Integrated ticket processing and instant clock-in bank counter full-function interactive terminal

Abstract

The application discloses a bank counter full-function interactive terminal integrating bill processing and instant clock-in, which comprises a bank counter control module and an intelligent bill processing module; the intelligent bill processing module further comprises a bill automatic identification module, an OCR verification module, a forgery detection module, a bill automatic / assisted registration module, a bill management module and a bank counter interfacing module; the bill automatic identification module can automatically identify bill types, bill header information and bill amount information; the OCR verification module re-scans bill information and automatically checks the bill information again. The application is an integrated counter comprehensive service device specially created for light, intelligent and intensive operation of bank outlets, integrates counter service handling, bill intelligent processing, staff attendance clock-in, voucher printing, identity verification and other functions, improves the work efficiency of counter clerks, and can be used by multiple devices separately, so that one device can be used for multiple purposes, operation is concentrated, operation and maintenance are unified, and the efficiency of bank service handling and the safety control level are improved.

Description

Technical Field

[0001] This invention belongs to the field of bank bill processing technology, specifically relating to a fully functional interactive terminal for bank counters that integrates bill processing and instant card payment. Background Technology

[0002] In the current technology, when bank tellers handle bills at the counter, they usually need to verify, record, and archive the bills, such as promissory notes, checks, drafts, and electronic checks. Currently, many bank tellers still manually record and process the information on the bills, which is inefficient and prone to errors. There are also technologies that use data processing modules to process bill data, but these devices are usually tied to the bank counter and cannot be removed and carried. This can be very inconvenient if customers cannot easily come to the bank to handle the bills.

[0003] In addition, the layout design of bank counters in the existing technology has significant drawbacks, especially the scanning devices used for scanning documents. In actual use, it is common for one counter to be very busy while the scanning device of another counter is idle, resulting in uneven distribution. Furthermore, the transfer slots in the existing bank counters often accumulate dust and debris such as torn paper from customers, which affects the customer experience.

[0004] To solve the above-mentioned technical problems, it is necessary to develop a bank counter with a better user experience and higher work efficiency, as well as an integrated ticket processing and instant card-swiping interactive terminal based on the bank counter. Summary of the Invention

[0005] The purpose of this invention is to address the shortcomings of existing technologies by providing a fully functional interactive terminal for bank counters that integrates ticket processing and instant card payment; the technical solution is as follows: A fully functional interactive terminal for bank counters that integrates bill processing and instant card attendance includes a bank counter control module and an intelligent bill processing module; the bank counter control module is set in the bank counter working area and includes a controller, which is connected to a monitoring camera device. The intelligent ticket processing module is designed as an integrated structure that can be carried and transferred separately. It includes a housing, a cover-type touch display screen that is hinged to the housing, a latching assembly for locking, and an integrated processor located inside the housing. The integrated processor is associated with the ticket camera device on the rotating rod. The integrated processor can receive ticket information captured by the ticket camera device and scan and recognize the information accordingly.

[0006] Furthermore, the intelligent invoice processing module also includes an automatic invoice recognition module, an OCR verification module, an anti-counterfeiting detection module, an automatic / assisted invoice registration module, an invoice management module, and a bank counter interface module; The automatic bill recognition module can automatically identify the type of bill, the bill header information, and the bill amount information; the OCR verification module scans the bill information again and performs automatic verification; the anti-counterfeiting detection module verifies the authenticity of the bill through ultraviolet-infrared imaging, watermark identification, and magnetic code reading; the automatic / assisted bill registration module automatically registers the bill by scanning the information or switches to manual registration assisted by the teller. The aforementioned bill management module records bill information, electronically archives bills, stores scanned images, and is used for bill retrieval and printing; the aforementioned bank counter interface module includes an electronic interface and a disk reading device located on the side of the casing, which are connected to the bill camera device through the electronic interface to receive information accordingly.

