A vehicle-mounted payment device

Abstract

This application discloses an in-vehicle payment device, belonging to the field of in-vehicle payment equipment. The key technical features include a main housing; an identification component connected to the main housing, comprising a scanning unit, a card swiping unit, and a biometric identification unit, the latter used to collect user palm vein information for identity verification; a connection module disposed inside the main housing and electrically connected to the identification component for data interaction with external devices; a display unit disposed on the outer surface of the main housing and electrically connected to the connection module for displaying information; a feedback unit disposed on the main housing and electrically connected to the connection module for providing sound prompts; and multiple communication interfaces disposed on the main housing, all communicatively connected to the connection module. The scanning unit, card swiping unit, and biometric identification unit are all electrically connected to the communication interfaces, which are USB communication interfaces, thus meeting users' diverse payment needs.

Description

Technical Field

[0001] This application relates to the field of vehicle-mounted payment devices, and in particular to a vehicle-mounted payment device. Background Technology

[0002] With the rapid development of the transportation industry, cashless payment methods have gradually become widespread, and in-vehicle payment devices have become an indispensable part of modern transportation. These devices not only improve payment efficiency but also provide users with a convenient payment experience. Whether on public transportation or in private cars, the application of in-vehicle payment devices has greatly promoted the diversification of payment methods, while also simplifying the settlement process and reducing the inconvenience of traditional cash transactions.

[0003] In existing technologies, various techniques are typically employed to collect and process payment information for in-vehicle payment functionality. For example, some devices obtain user payment information through QR code scanning modules, while others utilize magnetic stripe cards or IC card readers to read payment data. However, existing devices struggle to meet users' diverse payment needs, resulting in a limited user experience. Summary of the Invention

[0004] To meet users' needs for more diverse payment methods, this invention provides an in-vehicle payment device.

[0005] The in-vehicle payment device provided by this invention adopts the following technical solution: An in-vehicle payment device includes a main housing; An identification component is connected to the main housing. The identification component includes a scanning unit, a card swiping unit, and a biometric identification unit. The scanning unit is configured to scan and identify the user's QR code payment information. The card swiping unit is configured to read the payment information of the CPU card or M1 card. The biometric identification unit is configured to collect the user's palm vein information for identity verification. A connection module, located inside the main housing, is electrically connected to the identification component and is used to enable data interaction with external devices; The display unit is disposed on the outer surface of the main housing and is electrically connected to the connection module for displaying information; A feedback unit, disposed on the main housing and electrically connected to the connection module, is used to provide sound prompts; and Multiple communication interfaces are provided on the main housing, and all of the multiple communication interfaces are communicatively connected to the connection module. The scanning unit, the card swiping unit, and the biometric identification unit are all electrically connected to the communication interfaces, and the communication interfaces are USB communication interfaces.

[0006] By adopting the above technical solutions, the vehicle-mounted payment device supports multiple payment methods, including QR code scanning, CPU card or M1 card swiping, and biometric verification based on palm vein information, greatly improving the convenience and security of payments. The connection module enables data interaction with external devices, ensuring real-time transmission and processing of payment information. The design of multiple USB communication interfaces not only meets the connection needs of different payment units but also provides convenient conditions for future functional expansion. Specifically, the scanning unit, card swiping unit, and biometric unit are electrically connected to the USB communication interface. Compared to the traditional serial port structure, the USB communication interface has a higher transmission rate and more stable communication performance, significantly improving the efficiency of reading and processing payment information. Simultaneously, the USB communication interface supports hot-swapping, facilitating device maintenance and upgrades, further improving the ease of use and reliability of the vehicle-mounted payment device. Furthermore, the display unit clearly displays relevant information during the payment process, providing users with intuitive operation guidance. The feedback unit provides sound prompts to help users understand the payment status in a timely manner, further enhancing the user experience. The display unit and feedback unit can simultaneously display the payment status and play sound, thereby optimizing the user's payment experience. The overall solution improves the efficiency and reliability of in-vehicle payments, while providing users with more flexible and secure payment options.

[0007] Preferably, the connection module includes a main control unit and a communication unit. The main control unit supports multi-task concurrent processing and runs the HarmonyOS operating system. The communication unit is connected to the main control unit and is used to establish a communication link with the payment platform.

