degrading the user and merchant experience. Furthermore, platforms generally lack partner regional management and pipeline revenue incentive systems, exhibiting weak offline channel expansion and localized operation capabilities. They also lack a virtual equity mechanism linking user performance contributions to platform development, resulting in a disconnect between user and platform interests and insufficient user stickiness. In addition, various assets such as consumer vouchers, rewards, and earnings are managed in a fragmented manner, lacking a unified digital asset account and automated clearing system. This leads to high platform operating costs and low asset turnover efficiency, hindering the construction of a safe, efficient, and sustainable shopping and lifestyle consumption ecosystem. Therefore, this paper proposes a shopping and lifestyle platform based on electronic consumer voucher management. Summary of the Invention
[0004] To address the aforementioned technical problems, this invention provides a shopping and lifestyle platform based on electronic consumer voucher management. This platform enables unified management of consumer vouchers, reward vouchers, income certificates, and equity certificates through digital asset accounts, achieving unified asset clearing and efficient circulation, reducing platform operating costs, and building a safe, efficient, and self-incentivizing shopping and lifestyle consumption ecosystem.
[0005] The technical solution adopted in this invention is as follows: a shopping and lifestyle platform based on electronic consumer voucher management, including user terminals, merchant terminals, platform servers, and a blockchain node cluster, the shopping and lifestyle platform is used to perform the following steps:
[0006] Step 1: In response to the purchase request submitted by the first user terminal, the platform server generates a digital asset transaction, which includes product information, payment amount, and a set of electronic consumer vouchers generated according to a preset value-added model; the platform server broadcasts the digital asset transaction to the blockchain node cluster.
[0007] Step 2: The blockchain node cluster performs consensus verification on the digital asset transaction. After the verification is successful, the digital asset transaction is packaged into a block and added to the distributed ledger. The distributed ledger is used to create or update the digital asset account for the first user. The digital asset account includes the balance of the electronic voucher set.
[0008] Step 3: In response to the redemption request initiated by the first user terminal or the second merchant terminal, the platform server calls the smart contract deployed on the blockchain node cluster to execute the consumption voucher redemption logic: verify the validity of the electronic consumption voucher identifier to be redeemed and the sufficiency of the balance. If the verification is successful, the corresponding amount of general consumption voucher is deducted from the digital asset account of the first user, and the redemption revenue record of the target merchant is added to the digital asset account of the target merchant.
[0009] Step 4: The blockchain node cluster will generate another asset transfer transaction by deducting the consumption vouchers from Step 3 and increasing the redemption income. After consensus verification, the transaction will be updated to the distributed ledger.
[0010] Preferably, the preset value-added model specifically includes: after the platform server receives the payment amount, it generates an order for physical products / services with a value equal to the payment amount, and at the same time generates a general consumption voucher with a total value equal to the payment amount. The usage ratio of the general consumption voucher is 70% of the order amount payable, and the remaining 30% is unlocked and used after the first user terminal generates a new repurchase behavior or a successful referral behavior.
[0011] Preferably, the set of electronic consumer vouchers generated in step 1 further includes a sharing code, which is bound to the first user's digital asset account; the platform server responds to the registration and purchase request initiated by the second user terminal by scanning the sharing code, determines that the first user is the referrer, and generates a first referral reward voucher according to the payment amount of the second user terminal at a first preset ratio and adds it to the first user's digital asset account.
[0012] Preferably, when the verification is performed, the second merchant terminal displays its verification code in real time; after the first user terminal scans the verification code, the platform server automatically reads the balance of general consumption vouchers in the first user's digital asset account and prioritizes the use of general consumption vouchers for payment.
[0013] Preferably, the platform also includes partner terminals; the platform server responds to the partner terminal's onboarding request, creates a digital asset account for it, and configures regional management permissions; the platform server periodically generates pipeline revenue vouchers based on the total sales and total write-offs within the region managed by the partner terminal, according to a preset pipeline revenue ratio, and stores them in the partner terminal's digital asset account. The pipeline revenue vouchers are also recorded in the distributed ledger as part of the digital assets.