[0007] Furthermore, the intelligent ticket processing module also includes an instant check-in module, comprising a facial recognition camera mounted on a cover-type touchscreen display, an RFID work card sensing area located inside the casing, an ID card reading module located inside the casing, and a privacy-protected keypad, and a printer is also built into the casing. Furthermore, the bank counter includes a customer counter and a teller counter. A front glass panel is provided between the customer counter and the teller counter. A semi-circular transfer groove is provided below the front glass panel. The front glass panel is fixed by a number of evenly spaced columns, and a number of side glass panels perpendicular to the front glass panel are installed on the columns. A hinged security door is installed between the two side glass panels. The security door is equipped with a lock, and a teller card reader module associated with the lock is provided on the outside of the security door. The front glass panel, the two side glass panels, and the security door form the bank counter work area where tellers work. A teller counter is provided in each bank counter work area. Each column is equipped with a set of rotating rings, and a horizontal rotating rod is installed on the outer wall of the rotating rings. The side glass is provided with a rotating groove corresponding to the position of the rotating rod. The end of the rotating rod is also provided with a ticket camera device with the scanning direction facing downward. The rotating rods on the columns can be rotated to the adjacent bank counter working areas on both sides. When a ticket is placed on the teller counter at the position corresponding to the position of the rotating rod, the ticket data can be scanned and captured by the ticket camera device on the rotating rod.

[0008] Furthermore, a rotary motor is installed inside the column. The main shaft of the rotary motor points downwards, and an L-shaped connecting rod is installed at the end of the shaft. An circumferential groove is provided on the side wall of the column, which corresponds to the position of the rotating ring. The rotating ring is fitted into the circumferential groove, and the connecting rod extends out from the circumferential groove and is fixed to the inner wall of the rotating ring. The rotary motor drives the rotating ring and the rotating rod to rotate in corresponding positions within two adjacent bank counter working areas.

[0009] Furthermore, each bank counter work area is equipped with a long strip conveyor trough, and a conveyor roller is installed on each side below the conveyor trough. A drive motor is installed on one side of the conveyor roller, and a conveyor belt is installed on the two side conveyor rollers respectively. The conveyor belt is located directly below the conveyor trough, and a ticket box is installed on the conveyor belt. The ticket box is located in the conveyor trough and can be moved to the left or right by the conveyor belt before being placed. The placement position corresponds to the position of the ticket camera device on the left or right rotating rod. After the ticket is placed into the ticket box, the ticket box and the corresponding ticket camera device move into place and scan and photograph the ticket.

[0010] Furthermore, a ticket frame is provided directly below the conveyor roller and the conveyor belt, and the length of the conveyor groove is set accordingly, so that the ticket box can be moved to the lower side by the drive of the conveyor belt, and the tickets in the ticket box fall into the ticket frame below.

[0011] Furthermore, an air collecting hood is fitted on the lower outer side of the transfer groove, and air holes are provided on the groove body of the transfer groove. An air duct is connected and installed at the lower end of the air collecting hood, a dust collection groove is installed on the other side of the air duct, and a dust collection fan is also installed on the air duct. Furthermore, a monitoring camera is installed on the front glass directly above the transfer channel, with the camera pointing downwards towards the transfer channel below.

[0012] Furthermore, the controller is connected to the rotary motor, drive motor, vacuum fan, and monitoring camera to control the operation of the above components, and the teller counter is equipped with a switch button associated with the controller.

[0013] Beneficial effects: Compared with the prior art, the present invention has the following advantages: 1) The full-function interactive terminal of the present invention is an integrated counter service device designed for the lightweight, intelligent and intensive operation of bank branches. The device integrates multiple functions such as counter service processing, intelligent document processing, employee attendance check-in, voucher printing and identity verification, which improves the work efficiency of tellers. Multiple units can be carried and used separately to achieve multi-purpose use, centralized operation and unified maintenance, and improve the efficiency of banking business processing and the level of security control. 2) The intelligent ticket processing module of the present invention has a detachable structure, which can be separated from the counter system and transferred and carried. It can be used in different occasions, such as when tellers are on business trips or when they go directly to customers. It can also be used to connect with the counter system through the bank counter interface module. It is protected by a shell and has a reasonable structure. 3) Based on bank counters, this invention sets up a layout structure for bank counters, which can better set up bank counter control modules and connect to intelligent document processing modules. The combination of the two improves work efficiency. 4) In this invention, various motors and corresponding components are installed in the bank counter. On the one hand, the suction fan component can absorb impurities and dust in the transfer groove to keep it clean; on the other hand, the rotating motor drives the rotating rod to rotate between two adjacent working areas, which can call on the idle ticket camera device to take pictures and improve the efficiency of ticket processing. Attached Figure Description

