A credit account system, method, electronic device and computer program product

Abstract

This invention discloses a remittance system, method, electronic device, and computer program product, relating to the field of artificial intelligence. It includes: a remittance management module that provides remittance information to a remittance control module; the remittance control module that uses the remittance information to retrieve contract-related information such as basic contract information, contract payment information, and contract project progress information as the basis for determining remittance-related fees; and a fee determination module that fills the contract-related information and remittance information into a preset prompt word template, generating fee determination prompt words and submitting them to a large language model. The large language model then determines the outstanding fees payable for the remittance and outputs the confidence level and fee determination result to the remittance control module. If the confidence level is not less than a confidence threshold, the remittance control module instructs the remittance module to perform remittance processing based on the remittance information and the first fee information, automatically generating a fee invoice and completing the remittance, thus improving the timeliness of remittance.

Description

Technical Field

[0001] This invention relates to the field of artificial intelligence, and in particular to an accounting system, method, electronic device, and computer program product. Background Technology

[0002] Currently, customer-facing ICT (Information and Communication Technology) services are the core business of telecommunications operators (i.e., communication service companies that provide fixed-line telephones, mobile phones, and internet access). ICT services refer to end-to-end solutions provided to customers, encompassing both information technology application services and communication services. Specifically, this includes information technology application services such as hardware, software, and services, as well as communication services such as voice, SMS, data traffic, leased lines, the Internet of Things (IoT), cloud computing, and big data.

[0003] Customers sign ICT project contracts with telecom operators. The telecom operators implement the ICT projects according to the contract terms, delivering related products or services to the customers. Customers then make payments as stipulated in the contract, such as upon delivery or initial acceptance. Typically, customers pay the telecom operators via bank transfer. The telecom operators then link the payment to the outstanding fees under the contract and complete the reconciliation process. However, customers often lack clear purpose information in their remittance details, making it difficult for telecom operators to link payments to outstanding fees. This requires complex manual processing and thus affects the normal reconciliation process.

[0004] In other words, when customers transfer money to telecom operators through banks, the telecom operators' account managers manually search for relevant contract information, such as contract payment terms, project progress, and fees already paid, and manually determine the outstanding fees corresponding to the remittance. Sometimes, they also need to communicate with customers offline to clarify these details. However, this manual search, judgment, and offline communication method is not only cumbersome and inefficient, but it also leads to delays in the settlement process, resulting in situations where customers are still in arrears after making payment, which affects customer experience. Summary of the Invention

[0005] In view of the above-mentioned technical problems, the present invention provides an accounting system, method, electronic device and computer program product, which aims to overcome the above problems or at least partially solve the above problems.

[0006] The first aspect of the present invention provides an account reimbursement system, the system comprising at least: a remittance management module, an account reimbursement control module, an account payable item judgment module, and an account reimbursement module; The remittance management module is used to provide the remitter's remittance information to the reimbursement control module; The reimbursement control module is used to obtain contract-related information between the remitter and the payee based on the remitter's identifier in the remittance information, and send the contract-related information and remittance information to the payment due determination module; the contract-related information includes: basic contract information, contract project progress information, and contract payment bill information; The payable fee judgment module is used to fill in contract-related information and remittance information into a preset prompt word template, generate payable fee judgment prompt words, input the payable fee judgment prompt words into a large language model, obtain the payable fee judgment result and the corresponding confidence level, and provide it to the account cancellation control module; The cancellation control module is further configured to provide the remittance information and the first payable information represented by the payable fee judgment result to the cancellation module when the confidence level is not less than the confidence level threshold. The account cancellation module is used to perform account cancellation processing based on the remittance information and the first payable fee information.

[0007] A second aspect of the present invention provides a method for resolving accounts, the method comprising: Obtain the remittance information from the remitter; Based on the remitter's identifier in the remittance information, obtain the contract-related information between the remitter and the payee; the contract-related information includes: basic contract information, contract project progress information, and contract payment information. The contract-related information and remittance information are filled into the preset prompt word template to generate the payment due prompt words. The payment due prompt words are then input into the large language model to obtain the payment due judgment result and the corresponding confidence level. If the confidence level is not less than the confidence level threshold, the cancellation process is performed based on the remittance information and the first payable information represented by the payable fee judgment result.

[0008] A third aspect of the present invention provides an electronic device comprising a processor, a memory, and a program or instructions stored in the memory and executable on the processor, wherein the program or instructions, when executed by the processor, implement the steps of the write-off method as described in the second aspect of the present invention.

[0009] A fourth aspect of the present invention provides a computer program product, including a program or instructions that, when executed by a processor, implement the steps of the write-off method as described in the second aspect of the present invention.

