A payment management system

Abstract

The application discloses a kind of payment management systems, including central processing unit, information management module, database, wireless communication module, payment module, refund module, query module, download module and statistical module;The central processing unit is used to receive the working information of information management module, database, wireless communication module, payment module, refund module, query module, download module and statistical module and processing, while sending processing instruction to relevant module for processing;The system is integrated by network technology, APP technology and third party online payment technology, realizes the integration of configuration, payment, refund, query, download and chart analysis and other multiple functions, which can greatly improve the convenience of students and parents payment, and greatly reduce the workload and work intensity of school staff.

Description

Technical Field

[0001] This invention relates to the field of online payment technology, specifically to a payment management system. Background Technology

[0002] Study tours refer to on-site exploration and experiential activities aimed at learning and research. It is an educational model that integrates inquiry-based learning and practical activities. Study tours are typically based on a curriculum, combined with field trips, experiments, and observations, allowing students to participate directly in real-world environments and gain knowledge, develop skills, and cultivate attitudes through practice and experience.

[0003] Through study tours, students can directly observe, perceive, and practice, cultivating a sense of inquiry, a spirit of exploration, and innovative abilities. Study tours also enhance students' collaborative, communication, and problem-solving skills, fostering their awareness of independent and lifelong learning. Therefore, study tours are considered a rich, engaging, and effective educational approach that contributes to the development of well-rounded students.

[0004] However, when the school collects fees from students' parents for the study tour, the parents mainly pay in cash or by bank transfer, which has many problems:

[0005] 1) When schools issue fee notices offline or on paper, it is both time-consuming and cannot ensure that parents can receive them effectively;

[0006] 2) After students' parents pay fees in cash or via bank transfer at the school, the school needs to manually record the payment details. This method is time-consuming, labor-intensive, and prone to errors.

[0007] 3) Whether paying in cash or by bank transfer, schools need to manually track payment progress and fill out receipts, which involves a significant workload and is quite demanding.

[0008] Therefore, a payment management system is proposed to address the current shortcomings. Summary of the Invention

[0009] The technical problem to be solved by the present invention is to overcome the defects of the above-mentioned technologies and provide a payment management system.

[0010] To solve the above-mentioned technical problems, the technical solution provided by the present invention is a payment management system, including a central processing unit, an information management module, a database, a wireless communication module, a payment module, a refund module, a query module, a download module, and a statistics module;

[0011] The central processing unit is used to receive and process the working information from the information management module, database, wireless communication module, payment module, refund module, query module, download module, and statistics module, and at the same time send processing instructions to the relevant modules for processing.

[0012] The information management module is used to input student information and fee information data to the central processing unit;

[0013] The payment module is used to receive fee information data transmitted by the information management module and pay user fees independently, and transmit the completed payment data to the central processor to dynamically update the fee data in the database;

[0014] The refund module is used by users who have completed payment to submit a refund application and complete the refund process.

[0015] The query unit is used by users or administrators to retrieve or query various payment information data in the database according to their corresponding permissions;

[0016] The statistics module is used for the statistics and analysis of payment information;

[0017] The download module is used for users to download payment vouchers and for administrators to download statistical information on payment data.

[0018] As an improvement, a mobile terminal is also included, which is connected to the central processing unit via a wireless transmission module and is used to initiate transaction requests and receive transaction results.

[0019] As an improvement, the student information includes the region, school, name, ID number, contact number, grade, class, and fee amount.

[0020] As an improvement, the payment module includes an information identification unit and a payment unit. The information identification unit is used to identify user information and corresponding fee information, and transmits the fee payable data to the payment unit. The payment unit is used to complete the payment collection based on the fee payable data transmitted by the information identification unit.

[0021] As an improvement, the payment unit is a third-party payment provider. The payment unit receives data from the information identification unit, sends the transaction request to the third-party payment provider for processing according to the agreement agreed with the third party, and receives the transaction result.

[0022] As an improvement, the payment unit includes a UnionPay card payment module, an Alipay payment module, and a WeChat transfer payment module.

[0023] As an improvement, the statistics module includes a payment list unit and a chart analysis unit;

[0024] The payment list unit generates detailed payment lists by week, month, or year by statistically analyzing the payment data in the database, and outputs the generated detailed payment lists to the database for managers to retrieve and view through the query unit.

[0025] The chart analysis unit generates chart information of payment data by calling the payment list unit data in the database, which makes it convenient for managers to intuitively analyze the payment data.

[0026] The advantages of this invention compared to the prior art are:

[0027] 1. By using this system, staff intervention in the payment process can be reduced, making the payment process simple, convenient, and ensuring that funds arrive safely and quickly.

[0028] 2. The use of this system enables the statistics and analysis of data such as payment users and payment progress, which can greatly reduce the workload of staff in data processing, improve the transparency of operations, and further improve the work efficiency of the school.