[0014] Figure 1 This is a schematic diagram of the overall principle of the present invention; Figure 2 This is a top view of the bank counter area of ​​the present invention; Figure 3 for Figure 2 AA view; Figure 4 for Figure 2 BB view; Figure 5 for Figure 3 Top view of the central conveyor trough; Figure 6 for Figure 5 CC view; Figure 7 This is a structural diagram of the intelligent ticket processing module in this invention; Figure 8 for Figure 7 Schematic diagram after the middle casing is closed; The components include: customer counter 1, teller counter 2, front glass 3, transfer chute 4, column 5, side glass 6, security door 7, teller card reader module 8, bank counter work area 9, rotating ring 10, rotating rod 11, rotating chute 12, ticket camera device 13, rotating motor 14, connecting rod 15, circumferential groove 16, transfer chute 17, transfer roller 18, drive motor 19, transfer belt 20, ticket box 21, ticket frame 22, air collector hood 23, air vent 24, air duct 25, dust collection chute 26, dust collection fan 27, monitoring camera device 28, housing 29, cover-type touch screen 30, buckle assembly 31, electronic interface 32, disk reading device 33, face recognition camera 34, RFID work card sensing area 35, ID card reading module 36, and anti-peeping keypad 37. Detailed Implementation

[0015] The present invention will be further illustrated below with reference to specific embodiments. These embodiments are implemented based on the technical solutions of the present invention, and it should be understood that these embodiments are only used to illustrate the present invention and are not intended to limit the scope of the present invention.

[0016] like Figure 2 As shown, the bank counter of the present invention is first introduced, including a customer counter 1 and a teller counter 2. A front glass 3 is provided between the customer counter 1 and the teller counter 2. A semi-circular transfer groove 4 is provided below the front glass 3. The front glass 3 is fixed by a number of evenly spaced columns 5. A number of side glass 6 are installed on the columns 5 and are perpendicular to the front glass 3. A hinged security door 7 is installed between the two side glass 6. The security door 7 is equipped with a lock. A teller card module 8 associated with the lock is provided on the outside of the security door 7. The front glass 3, the two side glass 6 and the security door 7 form a bank counter work area 9 for tellers to work. A teller counter 2 is provided in each bank counter work area 9.

[0017] The basic structure of this invention is a bank counter layout. The overall bank counter includes a front glass 3, side glass on both sides, and a rear security door 7. The security door 7 has a lock and is equipped with a teller card-swiping module 8. The teller card-swiping module 8 is used to record the teller's card-swiping when entering the bank counter. Only by swiping through the teller card-swiping module 8 can the teller enter the bank counter to work. Specifically, it can be set to fingerprint card-swiping or facial recognition card-swiping, etc. The most important part of the above layout is that a column 5 is set on the front glass 3, and other components are set through the column 5.

[0018] like Figure 3 As shown, each column 5 is equipped with a set of rotating rings 10. A horizontal rotating rod 11 is installed on the outer wall of the rotating ring 10, and a rotating groove 12 corresponding to the position of the rotating rod 11 is provided on the side glass 6. A ticket camera device 13 with the scanning direction facing downward is also provided at the end of the rotating rod 11. The rotating rods 11 on the column 5 can be rotated to the adjacent bank counter working areas 9 on both sides. When a ticket is placed on the teller counter 2 at the position corresponding to the position of the rotating rod 11, the ticket data can be scanned and photographed by the ticket camera device 13 on the rotating rod 11.