[0010] In the reimbursement system proposed in this invention, when the remittance management module receives remittance information from a customer's bank, it provides the remittance information to the reimbursement control module. The reimbursement control module uses the remittance information to associate contract-related information such as basic contract information, contract payment bill information, and contract project progress information as the basis for judging the remittance payment items. Then, the payment judgment module fills the contract-related information and remittance information into a preset prompt word template, generates payment judgment prompt words, and submits them to the large language model. The large language model judges the outstanding payment items payable by the remittance and outputs the confidence level and payment judgment result to the reimbursement control module. If the confidence level is greater than or equal to the confidence level threshold, the reimbursement control module instructs the reimbursement module to perform reimbursement processing based on the first payment information represented by the remittance information and the payment judgment result, so as to automatically generate a fee bill and complete the reimbursement using the remittance. Thus, this invention can automatically associate remittance information with contract-related information such as basic contract information, contract payment bill information, and contract project progress information to determine the fees due. Based on the contract-related information and remittance information, it can automatically determine the fees payable, significantly reducing the workload of account managers in information searching, analysis, judgment, and customer communication. Furthermore, it can automatically generate bills and remittances based on the judgment results, greatly improving the processing efficiency of bank remittance payment and settlement, enhancing the timeliness of settlement, reducing the occurrence of customers still owing fees after payment, and improving customer experience. Attached Figure Description

[0011] To more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings used in the description of the embodiments of the present invention will be briefly introduced below. Obviously, the drawings described below are only some embodiments of the present invention. For those skilled in the art, other drawings can be obtained based on these drawings without creative effort.

[0012] Figure 1 This is a structural block diagram of an accounting system according to an embodiment of the present invention; Figure 2 This is a schematic diagram illustrating the execution relationship of various modules in an accounting system according to an embodiment of the present invention; Figure 3 This is a flowchart illustrating the steps of an account cancellation method according to an embodiment of the present invention; Figure 4 This is a schematic diagram of an electronic device according to an embodiment of the present invention. Detailed Implementation

[0013] The technical solutions of the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings. Obviously, the described embodiments are only some, not all, of the embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative effort are within the scope of protection of the present invention.

[0014] Please refer to Figure 1 , Figure 1 This is a structural block diagram of an accounting system according to an embodiment of the present invention. Figure 1 As shown, the reimbursement system provided in this embodiment includes at least: a remittance management module, a reimbursement control module, a payment item judgment module, and a reimbursement module.

[0015] The remittance management module is used to provide the remitter's remittance information to the reimbursement control module.

[0016] In this embodiment, upon receiving a bank remittance from a customer, the remittance management module records the customer's (i.e., the remitter's) remittance information and sends this information to the remittance control module. The remittance information includes at least the remitter's identifier, payment amount, and payment time.

[0017] The reimbursement control module is used to obtain contract-related information between the remitter and the payee based on the remitter's identifier in the remittance information, and send the contract-related information and remittance information to the payment due determination module.

[0018] In this embodiment, after receiving the remittance information from the remitter, the settlement control module can determine the contract-related information between the remitter and the payee based on the remitter's identifier in the remittance information. This contract-related information serves as the basis for determining the remittance-related fees. After obtaining the contract-related information, the settlement control module then sends the contract-related information and the received remittance information to the fees-related judgment module.

[0019] In this embodiment, the contract-related information includes: basic contract information, contract project progress information, and contract payment invoice information. The basic contract information pertains to the contract between the remitter and the payee; the contract project progress information pertains to the relevant project under the contract between the remitter and the payee; and the contract payment invoice information pertains to the invoices for the contract between the remitter and the payee that have been paid and cleared. Furthermore, in this embodiment, the remitter is Party A under the contract, and the payee is Party B under the contract. Party B provides relevant services, such as ICT services, to Party A, and Party A pays Party B the corresponding amount. The clearing system in this embodiment is deployed on Party B's server or related equipment.

[0020] The payment due determination module is used to fill in contract-related information and remittance information into a preset prompt word template, generate payment due determination prompt words, input the payment due determination prompt words into a large language model, obtain the payment due determination result and the corresponding confidence level, and provide it to the account cancellation control module.

[0021] In this embodiment, after receiving the remittance information and the corresponding contract information, the payment due fee judgment module can fill the contract information and remittance information into a preset prompt word template to generate payment due fee judgment prompt words corresponding to the remittance. Then, the payment due fee judgment prompt words are input into a pre-trained large language model to ask the large language model a question. The large language model processes the payment due fee judgment prompt words to complete the remittance payment due fee item judgment task according to the requirements in the payment due fee judgment prompt words, and obtains the payment due fee judgment result and the confidence level corresponding to the payment due fee judgment result.