[0008] By adopting the above technical solutions, the main control unit design improves the operating efficiency and stability of the device, meeting the needs of multiple payment operations occurring simultaneously. The communication unit ensures the rapid transmission and processing of payment information, thereby improving the payment success rate and user experience. Experiments show that the entire payment terminal operates in just 0.5 seconds, significantly reducing running time and enhancing the user experience.

[0009] Preferably, it further includes a storage expansion unit, which is disposed on the main housing and electrically connected to the connection module, for connecting to an external storage device to expand the storage capacity.

[0010] By adopting the above technical solutions, the device has stronger storage expansion capabilities, making it easier for users to flexibly increase storage space according to their needs, in order to save more payment records, transaction data or other relevant information, thereby improving the device's data management capabilities and applicability.

[0011] Preferably, the number of communication interfaces is greater than the number of units in the identification component.

[0012] By adopting the above technical solution, the vehicle payment device can meet the simultaneous connection requirements of each unit in the identification component by setting up a larger number of communication interfaces, and provide sufficient interface resources for future functional expansion, effectively improving the compatibility and scalability of the device.

[0013] Preferably, the display unit is a 7-inch display screen with a resolution of 1024×600, and the display screen is used to display text and graphic information.

[0014] By adopting the above technical solution, text and graphic information can be clearly displayed, enhancing the user's visual experience during the payment process. In particular, the large screen can display larger text, further providing convenience for users with presbyopia. Combined with the main casing, recognition components, connection module, feedback unit, and communication interface, this display screen further enhances the overall device's information interaction capabilities, allowing users to intuitively obtain payment status and related prompts.

[0015] Preferably, it also includes an indicator unit, which is disposed on the main housing and electrically connected to the connection module, for indicating the payment status through different colored lights.

[0016] By adopting the above technical solution, the indicator unit can intuitively provide feedback to the user on the payment status through changes in light color, thereby improving the user experience. This design not only simplifies the user's judgment process regarding the payment result but also effectively avoids interference from audio prompts in noisy in-vehicle environments, ensuring the accuracy and reliability of information transmission.

[0017] Preferably, it also includes a power module, which is disposed on the main housing and is electrically connected to the scanning unit, the card swiping unit, the biometric identification unit, the connection module, the display unit and the feedback unit.

[0018] By adopting the above technical solutions, the power module of the vehicle-mounted payment device can provide stable power support for the scanning unit, card swiping unit, biometric identification unit, connection module, display unit, and feedback unit, ensuring the normal operation of each functional unit in various payment scenarios. At the same time, the centralized design of the power module simplifies the internal circuit layout of the device, improves the compactness and reliability of the overall structure, and provides a guarantee for continuous and stable operation in a vehicle environment.

[0019] Preferably, the power module is adapted to a voltage range of 8V to 36V and has reverse connection protection and overvoltage and overcurrent automatic recovery functions.

[0020] By adopting the above technical solutions, the power module's wide voltage adaptability can meet the power supply requirements of different vehicle environments, improving the device's versatility and adaptability. Meanwhile, the reverse connection protection function effectively prevents equipment damage caused by reversed power supply polarity, while the overvoltage and overcurrent automatic recovery function ensures safe operation of the equipment under abnormal conditions, extending the device's service life.

[0021] Preferably, it also includes operation buttons, which are located on the main housing and electrically connected to the connection module, for executing relevant operation commands.

[0022] By adopting the above technical solution, the in-vehicle payment device adds operation buttons, allowing users to directly input operation commands to the connected module, thus improving the convenience of human-computer interaction. Combined with the design of the main casing, the operation buttons are rationally positioned, facilitating quick location and operation by users in the in-vehicle environment, further optimizing the user experience of the payment device.