[0019] A rotary motor 14 is installed inside the column 5. The main shaft of the rotary motor 14 is downward and an L-shaped connecting rod 15 is installed at the shaft end. An annular groove 16 is provided on the side wall of the column 5. The annular groove 16 corresponds to the position of the rotating ring 10. The rotating ring 10 is fitted into the annular groove 16. The connecting rod 15 extends out from the annular groove 16 and is fixed to the inner wall of the rotating ring 10. The rotary motor 14 drives the rotating ring 10 and the rotating rod 11 to rotate in the corresponding positions in the two adjacent bank counter working areas 9.

[0020] The design of the column 5 in this invention is mainly to house a rotary motor 14 inside, and a rotating ring 10 is correspondingly embedded outside the column 5. The rotary motor 14 is fixed to the rotating ring 10 via a connecting rod 15, and a circumferential groove 16 is provided on the column 5. The connecting rod 15 extends from the circumferential groove 16 and is fixed to the rotating ring 10. The rotating rod 11 is correspondingly installed on the rotating groove 12, and a rotating groove 12 corresponding to the rotating rod 11 is provided on the side glass 6. Importantly, a document camera device 13 is provided at the end of the rotating rod 11. The main purpose of the above design is to enable the rotary motor 14 to drive the circumferential rod to rotate to two bank counter work areas 9. That is, one bank counter work area 9 can use two document camera devices 13 for data scanning. When one work area is busy, while the other work area is not busy, the document scanning and imaging can be performed by adjusting the use of the document camera device 13 on the other side of the rotating rod 11.

[0021] like Figure 5 and Figure 6 As shown, each bank counter work area 9 is equipped with a long strip conveyor trough 17 on the teller counter 2, and a conveyor roller 18 is installed on each side below the conveyor trough 17. A drive motor 19 is installed on one side of the conveyor roller 18, and a conveyor belt 20 is installed on the two side conveyor rollers 18 respectively. The conveyor belt 20 is located directly below the conveyor trough 17, and a ticket box 21 is installed on the conveyor belt 20. The ticket box 21 is located in the conveyor trough 17 and can be moved to the left or right by the conveyor belt 20 and placed accordingly. The placement position corresponds to the position of the ticket camera device 13 on the left or right rotating rod 11. After the ticket is placed into the ticket box 21, the ticket box 21 and the corresponding ticket camera device 13 move into place and scan and photograph the ticket.

[0022] A ticket frame 22 is provided directly below the conveyor roller 18 and the conveyor belt 20. The length of the conveyor trough 17 is set accordingly so that the ticket box 21 can move to the lower side under the drive of the conveyor belt 20, and the tickets in the ticket box 21 fall into the ticket frame 22 below.

[0023] like Figure 4As shown, a wind collector hood 23 is fitted on the lower outer side of the transfer channel 4, and air holes 24 are provided on the channel body of the transfer channel 4. A duct 25 is connected and installed at the lower end of the wind collector hood 23. A dust collection slot 26 is installed on the other side of the duct 25, and a dust collection fan 27 is also installed on the duct 25. A monitoring camera 28 is also installed on the front glass 3 directly above the transfer channel 4, with the camera pointing downwards and aimed at the transfer channel 4 below.

[0024] The present invention also includes specific components for transferring tickets. The main component is a rotating motor 14 that drives the transmission roller to rotate, which in turn drives the conveyor belt 20 to rotate. The ticket frame 22 on the conveyor belt 20 will then rotate accordingly, thereby moving the ticket placed in the ticket frame 22 to the bottom of the designated rotating rod 11, where it is scanned and identified by the ticket camera device 13 at the lower end of the rotating rod 11.

[0025] The above technical solution constitutes the hardware component of this invention, such as... Figure 1 As shown, the software part includes a bank counter control module and an intelligent bill processing module; the bank counter control module is set in the bank counter working area 9, and the bank counter control module includes a controller, which is connected to the rotary motor 14, drive motor 19, dust extraction fan 27 and monitoring camera 28 respectively, and controls the operation of the above components accordingly; and the teller counter 2 is equipped with a switch button associated with the controller. like Figure 7 and Figure 8 As shown, the intelligent ticket processing module is configured as an integrated structure that can be carried and transferred separately. It includes a housing 29, a cover-type touch display screen 30 that is hinged to the housing 29, a latch assembly 31 for locking, and an integrated processor disposed in the housing 29. The integrated processor is associated with the ticket camera device 13 on the rotating rod 11. The integrated processor can receive the ticket information captured by the ticket camera device 13 and scan and recognize the information accordingly.