[0022] After receiving the payment due assessment result and the corresponding confidence level output by the large language model in the output format, the payment due assessment module sends the payment due assessment result and the corresponding confidence level to the reimbursement control module. In this embodiment, the payment due assessment result includes at least: payment due information and the reason for the assessment; the payment due information represents the type of fee item in the contract paid for this remittance.

[0023] The cancellation control module is further configured to provide the remittance information and the first payable information represented by the payable fee judgment result to the cancellation module when the confidence level is not less than the confidence level threshold.

[0024] In this embodiment, after receiving the payable fee judgment result and the corresponding confidence level, the reimbursement control module first compares the relationship between the preset confidence level threshold and the confidence level of the payable fee judgment result. If it is determined that the confidence level of the payable fee judgment result is not less than (i.e., greater than or equal to) the confidence level threshold, the payable fee judgment result is deemed reliable, and the remittance information and the first payable fee information represented by the payable fee judgment result are sent to the reimbursement module. The first payable fee information is the payable fee information corresponding to the payable fee judgment result output by the large language model.

[0025] In this embodiment, the confidence threshold can be freely set according to project experience or project needs. For example, the confidence threshold can be 99% or 90%. This embodiment does not limit the specific value of the confidence threshold.

[0026] The account cancellation module is used to perform account cancellation processing based on the remittance information and the first payable fee information.

[0027] In this embodiment, the cancellation module can perform cancellation processing based on the received remittance information and the first payable fee information. Specifically, the cancellation module can generate a payable fee invoice based on the received remittance information and the first payable fee information, and use bank remittance to cancel the payable fee invoice, thereby realizing intelligent cancellation of bank remittances.

[0028] In this embodiment, the system can automatically associate remittance information with contract-related information such as basic contract information, contract payment bill information, and contract project progress information to determine the fees due. Based on the contract-related information and remittance information, the system can automatically determine the fees payable, significantly reducing the workload of account managers in information searching, analysis, judgment, and customer communication. Furthermore, the system can automatically generate bills and remittances based on the judgment results, greatly improving the processing efficiency of bank remittance payment and settlement, enhancing the timeliness of settlement, reducing the occurrence of customers still owing fees after payment, and improving customer experience.

[0029] In conjunction with the above embodiments, in one implementation, the present invention also provides an account reconciliation system, which further includes a manual confirmation module.

[0030] The reimbursement control module is also used to provide the remittance information and the result of the payment judgment to the manual confirmation module when the confidence level is less than the confidence level threshold.

[0031] In this embodiment, if the confidence level of the judgment result of the payable fee is less than the confidence level threshold, the payment control module determines that the judgment result of the payable fee is unreliable. At this time, the remittance information and the judgment result of the payable fee are sent to the manual confirmation module.

[0032] The manual confirmation module is used to generate a manual confirmation request corresponding to the judgment result of the amount due and send it to the user terminal. Upon receiving a confirmation instruction from the user terminal, the module provides the confirmation instruction from the user terminal to the cancellation control module.

[0033] In this embodiment, after receiving the remittance information and the result of the fee assessment, the manual confirmation module generates a manual confirmation request corresponding to the fee assessment result and sends the request to the user terminal of the staff member. The staff member can be, for example, the aforementioned account manager. The manual confirmation request is used to confirm with the staff member whether the fee assessment result corresponding to the remittance information is correct.

[0034] Staff can receive manual confirmation requests through the user terminal and generate relevant instructions based on these requests. The user terminal then returns these instructions to the manual confirmation module. If the instruction is a confirmation instruction, it indicates that the staff has confirmed the accuracy of the fee assessment for the remittance information. Upon receiving the confirmation instruction from the user terminal, the manual confirmation module can then feed it back to the reimbursement control module.

[0035] The cancellation control module is specifically used to provide the remittance information and the first payable fee information to the cancellation module upon receiving a confirmation instruction from the manual confirmation module.

[0036] In this embodiment, when the cancellation control module receives a confirmation instruction from the manual confirmation module, it provides the remittance information and the first payable information represented by the payable fee judgment result to the cancellation module, so as to call the cancellation module to perform cancellation processing based on the remittance information and the first payable fee information.

[0037] In conjunction with any of the above embodiments, the present invention also provides a reimbursement system, in which the manual confirmation module is further configured to send a reassignment request to the user terminal upon receiving a denial instruction returned by the user terminal, and to receive the second payable fee information manually assigned by the user terminal.