[0014] Preferably, the digital asset account also includes virtual equity certificates, the generation of which is associated with the cumulative referral amount or total sales amount of the user terminal; the platform server calculates and issues a corresponding number of virtual equity certificates based on the historical transaction data in the distributed ledger, according to the performance contribution of each user terminal at preset intervals.
[0015] A shopping lifestyle based on electronic vouchers includes the following steps:
[0016] Step A1: The platform server receives the purchase request from the first user terminal, generates a digital asset transaction containing a general consumer voucher based on the payment amount and preset value-added model in the purchase request, and broadcasts the transaction to the blockchain node cluster.
[0017] Step A2: The blockchain node cluster stores the digital asset transaction in the distributed ledger and updates the digital asset account balance of the first user;
[0018] Step A3: The platform server receives a consumer voucher redemption request from a user terminal or merchant terminal, calls the smart contract to verify and execute the deduction operation, and generates an asset transfer transaction;
[0019] Step A4: The blockchain node cluster updates the asset transfer transaction to the distributed ledger after consensus is reached.
[0020] Preferably, the platform server receives a registration request initiated by the second user terminal through a sharing code generated by the first user terminal, establishes a referral binding relationship between the second user terminal and the first user terminal, and automatically issues referral reward coupons to the digital asset account of the first user terminal based on the subsequent consumption behavior of the second user terminal.
[0021] A computer-readable storage medium having a computer program stored thereon, which, when executed by a processor, implements the steps of the shopping lifestyle method based on electronic voucher management as described in claim 7.
[0022] An electronic device includes a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor executes the program to implement the steps of the shopping lifestyle method based on electronic voucher management as described in claim 7.
[0023] The beneficial effects of this invention are:
[0024] This invention utilizes blockchain node clusters and smart contracts to achieve distributed notarization and automated execution of electronic vouchers throughout their entire lifecycle, effectively ensuring the immutability of transaction data and the transparency and traceability of asset transfers, significantly enhancing the platform's transaction security and credibility. It employs a value-added model that generates universal vouchers based on equal payments, combined with a rule that 70% are immediately usable and 30% are unlocked through repurchase or referrals, precisely incentivizing user repurchases and social sharing, significantly improving user activity and platform retention. By automatically binding referral relationships and issuing reward vouchers based on sharing codes, and simultaneously unlocking and locking vouchers, it achieves a dual closed loop of referrals and incentives, efficiently realizing user growth through viral marketing. Users scan the code... It can automatically prioritize the redemption of consumption vouchers, simplifying the payment process and significantly improving the user and merchant experience; it can configure regional management permissions for partners and issue pipeline revenue certificates based on regional performance, expanding the platform's offline operation channels and building a sustainable channel incentive system; it can periodically issue virtual equity certificates based on user performance contributions, deeply binding user benefits with platform development, further enhancing user stickiness and the platform's long-term competitiveness; and it can manage consumption vouchers, reward vouchers, revenue certificates, and equity certificates through a unified digital asset account throughout the process, achieving unified asset clearing and efficient circulation, reducing platform operating costs, and building a safe, efficient, and self-incentivizing shopping and consumption ecosystem. Attached Figure Description
[0025] Figure 1 This is a module architecture diagram of a shopping and lifestyle platform based on electronic consumer voucher management, according to an embodiment of the present invention.
[0026] Figure 2 This is a framework diagram of a digital asset account according to an embodiment of the present invention;
[0027] Figure 3 This is a core flowchart of the consumer voucher generation and on-chain process according to an embodiment of the present invention;
[0028] Figure 4 This is a flowchart illustrating the consumption voucher redemption and asset transfer process according to an embodiment of the present invention;
[0029] Figure 5 This is a flowchart illustrating the referral and reward distribution process according to an embodiment of the present invention. Detailed Implementation
[0030] The technical solutions of the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings. Obviously, the described embodiments are only some embodiments of the present invention, and not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative effort are within the scope of protection of the present invention.