[0026] The intelligent invoice processing module also includes an automatic invoice recognition module, an OCR verification module, an anti-counterfeiting detection module, an automatic / assisted invoice registration module, an invoice management module, and a bank counter interface module; The automatic bill recognition module can automatically identify the type of bill, bill header information, and bill amount information; the OCR verification module scans the bill information again and performs automatic verification; the anti-counterfeiting detection module verifies the authenticity of the bill through ultraviolet infrared imaging, watermark identification, and magnetic code reading; the automatic / assisted bill registration module automatically registers the bill by scanning the information or switches to manual registration assisted by the teller. The bill management module records bill information, electronically archives bills, stores scanned images, and is used for bill retrieval and printing; the bank counter interface module includes an electronic interface 32 and a disk reading device 33 located on the side of the casing 29, which are connected to the bill camera device 13 through the electronic interface 32 to receive information accordingly.

[0027] The intelligent ticket processing module also includes an instant check-in module, including a face recognition camera 34 installed on the cover-type touch display screen 30, an RFID work card sensing area 35 set in the housing 29, an ID card reading module 36 set in the housing 29, and a privacy keypad 37. The housing 29 also has a built-in printer.

[0028] When this device is in operation, the customer will send the documents and other materials through the transfer slot 4 to the teller's side. At this time, the monitoring camera 28 on the front glass 3 will monitor and record the information and archive it accordingly. The main purpose of the monitoring camera 28 is to monitor whether there are any torn pieces of paper or dust in the transfer slot 4. Then, the vacuum fan 27 will be turned on to suck the dust or impurities in the transfer slot 4 into the vacuum trough 26 through the vacuum hood, keeping the transfer slot 4 clean. The monitoring camera 28 also records the information of the document transfer, which can be used as evidence in case of future disputes or problems.

[0029] When the teller receives the ticket, they place it into the ticket box 21. At this time, the controller first determines which of the two sides' ticket camera devices 13 is idle. Then, it controls the rotary motor 14 on the idle side to drive the rotating rod 11 to rotate inward to the position corresponding to the ticket box 21. At the same time, the drive motor 19 drives the conveyor roller 18 and the conveyor belt to move, conveying the ticket box 21 to the position corresponding to the rotating rod 11. Then, the ticket camera device 13 at the end of the rod scans and takes pictures of the tickets in the ticket box 21 below.

[0030] After the ticket camera device 13 completes scanning and recording of the ticket, the controller will control the drive motor 19 to continue driving the ticket box 21 to flip downwards. When the ticket box 21 is in the lower position, the ticket will fall into the ticket frame 22, where staff will then file it. In this process, the controller selects an available ticket camera device 13 to scan the ticket information. If both sides are available, a random selection can be made. No manual operation is required throughout the process; simply placing the ticket into the ticket box 21 is sufficient.

[0031] After the ticket scanning and photography are completed, an intelligent data processing module is needed to process the scanned data, such as... Figure 7 and Figure 8As shown, the intelligent data processing module of the present invention has a portable and transferable structure, specifically including a shell that can be closed and carried for convenient work outside. When working at a bank counter, it can directly connect with the bank counter through the set bank counter connection module, so that the information captured and scanned by the ticket camera device 13 can be sent to the integrated processor of the intelligent ticket processing module for processing and recognition.

[0032] Furthermore, when the intelligent data processing module of this invention is actually operated, it still needs to be unlocked before it can work, which is the instant check-in function of this invention. The RFID card sensing area 35 is used for teller identity authentication and attendance check-in; the face recognition camera 34 is used for business authorization verification and employee attendance face check-in; the ID card reading module 36 is used for customer identity real-name verification and network verification reading; the anti-peeping password keyboard 37 is used for customer password input and teller authorized password entry; and the high-definition touch screen is used for business operation, menu selection, information verification, electronic signature display, etc.