[0038] In this embodiment, when the relevant indication is a denial indication, it indicates that the staff confirms that the judgment result of the payable fee corresponding to the remittance information is incorrect, and the staff needs to manually re-designate the fee item to be paid. Upon receiving the denial indication from the user terminal, the manual confirmation module generates a re-designation request and sends it to the user terminal. The re-designation request instructs the staff to manually confirm the payment item.

[0039] Staff can receive a reassignment request through the user terminal and, based on this request, generate manually assigned second payable information through the user terminal. The user terminal then returns this manually assigned second payable information to the manual confirmation module, which receives the manually assigned second payable information returned by the user terminal. This second payable information is the manually reassigned payable information.

[0040] The cancellation control module is further configured to provide the remittance information and the second payable information to the cancellation module upon receiving the second payable information from the manual confirmation module.

[0041] The account cancellation module is used to perform account cancellation processing based on the remittance information and the second payable fee information.

[0042] In this embodiment, upon receiving the second payable fee information returned by the manual confirmation module, the cancellation control module can send the remittance information and the second payable fee information to the cancellation module. The cancellation module then performs cancellation processing based on the received remittance information and second payable fee information. For example, the cancellation module generates a payable fee invoice based on the received remittance information and second payable fee information, and cancels the payable fee invoice using a bank transfer.

[0043] In this embodiment, a confidence threshold is preset. Different digital reimbursement processes are executed depending on whether the confidence threshold is reached. If the confidence threshold is reached, the bill generation and reimbursement are completed automatically. If the confidence threshold is lower than the confidence threshold, manual confirmation is required.

[0044] In conjunction with any of the above embodiments, in one implementation, the present invention also provides a reimbursement system. In this system, the manual confirmation module is further configured to, upon receiving payment adjustment information from the user terminal, provide the payment adjustment information returned by the user terminal to the reimbursement control module.

[0045] In this embodiment, when the relevant indication is an adjustment of payable fees, it signifies that the staff has confirmed that the judgment result of the payable fees corresponding to the remittance information is incorrect, and the staff provides information on adjusting the judgment result of the payable fees. In one example, the adjustment information of payable fees includes the direction of adjustment and the reason for adjustment of the judgment result of payable fees. When the manual confirmation module receives the adjustment information of payable fees returned by the user terminal, it provides the adjustment information of payable fees returned by the user terminal to the reimbursement control module.

[0046] The expense control module is also used to provide the expense adjustment information to the expense judgment module.

[0047] In this embodiment, after receiving the payment adjustment information, the payment control module sends the payment adjustment information to the payment judgment module.

[0048] The payable expense judgment module is also used to re-execute the payable expense judgment based on the payable expense adjustment information through a large language model, obtain the updated payable expense judgment result and the corresponding updated confidence level, and provide it to the reimbursement control module.

[0049] In this embodiment, after receiving the payment adjustment information, the payment due rate judgment module can adjust the payment due rate judgment prompt words based on the payment adjustment information to obtain the adjusted payment due rate judgment prompt words. Then, the adjusted payment due rate judgment prompt words are input into the large language model, and the payment due rate judgment is re-executed through the large language model to obtain the updated payment due rate judgment result and the updated confidence level corresponding to the updated payment due rate judgment result. The payment due rate judgment module then provides the updated payment due rate judgment result and the updated confidence level corresponding to the updated payment due rate judgment result to the deregistration control module.

[0050] The reimbursement control module is further configured to provide the remittance information and the third payable information represented by the updated payable information result to the reimbursement module when the updated confidence level is not less than the confidence level threshold.

[0051] In this embodiment, after receiving the updated payment due date judgment result and the corresponding updated confidence level, the payment cancellation control module compares the preset confidence level threshold with the updated confidence level. If the updated confidence level is not less than (i.e., greater than or equal to) the confidence level threshold, the module determines that the updated payment due date judgment result is reliable and sends the remittance information and the third payment due date information represented by the updated payment due date judgment result to the payment cancellation module. The third payment due date information is the payment due date information corresponding to the updated payment due date judgment result output by the large language model.

[0052] The account cancellation module is used to perform account cancellation processing based on the remittance information and the third payable fee information.

[0053] In this embodiment, the cancellation module can perform cancellation processing based on the received remittance information and third-party payable information. Specifically, the cancellation module can generate a payable bill based on the received remittance information and third-party payable information, and then use a bank transfer to cancel the payable bill.