[0031] Example 1
[0032] like Figures 1-5 As shown, the shopping and lifestyle platform based on electronic consumer voucher management in this embodiment of the invention includes a user terminal, a merchant terminal, a platform server, and a blockchain node cluster. The shopping and lifestyle platform is used to perform the following steps:
[0033] Step 1: The platform server responds to the purchase request submitted by the first user terminal and generates a digital asset transaction. The digital asset transaction includes product information, payment amount, and a set of electronic vouchers generated according to a preset value-added model. The platform server then broadcasts the digital asset transaction to the blockchain node cluster.
[0034] Step 2: The blockchain node cluster performs consensus verification on digital asset transactions. After verification, the digital asset transactions are packaged into blocks and added to the distributed ledger. The distributed ledger also creates or updates the digital asset account for the first user, which includes the balance of the electronic voucher set.
[0035] Step 3: In response to the redemption request initiated by the first user terminal or the second merchant terminal, the platform server calls the smart contract deployed on the blockchain node cluster to execute the consumption voucher redemption logic: verify the validity of the electronic consumption voucher identifier to be redeemed and the sufficiency of the balance. If the verification is successful, the corresponding amount of general consumption voucher will be deducted from the first user's digital asset account, and the equivalent amount of redemption revenue will be added to the target merchant's digital asset account.
[0036] Step 4: The blockchain node cluster will generate another asset transfer transaction by deducting the consumption vouchers from Step 3 and increasing the redemption income. After consensus verification, the transaction will be updated to the distributed ledger.
[0037] Specifically, the preset value-added model includes: after the platform server receives the payment amount, it generates an order for physical products / services with a value equal to the payment amount, and at the same time generates a general consumption voucher with a total value equal to the payment amount. The usage ratio of the general consumption voucher is 70% of the order amount payable, and the remaining 30% is unlocked and used after the first user terminal generates a new repurchase behavior or a successful referral behavior.
[0038] Specifically, the set of electronic consumer vouchers generated in step 1 also includes a sharing code, which is bound to the first user's digital asset account. In response to the registration and purchase request initiated by the second user's terminal by scanning the sharing code, the platform server determines the first user as the referrer and generates a first referral reward voucher according to the payment amount of the second user's terminal at a first preset ratio and adds it to the first user's digital asset account.
[0039] Specifically, when the verification is processed, the second merchant terminal displays its verification code in real time; after the first user terminal scans the verification code, the platform server automatically reads the balance of the general consumption voucher in the first user's digital asset account and prioritizes the use of the general consumption voucher for payment.
[0040] Specifically, the platform also includes partner terminals; the platform server responds to the partner terminal's onboarding request, creates a digital asset account for it, and configures regional management permissions; the platform server periodically generates pipeline revenue vouchers based on the total sales and total write-offs in the region managed by the partner terminal, according to a preset pipeline revenue ratio, and stores them in the partner terminal's digital asset account. The pipeline revenue vouchers are also recorded in the distributed ledger as part of the digital assets.
[0041] Specifically, the digital asset account also includes virtual equity certificates. The generation of virtual equity certificates is linked to the cumulative referral amount or total sales amount of user terminals. Every preset period, the platform server calculates and issues a corresponding number of virtual equity certificates based on the performance contribution of each user terminal and historical transaction data in the distributed ledger.
[0042] A shopping lifestyle based on electronic vouchers includes the following steps:
[0043] Step A1: The platform server receives the purchase request from the first user terminal, generates a digital asset transaction containing a general consumer voucher based on the payment amount and preset value-added model in the purchase request, and broadcasts the transaction to the blockchain node cluster.