[0033] The intelligent invoice processing module of this invention mainly processes invoice scanning information, magnetic code reading, OCR recognition, anti-counterfeiting detection, and invoice storage. The automatic invoice recognition module can automatically identify invoice types, including checks, bank drafts, bank cashier's checks, electronic invoices, etc., as well as the invoice header information and specific payment information. The anti-counterfeiting verification module integrates invoice anti-counterfeiting recognition (ultraviolet / infrared imaging, watermark identification, magnetic code reading) and OCR automatic recognition of invoice information verification, image scanning and archiving, and anti-tampering and anti-counterfeiting measures.

[0034] The OCR verification module enables rescanning and verification. The automatic / assisted registration module automatically registers documents based on scanned information or switches to manual registration by tellers, used for data acceptance, entry, review, and verification. The document management module records document information, electronically archives documents, stores scanned images, and is used for document retrieval and printing. The bank teller interface module includes an electronic interface 32 and a disk reading device 33 located on the side of the casing 29. It is connected to the document camera device 13 via the electronic interface 32 to receive information.

[0035] The full-function interactive terminal of this invention is an integrated counter service device designed for the lightweight, intelligent, and intensive operation of bank branches. The device integrates multiple functions such as counter service processing, intelligent document processing, employee attendance check-in, voucher printing, and identity verification, improving teller work efficiency. Multiple units can be carried and used separately, achieving multi-purpose functionality, centralized operation, unified maintenance, and improved efficiency and security control level of banking business processing.

[0036] The above embodiments are merely preferred embodiments of the present invention. It should be noted that those skilled in the art can make various improvements and modifications without departing from the principles of the present invention, and these improvements and modifications should also be considered within the scope of protection of the present invention.

Claims

1. A fully functional interactive terminal for bank counters integrating document processing and instant card payment, characterized in that: It includes a bank counter control module and an intelligent bill processing module; the bank counter control module is set in the bank counter working area (9), and the bank counter control module includes a controller, and the controller is connected to a monitoring camera device (28). The intelligent ticket processing module is configured as an integrated structure that can be carried and transferred separately. It includes a housing (29), a cover-type touch screen (30) hinged to the housing (29), a latch assembly (31) for locking, and an integrated processor set in the housing (29). The integrated processor is associated with the ticket camera device (13) on the rotating rod (11). The integrated processor can receive the ticket information captured by the ticket camera device (13) and scan and recognize the information accordingly.

2. The fully functional interactive bank counter terminal integrating bill processing and instant card payment as described in claim 1, characterized in that: The intelligent invoice processing module also includes an automatic invoice recognition module, an OCR verification module, an anti-counterfeiting detection module, an automatic / assisted invoice registration module, an invoice management module, and a bank counter interface module; The automatic bill recognition module can automatically identify the type of bill, the bill header information, and the bill amount information; the OCR verification module scans the bill information again and performs automatic verification; the anti-counterfeiting detection module verifies the authenticity of the bill through ultraviolet-infrared imaging, watermark identification, and magnetic code reading; the automatic / assisted bill registration module automatically registers the bill by scanning the information or switches to manual registration assisted by the teller. The bill management module records bill information, electronically archives bills, stores scanned images, and is used for bill query and printing; the bank counter interface module includes an electronic interface (32) and a disk reading device (33) located on the side of the casing (29), and is connected to the bill camera device (13) through the electronic interface (32) to receive information accordingly.

3. The fully functional interactive terminal for bank counters integrating bill processing and instant card payment as described in claim 2, characterized in that: The intelligent ticket processing module also includes an instant check-in module, including a face recognition camera (34) installed on the cover-type touch screen (30), an RFID work card sensing area (35) set in the housing (29), an ID card reading module (36) set in the housing (29), and a privacy keypad (37), and a printer is also built into the housing (29).