[0054] Furthermore, in one embodiment, if the cancellation control module determines that the updated confidence level is less than a confidence threshold, it deems the updated payable amount judgment result unreliable. In this case, the remittance information and the updated payable amount judgment result are provided to the manual confirmation module. The manual confirmation module generates a reassignment request based on the remittance information and the updated payable amount judgment result and sends it to the user terminal to directly request staff to manually reassign the payable item. Staff can obtain the reassignment request through the user terminal and generate manually assigned second payable amount information based on the reassignment request. The user terminal then returns the manually assigned second payable amount information to the manual confirmation module, which receives the manually assigned second payable amount information returned by the user terminal. Next, upon receiving the second payable amount information returned by the manual confirmation module, the cancellation control module sends the remittance information and the second payable amount information to the cancellation module, which then performs cancellation processing based on the received remittance information and second payable amount information.

[0055] In conjunction with any of the above embodiments, in one implementation, the present invention also provides an expense reimbursement system. In this method, the system further includes: a contract management module, an invoice management module, and a project management module.

[0056] The reimbursement control module is used to obtain the basic contract information between the remitter and the payee from the contract management module based on the remitter's identifier in the remittance information.

[0057] In this embodiment, the reimbursement control module can determine the contract between the remitter and the payee corresponding to the same Party A identifier as the remitter's identifier in the remittance information from the contract management module, and obtain the basic contract information of the contract between the remitter and the payee. The basic contract information in this embodiment includes at least: contract number, contract payment terms, and Party A identifier. In another embodiment, the basic contract information may also include: contract amount, signing date, and contract duration.

[0058] The payment control module is used to obtain the contract payment bill information from the bill management module based on the contract number; and to obtain the contract project progress information from the project management module based on the contract number.

[0059] In this embodiment, the payment cancellation control module can retrieve the contract payment invoice information corresponding to the contract number from the invoice management module based on the contract number obtained from the basic contract information; and the payment cancellation control module can retrieve the contract project progress information corresponding to the contract number from the project management module based on the contract number obtained from the basic contract information. The contract payment invoice information includes: contract number, invoice number, amount, type of paid fee item, payment cancellation time, and status. The contract project progress information includes: contract number, project milestone status, and project milestone time.

[0060] The cancellation module is further configured to generate a cancelled contract bill for the first payable fee information after performing cancellation processing based on the remittance information and the first payable fee information, and write it into the bill management module.

[0061] In this embodiment, after the cancellation module performs cancellation processing based on the remittance information and the first payable fee information, it generates a cancelled contract bill information for the first payable fee information and writes it into the bill management module for storage. The status corresponding to the saved cancelled contract bill information is cancelled.

[0062] In conjunction with the above embodiments, in an optional specific example, the preset prompt word template is: Imagine you are the account manager for an ICT project at a company. Your task is to determine which outstanding fees under a contract a bank transfer from a corporate client should be used to pay. Based on the information provided below, make a reasonable judgment to identify the outstanding fees that should be paid with this transfer, and provide the confidence level and reasoning behind your judgment. The information includes: {Remittance Information (Remitter Name, Payment Amount, Payment Time)}, {Basic Contract Information (Contract Number, Party A Name, Contract Amount, Signing Time, Contract Duration (Start Date - Completion Date), Contract Payment Terms)}, {Contract Project Progress Information (Contract Number, Project Milestone Status, Project Milestone Time)}, {Contract Paid Bill Information (Contract Number, Bill Number, Expense Item Type, Amount, Settlement Time, Status)}. Please return the results in JSON format, with the following output format: {"Bank Remittance Payable Items": [{"Contract Number": "300001","Payable Items": "Equipment Delivery Payment","Payment Amount (Ten Thousand Yuan)": 150.00}], "Confidence Level": 0.99,"Judgment Reason": ""Judgment Reason Explanation...."}.

[0063] Thus, this embodiment constructs a prompt word template that enables a large language model to complete the judgment of bank remittance fees, including roles, tasks, input information, output requirements, etc.