[0044] Step A2: The blockchain node cluster stores the digital asset transactions in the distributed ledger and updates the digital asset account balance of the first user;
[0045] Step A3: The platform server receives a voucher redemption request from a user terminal or merchant terminal, calls the smart contract to verify and execute the deduction operation, and generates an asset transfer transaction;
[0046] Step A4: The blockchain node cluster updates the asset transfer transactions to the distributed ledger after reaching a consensus.
[0047] Specifically, the platform server receives a registration request initiated by the second user terminal through the sharing code generated by the first user terminal, establishes a referral binding relationship between the second user terminal and the first user terminal, and automatically issues referral reward coupons to the digital asset account of the first user terminal based on the subsequent consumption behavior of the second user terminal.
[0048] After a user pays a sum of money, they receive not only physical goods or services of equivalent value, but also general electronic vouchers of equivalent value. However, the use of these vouchers is subject to proportional restrictions, and some are initially locked. The payment amount for the first user terminal is defined as... After the platform service responds to the procurement request, it generates a value of The physical order, and simultaneously generate a total value equal to A collection of general consumption vouchers, namely To incentivize repeat purchases and referrals, the usage rate of the general consumption voucher is set at 70% of the order amount, with the remaining 30% initially locked. Specifically, when a user incurs an order amount of [amount missing] at any merchant... When placing an order, the maximum amount of general consumption vouchers that can be used in a single transaction. for: in The balance of general consumption vouchers available in the user's current account (excluding locked portions).
[0049] The initial generated consumption vouchers have a locked balance. for: The unlocking condition for the locked balance is determined by the unlocking function. definition:
[0050] In other words, the entire locked balance will only be converted into usable balance when a user completes a new repeat purchase or a valid referral. This model directly links the full use of the vouchers to user loyalty and social sharing behavior, forming a self-governing positive incentive loop.
[0051] The redemption of all electronic vouchers is automatically executed through smart contracts deployed on a blockchain node cluster to ensure transparency and immutability. A single redemption request is defined as... ,in For user identification, For merchant identification, This serves as the unique identifier for the consumption voucher. This is the amount for which reimbursement is requested. The smart contract first executes the verification function: here It is an indicator function (returns 1 when the condition is true). Check if the vouchers are still valid and have not been used. This represents the user's current available coupon balance. If verification passes (returns 1), then a state transition is performed: This means deducting the corresponding amount of vouchers from the user's account and increasing the merchant's account with an equivalent amount of redemption revenue.
[0052] This status change generates a new asset transfer transaction. After being verified through consensus by the blockchain node cluster, the data is packaged into blocks and added to the distributed ledger. To achieve a seamless payment experience, when the first user terminal verifies the payment at the second merchant terminal, the platform server automatically reads the user's available balance. and based on the total amount payable for the order Other payment methods Calculate the actual amount of vouchers used: The system prioritizes using consumption vouchers for deduction, with any shortfall made up by other payment methods. The entire redemption process is completed automatically by smart contracts without human intervention.
[0053] Example 2
[0054] like Figures 1-5 As shown, the shopping and lifestyle platform based on electronic consumer voucher management in this embodiment of the invention includes a user terminal, a merchant terminal, a platform server, and a blockchain node cluster. The shopping and lifestyle platform is used to perform the following steps:
[0055] Step 1: The platform server responds to the purchase request submitted by the first user terminal and generates a digital asset transaction. The digital asset transaction includes product information, payment amount, and a set of electronic vouchers generated according to a preset value-added model. The platform server then broadcasts the digital asset transaction to the blockchain node cluster.
[0056] Step 2: The blockchain node cluster performs consensus verification on digital asset transactions. After verification, the digital asset transactions are packaged into blocks and added to the distributed ledger. The distributed ledger also creates or updates the digital asset account for the first user, which includes the balance of the electronic voucher set.