4. The fully functional interactive terminal for bank counters integrating bill processing and instant card payment as described in claim 2, characterized in that: The bank counter includes a customer counter (1) and a teller counter (2). A front glass (3) is provided between the customer counter (1) and the teller counter (2). A semi-circular transfer groove (4) is provided below the front glass (3). The front glass (3) is fixed by a number of evenly spaced columns (5). A number of side glass (6) perpendicular to the front glass (3) are installed on the columns (5). A hinged security door (7) is installed between the side glass (6) on both sides. The security door (7) is equipped with a lock. A teller card module (8) associated with the lock is provided on the outside of the security door (7). The front glass (3), the side glass (6) on both sides and the security door (7) form a bank counter work area (9) for tellers to work. A teller counter (2) is provided in each bank counter work area (9). Each column (5) is equipped with a set of rotating rings (10). A horizontal rotating rod (11) is installed on the outer wall of the rotating ring (10). The side glass (6) is equipped with a rotating groove (12) corresponding to the position of the rotating rod (11). A ticket camera device (13) with the scanning direction facing downward is also provided at the end of the rotating rod (11). The rotating rod (11) on the column (5) can be rotated to the adjacent bank counter work area (9) on both sides. When a ticket is placed on the teller counter (2) at the position corresponding to the position of the rotating rod (11), the ticket data can be scanned and photographed by the ticket camera device (13) on the rotating rod (11).

5. The fully functional interactive bank counter terminal integrating bill processing and instant card payment as described in claim 4, characterized in that: A rotary motor (14) is installed inside the column (5). The main shaft of the rotary motor (14) is downward and an L-shaped connecting rod (15) is installed at the shaft end. A circumferential groove (16) is provided on the side wall of the column (5). The circumferential groove (16) corresponds to the position of the rotating ring (10). The rotating ring (10) is fitted into the circumferential groove (16). The connecting rod (15) extends out from the circumferential groove (16) and is fixed to the inner wall of the rotating ring (10). The rotary motor (14) drives the rotating ring (10) and the rotating rod (11) to rotate in the two adjacent bank counter working areas (9).

6. The fully functional interactive terminal for bank counters integrating bill processing and instant card payment as described in claim 5, characterized in that: Each bank counter work area (9) has a long strip conveyor trough (17) on the teller counter (2), and a conveyor roller (18) is installed on each side below the conveyor trough (17). A drive motor (19) is installed on one side of the conveyor roller (18), and a conveyor belt (20) is installed on the two sides of the conveyor roller (18). The conveyor belt (20) is located directly below the conveyor trough (17), and a ticket box (21) is installed on the conveyor belt (20). The ticket box (21) is located in the conveyor trough (17) and can be moved to the left or right under the drive of the conveyor belt (20) and placed there. The placement position corresponds to the position of the ticket camera device (13) on the left or right rotating rod (11). After the ticket is placed into the ticket box (21), the ticket box (21) and the corresponding ticket camera device (13) move into place and scan and photograph the ticket through the ticket camera device (13).

7. The fully functional interactive terminal for bank counters integrating bill processing and instant card payment as described in claim 6, characterized in that: A ticket frame (22) is also provided directly below the conveyor roller (18) and the conveyor belt (20), and the length of the conveyor groove (17) is set accordingly so that the ticket box (21) can be moved to the lower side under the drive of the conveyor belt (20), and the tickets in the ticket box (21) fall into the ticket frame (22) below.

8. The fully functional interactive terminal for bank counters integrating bill processing and instant card payment as described in claim 7, characterized in that: The lower outer side of the transfer groove (4) is also fitted with a wind collector hood (23), and the groove body of the transfer groove (4) is also provided with a wind hole (24). The lower end of the wind collector hood (23) is connected to and installed with a duct (25). A dust collection groove (26) is installed on the other side of the duct (25), and a dust collection fan (27) is also installed on the duct (25). Furthermore, a monitoring camera (28) is installed on the front glass (3) directly above the transfer groove (4), with the camera pointing downwards and aimed at the transfer groove (4) below.

9. The fully functional interactive terminal for bank counters integrating bill processing and instant card payment as described in claim 8, characterized in that: The controller is connected to the rotary motor (14), drive motor (19), vacuum fan (27) and monitoring camera (28) respectively, and controls the operation of the above components. The teller counter (2) is equipped with a switch button associated with the controller.

Images