[0064] In one embodiment, such as Figure 2 As shown, Figure 2 This is a schematic diagram illustrating the execution relationship of various modules in an accounting system according to an embodiment of the present invention. Figure 2 The reimbursement system includes: a remittance management module, a reimbursement control module, a payable item judgment module, a reimbursement module, a manual confirmation module, a contract management module, a bill management module, and a project management module. In one example, this reimbursement system is a smart reimbursement system for bank remittances, used to process intelligent reimbursements for bank transfers. Specifically, after a customer makes a bank transfer, the remittance management module records the customer's remittance information and sends this information (corresponding to...) to the reimbursement control module. Figure 2 In process 1), the reimbursement control module obtains basic contract information from the contract management module based on the remittance information, including contract number, party A's name, contract amount, signing time, contract period, contract payment terms, etc. (corresponding to...) Figure 2 In process 2); the write-off control module obtains the contract project progress information (corresponding to) from the project management module based on the contract number in the basic contract information. Figure 2 In process 3); the reimbursement control module obtains the contract payment bill information (corresponding to) from the bill management module based on the contract number in the basic contract information. Figure 2 In process 4); the reimbursement control module sends the basic contract information, contract project progress information, contract payment invoice information, and remittance information to the payable fees judgment module (corresponding to...). Figure 2 In process 5), the payable fees judgment module fills in the basic contract information, contract project progress information, contract payment invoice information, and remittance information into the pre-configured prompt word template, generates payable fees judgment prompt words, and then asks the large language model (corresponding to...). Figure 2 In process 6), the large language model feeds back the payment dues judgment result and the corresponding confidence level to the payment dues judgment module. The payment dues judgment module then feeds back the payment dues judgment result and the corresponding confidence level to the account reimbursement control module. The account reimbursement control module judges the confidence level. If the confidence level is greater than or equal to the confidence level threshold, the account reimbursement control module sends the remittance information and the first payment dues information represented by the payment dues judgment result to the account reimbursement module (corresponding to...). Figure 2 In process 7), the cancellation module performs cancellation processing based on the remittance information and the first payable fee information, and writes the cancelled contract bill information (status: cancelled) generated for the first payable fee information into the bill management module for storage (corresponding to...). Figure 2 In process 8); if the confidence level is lower than the confidence threshold, the reimbursement control module will send the remittance information and the result of the payment judgment to the manual confirmation module (corresponding to...). Figure 2In process 9), the manual confirmation module generates a manual confirmation request and sends it to the user terminal. After the user terminal provides relevant instructions (such as a confirmation instruction to confirm the use of the judgment result, or a denial instruction to re-specify the pending fee item), it returns the relevant instructions to the billing control module. The billing control module calls the billing module to complete the bill generation and billing processing, thereby significantly reducing the workload of customer managers in manual operation and offline communication with customers, improving the timeliness of bank remittance billing, reducing the occurrence of customers still owing fees after payment, and improving customer experience.

[0065] The reimbursement system in this embodiment of the invention can be a device, or a component, integrated circuit, or chip in a terminal. The device can be a mobile electronic device or a non-mobile electronic device. For example, mobile electronic devices can be mobile phones, tablets, laptops, PDAs, in-vehicle electronic devices, wearable devices, ultra-mobile personal computers (UMPCs), netbooks, or personal digital assistants (PDAs), etc., while non-mobile electronic devices can be servers, network-attached storage (NAS), personal computers (PCs), televisions (TVs), ATMs, or self-service machines, etc. This embodiment of the invention does not impose specific limitations.

[0066] The reimbursement system in this embodiment of the invention can be a device with an operating system. This operating system can be Android, iOS, or other possible operating systems; this embodiment of the invention does not impose specific limitations.

[0067] Based on the same inventive concept, one embodiment of the present invention provides a method for clearing accounts. In one embodiment, this method can be applied to the account clearing system in any of the foregoing embodiments. (See reference...) Figure 3 , Figure 3 This is a flowchart illustrating the steps of a reimbursement method according to an embodiment of the present invention. Figure 3 As shown, the reimbursement method provided in this embodiment includes the following steps: Step S11: Obtain the remittance information from the remitter; Step S12: Based on the remitter's identifier in the remittance information, obtain the contract-related information between the remitter and the payee; the contract-related information includes: basic contract information, contract project progress information, and contract payment information; Step S13: Fill in the contract-related information and remittance information into the preset prompt word template to generate the payable fee judgment prompt word, and input the payable fee judgment prompt word into the big language model to obtain the payable fee judgment result and the corresponding confidence level; Step S14: If the confidence level is not less than the confidence level threshold, perform the cancellation process based on the remittance information and the first payable information represented by the payable fee judgment result.

[0068] Optionally, the method further includes: If the confidence level is less than the confidence threshold, a manual confirmation request corresponding to the payment determination result is generated and sent to the user terminal; Upon receiving a confirmation instruction from the user terminal, the account cancellation process is executed based on the remittance information and the first payable information represented by the payable fee judgment result. Upon receiving a denial instruction from the user terminal, a reassignment request is sent to the user terminal, and the second payable fee information manually assigned by the user terminal is received. Based on the remittance information and the second payable fee information, the cancellation process is executed.