[0057] Step 3: In response to the redemption request initiated by the first user terminal or the second merchant terminal, the platform server calls the smart contract deployed on the blockchain node cluster to execute the consumption voucher redemption logic: verify the validity of the electronic consumption voucher identifier to be redeemed and the sufficiency of the balance. If the verification is successful, the corresponding amount of general consumption voucher will be deducted from the first user's digital asset account, and the equivalent amount of redemption revenue will be added to the target merchant's digital asset account.
[0058] Step 4: The blockchain node cluster will generate another asset transfer transaction by deducting the consumption vouchers from Step 3 and increasing the redemption income. After consensus verification, the transaction will be updated to the distributed ledger.
[0059] Specifically, the preset value-added model includes: after the platform server receives the payment amount, it generates an order for physical products / services with a value equal to the payment amount, and at the same time generates a general consumption voucher with a total value equal to the payment amount. The usage ratio of the general consumption voucher is 70% of the order amount payable, and the remaining 30% is unlocked and used after the first user terminal generates a new repurchase behavior or a successful referral behavior.
[0060] Specifically, the set of electronic consumer vouchers generated in step 1 also includes a sharing code, which is bound to the first user's digital asset account. In response to the registration and purchase request initiated by the second user's terminal by scanning the sharing code, the platform server determines the first user as the referrer and generates a first referral reward voucher according to the payment amount of the second user's terminal at a first preset ratio and adds it to the first user's digital asset account.
[0061] Specifically, when the verification is processed, the second merchant terminal displays its verification code in real time; after the first user terminal scans the verification code, the platform server automatically reads the balance of the general consumption voucher in the first user's digital asset account and prioritizes the use of the general consumption voucher for payment.
[0062] Specifically, the platform also includes partner terminals; the platform server responds to the partner terminal's onboarding request, creates a digital asset account for it, and configures regional management permissions; the platform server periodically generates pipeline revenue vouchers based on the total sales and total write-offs in the region managed by the partner terminal, according to a preset pipeline revenue ratio, and stores them in the partner terminal's digital asset account. The pipeline revenue vouchers are also recorded in the distributed ledger as part of the digital assets.
[0063] Specifically, the digital asset account also includes virtual equity certificates. The generation of virtual equity certificates is linked to the cumulative referral amount or total sales amount of user terminals. Every preset period, the platform server calculates and issues a corresponding number of virtual equity certificates based on the performance contribution of each user terminal and historical transaction data in the distributed ledger.
[0064] A shopping lifestyle based on electronic vouchers includes the following steps:
[0065] Step A1: The platform server receives the purchase request from the first user terminal, generates a digital asset transaction containing a general consumer voucher based on the payment amount and preset value-added model in the purchase request, and broadcasts the transaction to the blockchain node cluster.
[0066] Step A2: The blockchain node cluster stores the digital asset transactions in the distributed ledger and updates the digital asset account balance of the first user;
[0067] Step A3: The platform server receives a voucher redemption request from a user terminal or merchant terminal, calls the smart contract to verify and execute the deduction operation, and generates an asset transfer transaction;
[0068] Step A4: The blockchain node cluster updates the asset transfer transactions to the distributed ledger after reaching a consensus.
[0069] Specifically, the platform server receives a registration request initiated by the second user terminal through the sharing code generated by the first user terminal, establishes a referral binding relationship between the second user terminal and the first user terminal, and automatically issues referral reward coupons to the digital asset account of the first user terminal based on the subsequent consumption behavior of the second user terminal.