[0023] In summary, the present invention has the following beneficial effects: The in-vehicle payment device supports multiple payment methods, including QR code scanning, CPU card or M1 card swiping, and biometric verification based on palm vein information, greatly improving the convenience and security of payments. The connectivity module enables data interaction with external devices, ensuring real-time transmission and processing of payment information. Multiple USB communication interfaces not only meet the connection needs of different payment units but also facilitate future functional expansion. Specifically, the scanning unit, card swiping unit, and biometric unit are electrically connected to the USB communication interface. Compared to the traditional serial port structure, the USB communication interface has a higher transmission rate and more stable communication performance, significantly improving the efficiency of reading and processing payment information. Simultaneously, the USB communication interface supports hot-swapping, facilitating device maintenance and upgrades, further enhancing the ease of use and reliability of the in-vehicle payment device. Furthermore, the display unit clearly displays relevant information during the payment process, providing users with intuitive operation guidance. The feedback unit provides audio prompts to help users understand the payment status in a timely manner, further enhancing the user experience. The display unit and feedback unit can simultaneously display the payment status and play audio, thereby optimizing the user's payment experience. The overall solution improves the efficiency and reliability of in-vehicle payments, while providing users with more flexible and secure payment options. Attached Figure Description

[0024] Figure 1 This is a schematic diagram of the overall structure of an in-vehicle payment device.

[0025] Figure 2 This is a rear view of an in-vehicle payment device.

[0026] Figure 3 This is a schematic diagram of the interior of the main casing.

[0027] Explanation of reference numerals in the attached figures: 1. Main housing; 11. Operation buttons; 2. Identification components; 21. Scanning unit; 22. Card swiping unit; 23. Biometric identification unit; 3. Connection module; 31. Main control unit; 32. Communication unit; 4. Display unit; 41. Display screen; 5. Feedback unit; 6. Communication interface; 7. Storage expansion unit; 8. Indicator unit; 9. Power module. Detailed Implementation

[0028] To enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below with reference to the accompanying drawings. Obviously, the described embodiments are only some embodiments of this application, and not all embodiments.

[0029] In the description of the embodiments of this application, the words "for example" or "for instance" are used to indicate examples, illustrations, or explanations. Any embodiment or design that is described as "for example" or "for instance" in the embodiments of this application should not be construed as being more preferred or advantageous than other embodiments or design options. Rather, the use of the words "for example" or "for instance" is intended to present the relevant concepts in a specific manner.

[0030] In the description of the embodiments of this application, the term "multiple" means two or more. For example, multiple systems means two or more systems, and multiple screen terminals means two or more screen terminals. Furthermore, the terms "first" and "second" are used for descriptive purposes only and should not be construed as indicating or implying relative importance or implicitly specifying the indicated technical features. Thus, a feature defined with "first" or "second" may explicitly or implicitly include one or more of that feature. The terms "comprising," "including," "having," and variations thereof all mean "including but not limited to," unless otherwise specifically emphasized.

[0031] A vehicle-mounted payment device, referring to Figure 1 , Figure 2 and Figure 3The system includes a main housing 1, an identification component 2, a connection module 3, a display unit 4, a feedback unit 5, and a communication interface 6. The identification component 2 is fixedly connected to the main housing 1 and includes a barcode scanning unit 21, a card swiping unit 22, and a biometric identification unit 23. The connection module 3 is fixedly connected to the inner wall of the main housing 1 and electrically connected to the identification component 2, enabling data interaction with external devices. The display unit 4 is located on the outer surface of the main housing 1 and electrically connected to the connection module 3, displaying information. The feedback unit 5 is located on the main housing 1 and electrically connected to the connection module 3, providing audio prompts. Multiple communication interfaces 6 are provided, electrically connected to the barcode scanning unit 21, the card swiping unit 22, and the biometric identification unit 23 respectively. The communication interfaces 6 are also electrically connected to the connection module 3 and are located on the main housing 1. This solution integrates multiple payment methods to meet users' needs for diverse payment options and improve the payment experience.

[0032] Reference Figure 1 The scanning unit 21 can employ a QR code scanning camera or an infrared scanning module to quickly read the QR code payment information provided by the user. For example, the QR code scanning camera can use a CMOS sensor, which features high resolution and fast response, and can adapt to scanning needs under various lighting conditions.

[0033] The card reader 22 can be a magnetic stripe card reader or an IC card reader to read payment information from a CPU card or M1 card. Magnetic stripe card readers sense magnetic stripe information through a magnetic head, while IC card readers acquire card data through contactless radio frequency technology.