[0069] Optionally, the method further includes: If the confidence level is less than the confidence threshold, a manual confirmation request corresponding to the payment determination result is generated and sent to the user terminal; Upon receiving the fee adjustment information returned by the user terminal, the fee judgment is re-executed based on the fee adjustment information using the large language model to obtain the updated fee judgment result and the corresponding updated confidence level. If the updated confidence level is not less than the confidence level threshold, the cancellation process is performed based on the remittance information and the third payable information represented by the updated payable information judgment result.

[0070] It should be noted that, for the sake of simplicity, the method embodiments are all described as a series of actions. However, those skilled in the art should understand that the embodiments of the present invention are not limited to the described order of actions, because according to the embodiments of the present invention, some steps can be performed in other orders or simultaneously. Furthermore, those skilled in the art should also understand that the embodiments described in the specification are preferred embodiments, and the actions involved are not necessarily essential to the embodiments of the present invention.

[0071] The terms "first," "second," etc., used in the specification and claims of this invention are used to distinguish similar objects and are not used to describe a specific order or sequence. It should be understood that such data can be interchanged where appropriate so that embodiments of the invention can be implemented in orders other than those illustrated or described herein. Furthermore, in the specification and claims, "and / or" indicates at least one of the connected objects, and the character " / " generally indicates that the preceding and following objects are in an "or" relationship.

[0072] Based on the same inventive concept, another embodiment of the present invention provides an electronic device, such as... Figure 4 As shown, Figure 4 This is a schematic diagram of an electronic device according to an embodiment of the present invention. The electronic device includes a memory, a processor, and a program or instructions stored in the memory and executable on the processor. When the program or instructions are executed by the processor, they implement the steps in the reimbursement method described in any of the above embodiments of the present invention.

[0073] It should be noted that the electronic devices in the embodiments of the present invention include the mobile electronic devices and non-mobile electronic devices described above.

[0074] Based on the same inventive concept, another embodiment of the present invention provides a computer program product, including a program or instructions, which, when executed by a processor, implement the steps in the write-off method described in any of the above embodiments of the present invention.

[0075] As the method embodiments are basically similar to the system embodiments, the description is relatively simple, and relevant parts can be found in the description of the system embodiments.

[0076] It should be noted that, in this document, the terms "comprising," "including," or any other variations thereof are intended to cover non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements includes not only those elements but also other elements not expressly listed, or elements inherent to such a process, method, article, or apparatus. Without further limitations, an element defined by the phrase "comprising one..." does not exclude the presence of other identical elements in the process, method, article, or apparatus that includes that element. Furthermore, it should be noted that the scope of the methods and apparatuses in the embodiments of the present invention is not limited to performing functions in the order shown or discussed, but may also include performing functions substantially simultaneously or in the reverse order, depending on the functions involved. For example, the described methods may be performed in a different order than described, and various steps may be added, omitted, or combined. Additionally, features described with reference to certain examples may be combined in other examples.

[0077] Through the above description of the embodiments, those skilled in the art can clearly understand that the methods of the above embodiments can be implemented by means of software plus necessary general-purpose hardware platforms. Of course, they can also be implemented by hardware, but in many cases the former is a better implementation method. Based on this understanding, the technical solution of the present invention, or the part that contributes to the prior art, can be embodied in the form of a software product. This computer software product is stored in a storage medium (such as ROM / RAM, magnetic disk, optical disk) and includes several instructions to cause a terminal (which may be a mobile phone, computer, server, air conditioner, or network device, etc.) to execute the methods described in the various embodiments of the present invention.

[0078] The embodiments of the present invention have been described above with reference to the accompanying drawings. However, the present invention is not limited to the specific embodiments described above. The specific embodiments described above are merely illustrative and not restrictive. Those skilled in the art can make many other forms under the guidance of the present invention without departing from the spirit and scope of the claims, and all of these forms are within the protection scope of the present invention.

Claims

1. A system for closing accounts, characterized by The system includes at least: a remittance management module, a payment cancellation control module, a payment due item judgment module, and a payment cancellation module; The remittance management module is used to provide the remitter's remittance information to the reimbursement control module; The reimbursement control module is used to obtain contract-related information between the remitter and the payee based on the remitter's identifier in the remittance information, and send the contract-related information and remittance information to the payment due determination module; the contract-related information includes: basic contract information, contract project progress information, and contract payment bill information; The payable fee judgment module is used to fill in contract-related information and remittance information into a preset prompt word template, generate payable fee judgment prompt words, input the payable fee judgment prompt words into a large language model, obtain the payable fee judgment result and the corresponding confidence level, and provide it to the account cancellation control module; The cancellation control module is further configured to provide the remittance information and the first payable information represented by the payable fee judgment result to the cancellation module when the confidence level is not less than the confidence level threshold. The account cancellation module is used to perform account cancellation processing based on the remittance information and the first payable fee information.