[0029] 3. By integrating network technology, APP technology, and third-party online payment technology, this system integrates multiple functions such as configuration, payment, refund, query, download, and chart analysis. It can greatly improve the convenience of payment for students and parents, and greatly reduce the workload and intensity of relevant school staff. Attached Figure Description

[0030] Figure 1 This is a schematic diagram of the structure of a payment management system according to the present invention.

[0031] Figure 2 This is a schematic diagram of the structure of a payment unit in a payment management system according to the present invention.

[0032] Figure 3 This is a schematic diagram illustrating the composition of student information in a payment management system according to the present invention. Detailed Implementation

[0033] To make the objectives, technical solutions, and advantages of the embodiments of the invention clearer, the technical solutions of the embodiments of the invention will be clearly and completely described below with reference to the accompanying drawings. Obviously, the described embodiments are only some embodiments of the invention, not all embodiments. The components of the embodiments of the invention described and shown in the accompanying drawings can generally be arranged and designed in various different configurations.

[0034] In the description of the embodiments of the invention, it should be noted that if terms such as "center," "upper," "lower," "left," "right," "vertical," "horizontal," "inner," or "outer" indicate the orientation or positional relationship based on the orientation or positional relationship shown in the accompanying drawings, or the orientation or positional relationship commonly used when the product of the invention is in use, they are only for the convenience of describing the invention and simplifying the description, and do not indicate or imply that the device or element referred to must have a specific orientation, or be constructed and operated in a specific orientation, and therefore should not be construed as a limitation on the invention. Furthermore, terms such as "first," "second," and "third" are only used to distinguish descriptions and should not be construed as indicating or implying relative importance.

[0035] Furthermore, the use of terms such as "horizontal," "vertical," and "sag" does not imply that the component must be absolutely horizontal or suspended, but rather that it can be slightly tilted. For example, "horizontal" simply means that its direction is more horizontal relative to "vertical," and does not mean that the structure must be completely horizontal, but can be slightly tilted.

[0036] In the description of the embodiments of the invention, "a plurality of" means at least two.

[0037] In the description of the embodiments of the invention, it should also be noted that, unless otherwise explicitly specified and limited, the terms "set," "install," "connect," and "link" should be interpreted broadly. For example, they can refer to a fixed connection, a detachable connection, or an integral connection; they can refer to a mechanical connection or an electrical connection; they can refer to a direct connection or an indirect connection through an intermediate medium; and they can refer to the internal connection of two components. Those skilled in the art can understand the specific meaning of the above terms in the invention according to the specific circumstances.

[0038] Combined with appendix Figure 1-3 As shown, a payment management system includes a central processing unit, an information management module, a database, a wireless communication module, a payment module, a refund module, a query module, a download module, and a statistics module.

[0039] The central processing unit is used to receive and process the working information from the information management module, database, wireless communication module, payment module, refund module, query module, download module, and statistics module, and at the same time send processing instructions to the relevant modules for processing.

[0040] The information management module is used to input student information and fee information data to the central processing unit. Specifically, the student information and fee information transmitted to the central processing unit are processed and then transmitted to the database and payment module, respectively.

[0041] Specifically, the student information can be set according to the actual situation to meet the setting requirements. In this embodiment, the student information includes the region, school, name, ID number, contact number, grade, class, and fee amount. While ensuring that the system confirms the user's payment information, it can also realize the statistics and analysis of student information and payment information.

[0042] In practical use, the information management module can be a standalone APP or public account, and users can access and operate the information management module through mobile terminals.

[0043] The payment module is used to receive fee information data transmitted by the information management module and make user payments independently. It also transmits the completed payment data to the central processor to dynamically update the fee data in the database. At the same time, the completed payment data is transmitted to the database and matched with the corresponding student information to form complete user payment data.

[0044] Specifically, the payment module includes an information identification unit and a payment unit. The information identification unit is used to identify user information and corresponding fee information, and transmits the fee data to the payment unit. In actual operation, after receiving the fee data transmitted by the central processor, the information identification unit simultaneously matches and identifies the information with the student information. After confirming that the information is correct, the fee data is transmitted to the payment unit to generate payment information, so as to facilitate the user to complete the payment.

[0045] The payment unit is used to complete the payment collection based on the fee data transmitted by the information identification unit. In practice, the payment unit sets the payment amount based on the payment data transmitted by the information identification unit and instructs the user to complete the payment operation according to the operating steps.

[0046] In practice, the payment unit is a third-party payment provider. The payment unit receives data from the information identification unit, sends the transaction request to the third-party payment provider for processing according to the agreement agreed with the third party, and receives the transaction result. In practice, the transaction result can be displayed synchronously on the information management module interface so that users can understand the payment status.