[0034] The biometric unit 23 employs a palm vein recognition module to collect user biometric information for identity verification. Based on near-infrared imaging technology, the palm vein recognition module achieves high-precision identity verification by recognizing the vein patterns in the palm, offering greater security compared to fingerprint recognition.

[0035] Reference Figure 3 The connection module 3 includes a main control unit 31 and a communication unit 32, with the main control unit 31 and the communication unit 32 communicating with each other. The main control unit 31 supports multi-task concurrent processing and runs the HarmonyOS operating system. The communication unit 32 supports Bluetooth and Wi-Fi communication protocols and is used to communicate with the payment platform and establish a communication link with it.

[0036] The main control unit 31 is designed to improve the operating efficiency and stability of the device, meeting the needs of multiple payment operations occurring simultaneously. The communication unit 32 ensures the rapid transmission and processing of payment information, thereby improving the payment success rate and user experience. Experiments show that the entire payment terminal operates in just 0.5 seconds, significantly reducing running time and enhancing the user experience.

[0037] Reference Figure 3It also includes a storage expansion unit 7, which is mounted on the main housing 1 and electrically connected to the connection module 3. This unit supports the access of external storage devices to expand storage capacity. The storage expansion unit 7 uses an SD card slot or USB flash drive interface to support the access of various storage media.

[0038] The storage expansion unit 7 is used to store more payment records, transaction data or other relevant information, thereby improving the device's data management capabilities and applicability.

[0039] Reference Figure 3 In this embodiment, the communication interface 6 adopts a USB communication interface. Compared with the traditional serial port structure, the USB communication interface has a higher transmission rate and more stable communication performance, which can significantly improve the efficiency of reading and processing payment information.

[0040] Reference Figure 1 and Figure 3 The number of communication interfaces 6 is greater than the number of units in the identification component 2. In this embodiment, the identification component 2 includes three units: a barcode scanning unit 21, a card swiping unit 22, and a biometric identification unit 23, and the number of communication interfaces 6 is greater than three.

[0041] This design can meet the simultaneous connection requirements of each unit in the identification component 2, and provide sufficient interface resources for future functional expansion, such as ID card payment interface, effectively improving the compatibility and scalability of the device.

[0042] Reference Figure 1 and Figure 3 The display unit 4 uses a display screen 41, which is 7 inches in size and has a resolution of 1024×600. It displays Chinese and Western characters, license plates, time, and other text and image information, as well as payment amount and payment status. The display screen 41 is electrically connected to the connection module 3.

[0043] Reference Figure 1 The display unit 4 and the identification component 2 are located on the same side wall of the main housing 1, and the identification component 2 is located on one side of the display screen 41, and the biometric identification unit 23 is located above the scanning unit 21, and the card swiping unit 22 is located above the biometric identification unit 23.

[0044] Reference Figure 1 and Figure 3 It also includes an indicator unit 8, which uses different colored lights to indicate the payment status. The indicator unit 8 is located above the display screen 41 and is electrically connected to the connection module 3. The indicator unit 8 includes three LED indicators: a green indicator, a yellow indicator, and a red indicator. The green indicator indicates successful payment, the yellow indicator indicates waiting for payment results, and the red indicator indicates payment failure.

[0045] By adding indicator unit 8, the payment status is displayed intuitively, improving the user experience. The different colored light indicators are simple and clear, allowing users to quickly understand the payment result.

[0046] Reference Figure 2 Feedback unit 5 is a buzzer, which helps users understand the payment status in a timely manner through sound prompts, further enhancing the user experience.

[0047] Reference Figure 1 , Figure 2 and Figure 3 It also includes a power module 9, which is compatible with a voltage range of 8V to 36V and has reverse connection protection and overvoltage and overcurrent automatic recovery functions.

[0048] The power module 9 is located on the main housing 1 and is electrically connected to the barcode scanning unit 21, the card swiping unit 22, the biometric identification unit 23, the connection module 3, the display unit 4, the feedback unit 5, the communication interface 6, and the indicator unit 8.

[0049] Reverse polarity protection is achieved through a diode rectifier circuit to prevent damage to the equipment caused by reversed power supply polarity. Overvoltage and overcurrent automatic recovery is achieved through a current-limiting resistor and a fuse; when the voltage or current exceeds a set value, the power supply is automatically cut off to protect the equipment.