[0070] This invention generates an electronic voucher and a sharing code linked to the user's asset account simultaneously. Let the first user generate the sharing code Code. Encrypt Salt), among which This represents the digital asset account status of the first user, with Salt being a random salt value. When the second user initiates a registration and purchase request by scanning this sharing code, the platform server identifies the referral relationship and determines the appropriate amount based on the second user's payment. According to the first preset ratio (For example Generate referral reward coupons:
[0071]
[0072] This reward voucher, also a digital asset, is added to the first user's account balance, i.e.:
[0073]
[0074] It should be noted that a valid referral not only generates a referral reward coupon, but also triggers the Unlock function in the core model 1 to unlock the locked balance. (ValidReferral) thus achieves dual incentives, meaning that the referrer not only receives an extra reward coupon but also releases the previously locked coupons in their account.
[0075] User payment Subsequently, Core Model 1 generates consumption vouchers of equivalent value, with 30% locked. When a user makes a purchase, Core Model 2 automatically redeems the voucher and deducts 70% of the value. When a user refers a new user, Core Model 3 issues reward vouchers and unlocks the locked balance. All transactions (including voucher generation, redemption and deduction, and reward distribution) are broadcast to the blockchain node cluster in the form of digital asset transactions and written into the distributed ledger after consensus is reached.
[0076] For example, if the first user makes an initial payment of 1000 yuan, they receive a 700 yuan voucher and lock 300 yuan. After referring a second user to pay 500 yuan, the user receives a 50 yuan referral reward and the locked 300 yuan is unlocked, leaving a usable balance of 700 + 50 + 300 = 1050 yuan. Subsequently, the user makes a 200 yuan purchase at a merchant, which is automatically verified by the smart contract. The user actually paid 60 yuan in cash, and the merchant received 140 yuan in revenue. All the above status changes were processed through asset transfer transactions on the blockchain. Final confirmation completed.
[0077] As for partner pipeline revenue and virtual equity certificates, they can be calculated using historical data such as total sales, total write-offs, and referrals accumulated in the distributed ledger, through simple proportional calculations, such as partner revenue. Regional sales Regional write-off amount), virtual equity Performance contribution achieved.
[0078] Assuming the first user Payment According to Model 1, you will receive physical goods worth 1000 yuan, and your account will also have 700 yuan in available vouchers and 300 yuan in locked vouchers. Generate sharing code invitation , Pay 500 yuan via share code. Model 3 takes effect: Earn referral rewards The reward coupon is issued, and the unlock function is triggered simultaneously, locking 300 yuan and making it available. At this time... Available balance = 700 + 50 + 300 = 1050 yuan. Then... In the merchant Consumption Yuan, Model 2 calculation The merchant received a 140 yuan voucher, but paid 60 yuan in cash. The redemption revenue increased by 140 yuan. Each of the above transactions generates a blockchain transaction and is verified by consensus nodes before being recorded on the chain, ensuring the credibility and transparency of the entire consumer voucher lifecycle (generation, unlocking, redemption, and reward).
[0079] The present invention also proposes a computer-readable storage medium having a computer program stored thereon, which, when executed by a processor, implements the steps of the shopping lifestyle method based on electronic consumer voucher management as described in claim 7.
[0080] The present invention also proposes an electronic device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor executes the program to implement the steps of the shopping lifestyle method based on electronic consumer voucher management as described in claim 7.
[0081] In the description of this specification, the references to terms such as "one embodiment," "some embodiments," "example," "specific example," or "some examples," etc., indicate that a specific feature, structure, material, or characteristic described in connection with that embodiment or example is included in at least one embodiment or example of the present invention. In this specification, the illustrative expressions of the above terms do not necessarily refer to the same embodiment or example. Moreover, the specific features, structures, materials, or characteristics described may be combined in any suitable manner in one or more embodiments or examples. Furthermore, without contradiction, those skilled in the art can combine and integrate the different embodiments or examples described in this specification, as well as the features of different embodiments or examples.
[0082] Any process or method description in the flowchart or otherwise herein can be understood as representing a module, segment, or portion of code comprising one or more executable instructions for implementing a particular logical function or process, and the scope of the preferred embodiments of the invention includes additional implementations in which functions may be performed not in the order shown or discussed, including substantially simultaneously or in reverse order depending on the functions involved, as will be understood by those skilled in the art to which embodiments of the invention pertain.