[0047] In this embodiment, the payment unit includes a UnionPay card payment module, an Alipay payment module, and a WeChat transfer payment module. During specific operation, the payment unit is displayed in the information management module, and users can choose different payment methods according to the actual situation.

[0048] The refund module is used by users who have completed payment to apply for and complete a refund. Specifically, after a user completes payment, if they want to request a refund, they can select the payment information that needs a refund and meets the refund conditions through the refund module, and then be redirected to the payment unit to return the selected payment amount to the original payment account.

[0049] The query unit is used by users or administrators to retrieve or query various payment information data in the database according to their corresponding permissions. In implementation, the query unit has user and administrator permissions. Users can query their own payment information to confirm student information and payment status. Administrators can query individual user payment information, as well as view payment information lists and analysis reports for each user, so as to carry out subsequent business and analyze the progress and results of the business.

[0050] The statistics module is used for the statistics and analysis of payment information;

[0051] In implementation, the statistics module includes a payment list unit and a chart analysis unit;

[0052] The payment list unit generates detailed payment lists by week, month, or year by statistically analyzing the payment data in the database. The generated detailed payment lists are then output to the database for administrators to retrieve and view through the query unit, and to statistically analyze the payment progress.

[0053] The chart analysis unit generates chart information of payment data by calling the payment list unit data in the database, which makes it convenient for managers to intuitively analyze the payment data.

[0054] The download module is used by users to download payment vouchers and by administrators to download statistical information on payment data. In practice, after completing a payment, users can download their payment vouchers through the download module as proof of payment completion for later verification. At the same time, administrators can call and download data from the payment list unit and chart analysis unit in the database to analyze data such as payment users and payment progress.

[0055] It also includes a mobile terminal, which is connected to the central processing unit via a wireless transmission module to initiate transaction requests and receive transaction results. Specifically, the mobile terminal completes the payment operation by accessing and operating the information management module.

[0056] In a specific implementation of this invention, the user accesses the information management module through a mobile terminal. The user inputs and collects their own student information based on the student information in the information management module. At the same time, the user selects the corresponding payment method according to the payment unit set in the information management module interface, and then transfers the amount from the payment card according to the amount due. Finally, the payment data is transmitted to the central processing unit to dynamically update the fee data in the database.

[0057] The present invention and its embodiments have been described above. This description is not restrictive, and the accompanying drawings are only one embodiment of the present invention; the actual structure is not limited thereto. In conclusion, if those skilled in the art are inspired by this description and design similar structures and embodiments without departing from the spirit of the invention, such designs should fall within the protection scope of the present invention.

Claims

1. A payment management system, characterized in that: It includes a central processing unit, an information management module, a database, a wireless communication module, a payment module, a refund module, a query module, a download module, and a statistics module; The central processing unit is used to receive and process the working information from the information management module, database, wireless communication module, payment module, refund module, query module, download module, and statistics module, and at the same time send processing instructions to the relevant modules for processing. The information management module is used to input student information and fee information data to the central processing unit; The payment module is used to receive fee information data transmitted by the information management module and pay user fees independently, and transmit the completed payment data to the central processor to dynamically update the fee data in the database; The refund module is used by users who have completed payment to submit a refund application and complete the refund process. The query unit is used by users or administrators to retrieve or query various payment information data in the database according to their corresponding permissions; The statistics module is used for the statistics and analysis of payment information; The download module is used for users to download payment vouchers and for administrators to download statistical information on payment data.

2. The payment management system according to claim 1, characterized in that: It also includes a mobile terminal, which is connected to the central processing unit via a wireless transmission module and is used to initiate transaction requests and receive transaction results.

3. The payment management system according to claim 1, characterized in that: The student information includes their region, school, name, ID number, contact number, grade, class, and fee amount.

4. A payment management system according to claim 1, characterized in that: The payment module includes an information identification unit and a payment unit. The information identification unit is used to identify user information and corresponding fee information, and transmits the fee payable data to the payment unit. The payment unit is used to complete the payment collection based on the fee payable data transmitted by the information identification unit.

5. A payment management system according to claim 4, characterized in that: The payment unit is a third-party payment provider. The payment unit receives data from the information identification unit, sends the transaction request to the third-party payment provider for processing according to the agreement agreed with the third party, and receives the transaction result.

6. A payment management system according to claim 5, characterized in that: The payment unit includes a UnionPay card payment module, an Alipay payment module, and a WeChat transfer payment module.

7. A payment management system according to claim 1, characterized in that: The statistics module includes a payment list unit and a chart analysis unit; The payment list unit generates detailed payment lists by week, month, or year by statistically analyzing the payment data in the database, and outputs the generated detailed payment lists to the database for managers to retrieve and view through the query unit. The chart analysis unit generates chart information of payment data by calling the payment list unit data in the database, which makes it convenient for managers to intuitively analyze the payment data.

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