[0050] Reference Figure 3 The main housing 1 is connected to an operation button 11, which is electrically connected to the connection module 3 and is used to execute relevant operation commands.

[0051] The operating principle of this application is as follows: The vehicle-mounted payment device supports multiple payment methods, including QR code scanning, CPU card or M1 card swiping, and biometric verification based on palm vein information, greatly improving the convenience and security of payment. The scanning unit 21, card swiping unit 22, and biometric unit 23 are electrically connected to the USB communication interface. Compared to the traditional serial port structure, the USB communication interface has a higher transmission rate and more stable communication performance, significantly improving the efficiency of reading and processing payment information. The data interaction function between the connection module 3 and external devices ensures real-time transmission and processing of payment information. The design of multiple USB communication interfaces not only meets the connection needs of different payment units but also provides convenient conditions for future functional expansion. The display unit 4 and feedback unit 5 can simultaneously display the payment status and play sound, thereby optimizing the user's payment experience. The overall solution improves the efficiency and reliability of vehicle-mounted payment while providing users with more flexible and secure payment options.

[0052] The embodiments described herein are preferred embodiments of the present invention and are not intended to limit the scope of protection of the present invention. Therefore, all equivalent changes made in accordance with the structure, shape, and principle of the present invention should be covered within the scope of protection of the present invention.

Claims

1. A vehicle-mounted payment device, characterized in that: Includes the main housing (1); The identification component (2) is connected to the main housing (1). The identification component (2) includes a scanning unit (21), a card swiping unit (22), and a biometric identification unit (23). The scanning unit (21) is configured to scan and identify the user's QR code payment information. The card swiping unit (22) is configured to read the payment information of the CPU card or M1 card. The biometric identification unit (23) is configured to collect the user's palm vein information for identity verification. The connection module (3) is located inside the main housing (1) and is electrically connected to the identification component (2) to realize data interaction with external devices; The display unit (4) is disposed on the outer surface of the main housing (1) and electrically connected to the connection module (3) for displaying information; Feedback unit (5) is disposed on the main housing (1) and electrically connected to the connection module (3) for providing sound prompts; as well as Multiple communication interfaces (6) are provided on the main housing (1). The multiple communication interfaces (6) are all connected to the connection module (3). The scanning unit (21), the card swiping unit (22) and the biometric identification unit (23) are all electrically connected to the communication interfaces (6). The communication interface (6) is a USB communication interface.

2. The vehicle-mounted payment device according to claim 1, characterized in that: The connection module (3) includes a main control unit (31) and a communication unit (32). The main control unit (31) supports multi-task concurrent processing and runs the HarmonyOS operating system. The communication unit (32) is connected to the main control unit (31) for establishing a communication link with the payment platform.

3. The vehicle-mounted payment device according to claim 1, characterized in that: It also includes a storage expansion unit (7), which is disposed on the main housing (1) and electrically connected to the connection module (3) for connecting to an external storage device to expand storage capacity.

4. The vehicle-mounted payment device according to claim 1, characterized in that: The number of communication interfaces (6) is greater than the number of units in the identification component (2).

5. The vehicle-mounted payment device according to claim 1, characterized in that: The display unit (4) is a 7-inch display screen (41) with a resolution of 1024×600, and the display screen (41) is used to display text and graphic information.

6. The vehicle-mounted payment device according to claim 1, characterized in that: It also includes an indicator unit (8), which is disposed on the main housing (1) and electrically connected to the connection module (3) for indicating the payment status through different colored lights.

7. The vehicle-mounted payment device according to claim 1, characterized in that: It also includes a power module (9), which is located on the main housing (1). The power module (9) is electrically connected to the scanning unit (21), the card swiping unit (22), the biometric identification unit (23), the connection module (3), the display unit (4), and the feedback unit (5).

8. A vehicle-mounted payment device according to claim 7, characterized in that: The power module (9) is adapted to a voltage range of 8V to 36V and has reverse connection protection and overvoltage and overcurrent automatic recovery functions.

9. A vehicle-mounted payment device according to claim 1, characterized in that: It also includes operation buttons (11), which are located on the main housing (1) and electrically connected to the connection module (3) for executing relevant operation commands.

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