[0083] The logic and / or steps represented in the flowchart or otherwise described herein, for example, can be considered as a ordered list of executable instructions for implementing logical functions, and can be embodied in any computer-readable medium for use by, or in conjunction with, an instruction execution system, apparatus, or device (such as a computer-based system, a processor-included system, or other system that can fetch and execute instructions from, an instruction execution system, apparatus, or device). For the purposes of this specification, "computer-readable medium" can be any means that can contain, store, communicate, propagate, or transmit programs for use by, or in conjunction with, an instruction execution system, apparatus, or device. More specific examples (a non-exhaustive list) of computer-readable media include: an electrical connection having one or more wires (electronic device), a portable computer disk drive (magnetic device), random access memory (RAM), read-only memory (ROM), erasable and editable read-only memory (EPROM or flash memory), fiber optic devices, and portable optical disc read-only memory (CDROM). Alternatively, the computer-readable medium may be paper or other suitable media on which the program can be printed, since the program can be obtained electronically, for example, by optically scanning the paper or other medium, followed by editing, interpreting, or otherwise processing as necessary, and then stored in a computer memory.
[0084] It should be understood that various parts of the present invention can be implemented in hardware, software, firmware, or a combination thereof. In the above embodiments, multiple steps or methods can be implemented in software or firmware stored in memory and executed by a suitable instruction execution system. For example, if implemented in hardware, as in another embodiment, it can be implemented using any one or a combination of the following techniques known in the art: discrete logic circuits having logic gates for implementing logical functions on data signals, application-specific integrated circuits (ASICs) having suitable combinational logic gates, programmable gate arrays (PGAs), field-programmable gate arrays (FPGAs), etc.
[0085] Those skilled in the art will understand that all or part of the steps of the methods in the above embodiments can be implemented by a program instructing related hardware. The program can be stored in a computer-readable storage medium, and when executed, the program includes one or a combination of the steps of the method embodiments.
[0086] Furthermore, the functional units in the various embodiments of the present invention can be integrated into a processing module, or each unit can exist physically separately, or two or more units can be integrated into a module. The integrated module can be implemented in hardware or as a software functional module. If the integrated module is implemented as a software functional module and sold or used as an independent product, it can also be stored in a computer-readable storage medium.
[0087] Although embodiments of the present invention have been shown and described above, it is understood that the above embodiments are exemplary and should not be construed as limiting the present invention. Those skilled in the art can make changes, modifications, substitutions and variations to the above embodiments within the scope of the present invention.
Claims
1. A shopping and lifestyle platform based on electronic consumer voucher management, comprising user terminals, merchant terminals, platform servers, and a blockchain node cluster, characterized in that: The shopping and lifestyle platform is used to perform the following steps: Step 1: The platform server responds to the purchase request submitted by the first user terminal and generates a digital asset transaction. The digital asset transaction includes product information, payment amount, and a set of electronic consumer vouchers generated according to a preset value-added model. The platform server broadcasts the digital asset transactions to the blockchain node cluster; Step 2: The blockchain node cluster performs consensus verification on the digital asset transaction. After the verification is successful, the digital asset transaction is packaged into a block and added to the distributed ledger. The distributed ledger is used to create or update the digital asset account for the first user. The digital asset account includes the balance of the electronic voucher set. Step 3: In response to the redemption request initiated by the first user terminal or the second merchant terminal, the platform server calls the smart contract deployed on the blockchain node cluster to execute the consumption voucher redemption logic: verify the validity of the electronic consumption voucher identifier to be redeemed and the sufficiency of the balance. If the verification is successful, the corresponding amount of general consumption voucher is deducted from the digital asset account of the first user, and the redemption revenue record of the target merchant is added to the digital asset account of the target merchant. Step 4: The blockchain node cluster will generate another asset transfer transaction by deducting the consumption vouchers from Step 3 and increasing the redemption income. After consensus verification, the transaction will be updated to the distributed ledger.