2. The reimbursement system according to claim 1, characterized in that, The system also includes: a manual confirmation module; The reimbursement control module is also used to provide the remittance information and the result of the payment judgment to the manual confirmation module when the confidence level is less than the confidence threshold. The manual confirmation module is used to generate a manual confirmation request corresponding to the payment judgment result and send it to the user terminal. Upon receiving a confirmation instruction from the user terminal, the module provides the confirmation instruction from the user terminal to the cancellation control module. The cancellation control module is specifically used to provide the remittance information and the first payable fee information to the cancellation module upon receiving a confirmation instruction from the manual confirmation module.

3. The reimbursement system according to claim 2, characterized in that, The manual confirmation module is also used to send a re-designation request to the user terminal when it receives a denial instruction from the user terminal, and to receive the second payable fee information manually designated by the user terminal. The cancellation control module is also used to provide the remittance information and the second payable information to the cancellation module when it receives the second payable information provided by the manual confirmation module; The account cancellation module is used to perform account cancellation processing based on the remittance information and the second payable fee information.

4. The reimbursement system according to claim 2, characterized in that, The manual confirmation module is also used to provide the payment adjustment information returned by the user terminal to the cancellation control module when it receives the payment adjustment information returned by the user terminal. The write-off control module is also used to provide the payable expense adjustment information to the payable expense judgment module; The payable expense judgment module is also used to re-execute the payable expense judgment based on the payable expense adjustment information through a large language model, obtain the updated payable expense judgment result and the corresponding updated confidence level, and provide it to the reimbursement control module. The cancellation control module is further configured to provide the remittance information and the third payable information represented by the updated payable information to the cancellation module when the updated confidence level is not less than the confidence level threshold. The account cancellation module is used to perform account cancellation processing based on the remittance information and the third payable fee information.

5. The reimbursement system according to any one of claims 1 to 4, characterized in that, The system also includes: a contract management module, a billing management module, and a project management module; The reimbursement control module is used to obtain the basic contract information of the contract between the remitter and the payee from the contract management module based on the remitter's identifier in the remittance information. The basic contract information includes at least: contract number, contract payment terms information, and the identifier of Party A. The reimbursement control module is used to obtain contract payment bill information from the bill management module based on the contract number; and to obtain contract project progress information from the project management module based on the contract number. The cancellation module is further configured to generate a cancelled contract bill for the first payable fee information after performing cancellation processing based on the remittance information and the first payable fee information, and write it into the bill management module.

6. A method for clearing out accounts, characterized in that, The method includes: Obtain the remittance information from the remitter; Based on the remitter's identifier in the remittance information, obtain the contract-related information between the remitter and the payee; the contract-related information includes: basic contract information, contract project progress information, and contract payment information. The contract-related information and remittance information are filled into the preset prompt word template to generate the payment due prompt words. The payment due prompt words are then input into the large language model to obtain the payment due judgment result and the corresponding confidence level. If the confidence level is not less than the confidence level threshold, the cancellation process is performed based on the remittance information and the first payable information represented by the payable fee judgment result.

7. The method for clearing out accounts according to claim 6, characterized in that, The method further includes: If the confidence level is less than the confidence threshold, a manual confirmation request corresponding to the payment determination result is generated and sent to the user terminal; Upon receiving a confirmation instruction from the user terminal, the account cancellation process is executed based on the remittance information and the first payable information represented by the payable fee judgment result. Upon receiving a denial instruction from the user terminal, a reassignment request is sent to the user terminal, and the second payable fee information manually assigned by the user terminal is received. Based on the remittance information and the second payable fee information, the cancellation process is executed.

8. The method for clearing accounts according to claim 6, characterized in that, The method further includes: If the confidence level is less than the confidence threshold, a manual confirmation request corresponding to the payment determination result is generated and sent to the user terminal; Upon receiving the fee adjustment information returned by the user terminal, the fee judgment is re-executed based on the fee adjustment information using the large language model to obtain the updated fee judgment result and the corresponding updated confidence level. If the updated confidence level is not less than the confidence level threshold, the cancellation process is performed based on the remittance information and the third payable information represented by the updated payable information judgment result.

9. An electronic device, characterized in that, It includes a processor, a memory, and a program or instructions stored in the memory and executable on the processor, wherein the program or instructions, when executed by the processor, implement the steps of the write-off method as described in any one of claims 6 to 8.

10. A computer program product, characterized in that, Includes a program or instructions that, when executed by a processor, implement the steps of the write-off method as described in any one of claims 6 to 8.

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