2. The shopping and lifestyle platform based on electronic consumer voucher management according to claim 1, characterized in that, The preset value-added model specifically includes: after the platform server receives the payment amount, it generates an order for physical products / services with a value equal to the payment amount, and at the same time generates a general consumption voucher with a total value equal to the payment amount. The usage ratio of the general consumption voucher is 70% of the order amount payable, and the remaining 30% is unlocked and used after the first user terminal generates a new repurchase behavior or a successful referral behavior.
3. The shopping and lifestyle platform based on electronic consumer voucher management according to claim 1, characterized in that, The set of electronic consumer vouchers generated in step 1 also includes a sharing code, which is bound to the first user's digital asset account. In response to the registration and purchase request initiated by the second user terminal by scanning the sharing code, the platform server determines that the first user is the referrer, and generates a first referral reward voucher according to the payment amount of the second user terminal at a first preset ratio and adds it to the first user's digital asset account.
4. The shopping and lifestyle platform based on electronic consumer voucher management according to claim 1, characterized in that, The verification request in step 3 further includes: when the first user terminal verifies the transaction at the second merchant terminal, the second merchant terminal displays its verification code in real time; after the first user terminal scans the verification code, the platform server automatically reads the balance of general consumption vouchers in the first user's digital asset account and prioritizes the use of general consumption vouchers for payment.
5. The shopping and lifestyle platform based on electronic consumer voucher management according to claim 1, characterized in that, The platform also includes partner terminals; the platform server responds to the partner terminal's onboarding request, creates a digital asset account for it, and configures regional management permissions; the platform server periodically generates pipeline revenue vouchers based on the total sales and total write-offs in the region managed by the partner terminal, according to a preset pipeline revenue ratio, and stores them in the partner terminal's digital asset account. The pipeline revenue vouchers are also recorded in the distributed ledger as part of the digital assets.
6. The shopping and lifestyle platform based on electronic consumer voucher management according to claim 1, characterized in that, The digital asset account also includes virtual equity certificates, the generation of which is linked to the cumulative referral amount or total sales amount of the user terminal; the platform server calculates and issues a corresponding number of virtual equity certificates every preset period based on the performance contribution of each user terminal and the historical transaction data in the distributed ledger.
7. A shopping and lifestyle method based on electronic consumer voucher management, applied to the platform described in any one of claims 1 to 6, characterized in that, Includes the following steps: Step A1: The platform server receives the purchase request from the first user terminal, generates a digital asset transaction containing a general consumer voucher based on the payment amount and preset value-added model in the purchase request, and broadcasts the transaction to the blockchain node cluster. Step A2: The blockchain node cluster stores the digital asset transaction in the distributed ledger and updates the digital asset account balance of the first user; Step A3: The platform server receives a consumer voucher redemption request from a user terminal or merchant terminal, calls the smart contract to verify and execute the deduction operation, and generates an asset transfer transaction; Step A4: The blockchain node cluster updates the asset transfer transaction to the distributed ledger after consensus is reached.
8. The shopping and lifestyle method based on electronic consumer voucher management according to claim 7, characterized in that, Also includes: The platform server receives a registration request initiated by a second user terminal through a sharing code generated by a first user terminal, establishes a referral binding relationship between the second user terminal and the first user terminal, and automatically issues referral reward coupons to the digital asset account of the first user terminal based on the subsequent consumption behavior of the second user terminal.
9. A computer-readable storage medium having a computer program stored thereon, characterized in that, When the program is executed by the processor, it implements the steps of the shopping lifestyle method based on electronic voucher management as described in claim 7.
10. An electronic device comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, characterized in that, When the processor executes the program, it implements the steps of the shopping lifestyle method based on electronic consumer voucher management as described in claim 7.